Settling cruise bill has been rough sailing

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Dear Greg: My husband and I went on a Celebrity cruise Jan. 20. When we embarked, I gave a debit card for incidental charges.
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21 - 40 of 255 Comments Last updated Jun 14, 2014
Steve

Oviedo, FL

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#37
May 19, 2008
 

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Irish wrote:
All beware Pat Torre is a liar,thief,conman.He sucks you in with his charm and then he will suck your money right from you.Rumor has it that he has conned the wrong crowd/It would not surprise me if Mr Torre goes on a long long vacation not the type you would normally volunteer to take.It is only a matter of time.Pat your time will come. God help you.
If anyone wants to know what a low life used car saleman Pat Torre really is...here is one for you. Torre thru his now shut down title company, ran the purchase of his own BROTHERS new home through his title company and instead of putting his brothers name on all the titles as owner, he put his own instead! So here the poor brother is paying a mortgage on a home for two years, goes to take out a second mortgage on what he thinks is his house and come to find out...he cannot take out a second mortgage because he doesn't own the house to begin with!!! His brother Pat Torre does! Any questions about Torre's character now? If you would screw your own brother, what makes you think everything that has been posted here and much more isn't the truth!
Pat, the godfather you are not!! Low life common thief...you are!
Mark

Silver Spring, MD

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#38
May 19, 2008
 

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Beware of Patrick Torre, his wife, and any businesses associated with these so called "Christians". Patrick Torre not only steals from strangers and clients, he also steals from his employees and family. I sure hope he's not the treasurer of his/your church!
Walked Away

New York, NY

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#39
May 19, 2008
 
Truthiness003 is so amazingly naive that it makes one wonder if he has any common sense. Pat Torre is a liar and thief and I am lucky to have walked away from him long ago. He tried to get me for a substantial amount of $$$ but his scheme didn't pan out. I was naive about him at one time but soon learned that this con artist cannot tell the truth. I can't wait to see him on the front page of the Orlando Sent. in his orange jumpsuit. The man cannot tell he truth, PERIOD!! Pathological liar is what they call criminals like him. T003 needs to stop being such a fool and PRAY that he doesn't get caught up in one of PTs schemes.

Since: Apr 08

Orlando, FL

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#40
May 19, 2008
 

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I'm happy that I do not check this post very often, because the venom and hate that is permeating this blog is sickening! Its hard to imagine the mindset that would even write such statements about the Torre's, much less paranoiac speculations about who I am!

I therefore would like to again extend another open invitation to meet additional individuals who are truthfully interested in the facts!

The facts as I know them to be are: that the Torre's owe money to vendors and clients due to the core collapse of their real estate business (not unlike 50% percent of the my fellow colleges in the real-estate business), and that is where it starts and ends. To add defamation and lies about these Faithful people is neither Christian-like nor helpful in their goal of paying off their debts and re-building their lives.

It seems in fact as if the negative posts here are designed to literally destroy their lives for self serving reasons. Please know that I fully understand the anger that comes with money being owed, as I too am patiently awaiting debt repayment from companies and investments I have made over the past years. But anyone with a clear eye can read that childish anger is what is motivating these most negative posts.

So, for the record, I will again state that the Torre's in my over ten years of personal friendship have always proven to be truthful and loving people. Never have I or colleges of mine who have known them even longer, ever experienced the horrid fabrications people have posted above. Debts are a fact of life people! Being responsible and committed to repaying those debts are also a necessary part of life. But actively working to destroy a family through such destructive actions is blatantly evil!

