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Pirateface

Owensboro, KY

#1 Nov 19, 2011
Anyone receive a civil summons for an unpaid old bill? How do you get this paid off before they garnish wages?
yea

Owensboro, KY

#4 Nov 19, 2011
I got a letter in the mail from a law firm over an unpaid hospital bill talking about possibly suing me. I'm like BRING IT lol
shg

Owensboro, KY

#5 Nov 19, 2011
yea wrote:
I got a letter in the mail from a law firm over an unpaid hospital bill talking about possibly suing me. I'm like BRING IT lol
what that bc they will garnish the maximum out of your paycheck if you don't make arrangements to pay or pay in full.
Pirateface

Owensboro, KY

#6 Nov 19, 2011
Its a civil summons. It is talking about garnishing my wages. Can I pay this before hand? I currently dont have a job, just a full time student.
curiositykills

Owensboro, KY

#7 Nov 19, 2011
Pirateface wrote:
Its a civil summons. It is talking about garnishing my wages. Can I pay this before hand? I currently dont have a job, just a full time student.
. Civil summons from the court system should provide you with a court date any one of those can be worked out prior to the date however once the collection company has a judgement you need to settle before you leave and have it signed by the judge as long as you keep to the arrangement they can not varnish your wages.
somebody

Owensboro, KY

#8 Nov 19, 2011
Pirateface wrote:
Its a civil summons. It is talking about garnishing my wages. Can I pay this before hand? I currently dont have a job, just a full time student.
How old is the bill? There is a statute of limitations on debts. So I think if your debt is too old then you don't owe a thing. I'm not sure about how many years the statute of limitations is for kentucky though.

If the statues of limitations isn't up yet and since you have no job then maybe you can call them and make a settlement for a smaller amount. These collection places aren't who you actually owe. All they did was buy your debt for little of no money, it's like an investment for them. The actuall place you owe probally wrote you off on their taxes at the end of the year. So try to settle for a smaller amount if you can.
Pirateface

Owensboro, KY

#9 Nov 19, 2011
I do not have a court date. The letter given to me today said I need to write a letter to the clerk's office within 20 days. does this sound right?
yup

United States

#10 Nov 19, 2011
shg wrote:
<quoted text>what that bc they will garnish the maximum out of your paycheck if you don't make arrangements to pay or pay in full.
This is true. This happened to my husband, and we were late on one pmt, and they began garnishing his paycheck, like triple what the arranged monthly pmts were, and this much higher pmt was coming out of EVERY check.
shg

Owensboro, KY

#11 Nov 19, 2011
If its the attorneys office out of Paris Tennessee then don't expect them to work with you. I paid $2500 to them and two years later I got served papers again for $130 and they still threatened to pursue garnishments. They are cut throat and don't care about your situation.
yup

United States

#12 Nov 19, 2011
shg wrote:
If its the attorneys office out of Paris Tennessee then don't expect them to work with you. I paid $2500 to them and two years later I got served papers again for $130 and they still threatened to pursue garnishments. They are cut throat and don't care about your situation.
That's who we had
shg

Owensboro, KY

#13 Nov 19, 2011
The problem is that the hospital has so much debt (bc they over charge on so much that no one can afford to pay) that they sold off all this debt to that a-hole attorney bc if omhs didn't get there debts lowered then the financing would have fell through on the building of the new hospital...so easiest way to cut debt was selling to that attorneys office...I never had a problem with omhs until they sold off to that attorney. Omhs worked with me a lot but after I had my son they passed the debt and they wouldn't work with me.
yep

Owensboro, KY

#14 Nov 19, 2011
David W. Edwards of Paris, Tennessee is hassling me over 900 bucks I owe the hospital. I guess they will start garnishing my wages.
Pirateface

Owensboro, KY

#15 Nov 20, 2011
Mine is thru Louisville, KY. Is this who I need to call?
someone

