Get a credit line before you need one

Get a credit line before you need one

There are 4 comments on the South Florida Sun-Sentinel story from Jan 21, 2009, titled Get a credit line before you need one. In it, South Florida Sun-Sentinel reports that:

Christopher Parr counts this among his basic rules of financial planning: Put your credit lines in place when you don't need them.

Join the discussion below, or Read more at South Florida Sun-Sentinel.

Nope

Ocala, FL

#2 Jan 26, 2009
Bad advice. They'll lure you in, then slash your line, leaving you with an early account closure fee if you try to take your business elsewhere because of their deceptive tactics.
Amy K

Pensacola, FL

#4 Jan 26, 2009
Why not just live within your means and pay cash?

Using credit from the banks can create a downward financial spiral because of their excessive fees and outrageous rates.
ExRepub

Huntsville, AL

#5 Jan 26, 2009
Too much of this kind of 'advice' is what caused the mess were in now!

And DON'T go to banks, if you can help it. They are crooks and snake oil salesmen, as the current debacle is exposing to all. They're just looking for any sneaky way to get their claws into you, specially now that they're hurting so bad. Credit unions are the ONLY way to go, even if you don't get the 'best deal'.
Lynnet

London, UK

#6 Mar 26, 2014
This is the first time I had ever applied for a loan. I couldn't have asked for anything more from the staff that answered any of my questions to the application process. Once this had all been completed the money was transferred quickly into my account. I will definitely be recommending 911PDAY .COM ( http://goo.gl/l0GrbF ) too my friends and family.

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