In closing, I would like to extend my thanks to those who have so far contacted me and aloud me to share my personal knowledge and understandings of the issues the Torre's are going through. Truth is a wonderful thing when allowed to see the light of day. In the blogs I continue to read here, all I see is darkness and destruction.
Steve

Oviedo, FL

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#41
May 19, 2008
 

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Truthiness003 wrote:
I'm happy that I do not check this post very often, because the venom and hate that is permeating this blog is sickening! Its hard to imagine the mindset that would even write such statements about the Torre's, much less paranoiac speculations about who I am!
I therefore would like to again extend another open invitation to meet additional individuals who are truthfully interested in the facts!
The facts as I know them to be are: that the Torre's owe money to vendors and clients due to the core collapse of their real estate business (not unlike 50% percent of the my fellow colleges in the real-estate business), and that is where it starts and ends. To add defamation and lies about these Faithful people is neither Christian-like nor helpful in their goal of paying off their debts and re-building their lives.
It seems in fact as if the negative posts here are designed to literally destroy their lives for self serving reasons. Please know that I fully understand the anger that comes with money being owed, as I too am patiently awaiting debt repayment from companies and investments I have made over the past years. But anyone with a clear eye can read that childish anger is what is motivating these most negative posts.
So, for the record, I will again state that the Torre's in my over ten years of personal friendship have always proven to be truthful and loving people. Never have I or colleges of mine who have known them even longer, ever experienced the horrid fabrications people have posted above. Debts are a fact of life people! Being responsible and committed to repaying those debts are also a necessary part of life. But actively working to destroy a family through such destructive actions is blatantly evil!
In closing, I would like to extend my thanks to those who have so far contacted me and aloud me to share my personal knowledge and understandings of the issues the Torre's are going through. Truth is a wonderful thing when allowed to see the light of day. In the blogs I continue to read here, all I see is darkness and destruction.
"Debts are a fact of life people! Being responsible and committed to repaying those debts are also a necessary part of life." You wrote this yourself so let me present this back to you if Torre is such a great family man and just going thru tough business times. Out of the 10 pages of final judgements against Torre and his wife on the comptroller site where he was found guilty and owed restitution to the people he stole from. Have you seen any final judgements that have been actually paid back to the victims by Torre? Can you show me even an attempt to pay back his "debt" you so call it? You just proved everyone's point on this blog...Torre is a thief!
past advertiser

AOL

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#42
May 19, 2008
 

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Patrick torre is a scam artist. Most Realtors know this! He owns a magazine called luxury homess and estates. He lied to the many advertisers, over charged their accounts and didn;t produce the copys he said he would. Its a fact and we all have documentation to back it up. He is a brillant white color scam artist. he scamed me and several other advertisers, and Realtors, which means he stoiled our money about $1,000.00 per month each for a period of five years and we did not get what was promised,.
WORRIED ABOUT ORLANDO

United States

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#49
May 21, 2008
 
HEY LADIES AND GENTLEMAN JUST A REMINDER MARTIN LUTHER KING JR. HAD ONCE SAID," BLESS THOSE THAT CURSE YOU." IF MR. AND MRS. TORRE DID BAD THINGS THEY WILL PAY. IF YOU ARE GETTING ANGRY AND VENTING, IT WILL ONLY CONSUME YOU MORE, THEN YOU ARE AT RISK OF TAKING IT OUT ON YOUR LOVED ONES AND REALLY DESTROYING YOUR LIVES.
REMEMBER NEVER LET A NEGATIVE THOUGHT ENTER YOUR HEAD.
LAC

Kissimmee, FL

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#54
May 22, 2008
 

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if you're so sure, then put him in jail!
you obviouly don't have the proof you need to take him to court to get what you want, ei; $.
use the system buddy! the legal system is in place to do good or bad, what you're doing is called slander!, it's cowardly! take him to court, that's what is there for, or are you afraid they won't believe you! we all know as Americans, that justice will ALWAYS prevail, just look at Lou Pearlman!
Mark

Silver Spring, MD

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#55
May 22, 2008
 

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LAC, did you not read the OC comptroller site? He has been taken to court. That's the problem...Pat is such a scum bag he never pays the judgements against him.
His day is coming and this time he won't be able to disregard the court's decision!
LAC wrote:
if you're so sure, then put him in jail!
you obviouly don't have the proof you need to take him to court to get what you want, ei; $.
use the system buddy! the legal system is in place to do good or bad, what you're doing is called slander!, it's cowardly! take him to court, that's what is there for, or are you afraid they won't believe you! we all know as Americans, that justice will ALWAYS prevail, just look at Lou Pearlman!
GFL

Miami, FL

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#57
May 22, 2008
 
The man has multimillion dollars in judgements against him from both individuals and companies. Does that sound like a frivolous lawsuit? Is an IRS tax lien for almost $50,000 frivolous?