Owensboro, KY

#18 Nov 20, 2011
pay for ur own kid wrote:
<quoted text>
if you owe them money PAY THEM, sounds like ur a deadbeat mother not paying her child support
You need to read that post again. No it don't sound like a dead beatmother. smh
Partial truth

Owensboro, KY

#19 Nov 21, 2011
somebody wrote:
<quoted text>
How old is the bill? There is a statute of limitations on debts. So I think if your debt is too old then you don't owe a thing. I'm not sure about how many years the statute of limitations is for kentucky though.
If the statues of limitations isn't up yet and since you have no job then maybe you can call them and make a settlement for a smaller amount. These collection places aren't who you actually owe. All they did was buy your debt for little of no money, it's like an investment for them. The actuall place you owe probally wrote you off on their taxes at the end of the year. So try to settle for a smaller amount if you can.
Part of what you have said is true. I myself am a debt collector adn can tell you IF it was sent to an attorney the plan is to sue. Collection agencies do NOT buy past due accounts. They are turned over for a fraction of the bill amount. Meaning said money goes back to whoever you owe money to. Hospitals and doctor offices do NOT write bad debt off as a tax write off. The only way it can be written off at the end is if given CHARITY. That has to be done in a matter of months of accumalating the expense. NOW, with this being said they can call the attorney and inform them they are not employed and set up an arrangement. MOST will work with you IF you dont try to dodge them.
oboro

Owensboro, KY

#20 Nov 21, 2011
Partial truth wrote:
<quoted text> Part of what you have said is true. I myself am a debt collector adn can tell you IF it was sent to an attorney the plan is to sue. Collection agencies do NOT buy past due accounts. They are turned over for a fraction of the bill amount. Meaning said money goes back to whoever you owe money to. Hospitals and doctor offices do NOT write bad debt off as a tax write off. The only way it can be written off at the end is if given CHARITY. That has to be done in a matter of months of accumalating the expense. NOW, with this being said they can call the attorney and inform them they are not employed and set up an arrangement. MOST will work with you IF you dont try to dodge them.
Like anybody is going to believe a debt collector. I swear you guys pull every trick in the book. Who ever needs advice on debt and needs to go to a lawyer.
shg

United States

#22 Nov 21, 2011
pay for ur own kid wrote:
<quoted text>if you owe them money PAY THEM, sounds like ur a deadbeat mother not paying her child support
I do pay for my child obviously asshole since I pat for I durance every month plus co-pays and deductibles...I'm sorry I'm not raping the system by having medical card or WIC to have everything paid by everyone else when I have insurance. When you get laid off from a job making $35000 a year and get a new job making $23000 it makes it a tiny bit more difficult thank you! I don't ask for child support or anything from anyone other than asking that attorneys office to work with me over a $2500 bill and they wouldn't bc they wanted money. I pay my own way so you can kiss my ass!!!
shg

United States

#23 Nov 21, 2011
pay for ur own kid wrote:
<quoted text>if you owe them money PAY THEM, sounds like ur a deadbeat mother not paying her child support
and I took the money from my savings to pay in full after they wouldn't work with me. I'd say I do pretty damn good at taking care of my children!
I dont think so

Owensboro, KY

#24 Nov 21, 2011
JustaAngel-1488 wrote:
<quoted text>
If you do not file a response there will be no hearing date. A default judgement will be made and the max allowed will be ordered to be withheld.
They can attach your wages, intercept your tax refunds and/or place a lien on any property you may have, including your car.
File the response. It is very simple, the forms are available online and you can get a fee waiver so it is free to file.
Appear at the court date and explain your financial situation to the judge.
You payments will be very small or possibly even delayed.
Just DO NOT make the mistake of ignoring it.
They can not garnish your Federal Tax Return over a medical debt...or any civil debt unless it is to another government agency. If you owe back child support or student loans...then those government agencies can intercept your taxes. Medical bills are eligible for interception of your tax return!
I dont think so

Owensboro, KY

#25 Nov 21, 2011
Last sentence of my post should have read...."Medical bills are NOT eligible for interception......"

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