Pat and Irma Torre are con's. They have conned you into believing in them while the whole time they are looking for their next scam.

If anybody has the FBI contact post it here. It would be helpful for all who have been wronged to have the appropriate contact so the government has all of the crimes documented. They both need to rot in jail right next to Lou Pearlman.
LAC wrote:
I am a fellow Realtor in Orlando, also hit by the market conditions. I ha e been for we to short sale some of my properties in an attempt to survive the calamity. I have to say that as a business owner for many years in this town I've been faced with blatant and fro olous lawsuits against me, which in turn, and not at fault, have cost me money. These are simply things you deal with on a daily basis. The point here is "do not believe all you hear!"
I've dealt with P Torre for years and in my experience, could never have dealt with a better gentleman than him and or Jack. Not to mention Irma, these folks have always gone way beyond their promise to deliver anything. Its been my great pleasure and priviledge to have crossed their path. As to you, whishing they go I. A long vacation over a friking 30k, you are a joke. Real business people like PT and some of us make AND LOSE more than that on an every other day basis. Grow up you MF! We know who to look for if anything happens to Torre's, you stupid S__T!!
GFL

Miami, FL

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#58
May 22, 2008
 
LAC, you're a dimwit. Nobody is slandering Pat. It is all public record.

Those who are friendly with him and his wife will obviously have a hard time believing he is capable of these crimes, but unfortunately it is all true. He'll try to blame it on a down market or frivolous lawsuits, but beware--WHERE THERE IS SMOKE THERE IS FIRE! Pat is no different than convicted thief, money launderer, pedophile, etc Lou Pearlman.
LAC wrote:
if you're so sure, then put him in jail!
you obviouly don't have the proof you need to take him to court to get what you want, ei; $.
use the system buddy! the legal system is in place to do good or bad, what you're doing is called slander!, it's cowardly! take him to court, that's what is there for, or are you afraid they won't believe you! we all know as Americans, that justice will ALWAYS prevail, just look at Lou Pearlman!
blessed

Oviedo, FL

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#59
May 22, 2008
 

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Buyer Beware!
Pat Torre will be looking to sell his failed real estate publication "Luxury Homes and Estates" to anyone niave enough to believe that the magazine was ever profitable. If he shows you a set of books stating otherwise, they are atlered and fraudulant statements, just like he showed me. Come to find out, the publication has never turned a profit and I was in line to be taken advantage of as an investor in a publication that has no paying clients what so ever. As a matter of fact, the only clients I was aware of were past clients who would call about excessive non authorized charges on their credit cards. Please don't allow yourself to be taken advantage of as I almost was!
WORRIED ABOUT ORLANDO

United States

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#60
May 22, 2008
 

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I know LAC and he is not Pat or Irma. He was writing from his IPOD phone so he made a mistake. Now I will agree, he is not Charles Dickens and he said some stuff I don't agree with. However Stephen, why are you being so mean to LAC? GFL you shouldn't call LAC a dimwit. This is America everyone is entitled to their own opinion and we are free to post in sites like this one. What concerns me is that everyone is being so mean to each other, everyone is calling each other names and accusing the person of being someone else. I care about each and everyone of you and in the last year have had friends and business people rob me of over $500,000. I let it consume me to the point where I almost changed who I was. I met with FBI, Secret Service and brought to the table the biggest real estate scandal Orlando had ever seen only to see the charges dropped because Countrywide was getting bought out by Bank of America. I have been a victim too, but I am not blasting people. Feel free to sue or post about the Torre's all you want, but don't change the person you are and consume yourself with hate towards someone you don't even know. When I decided to forgive the people that stole from me I felt the weight of the world release off my chest. My life became better than it ever has been. I still am going to sue the people who stole from me. I just am not going to talk about them everyday. Talk about good things in your life, your loved ones. Post about how lucky you are to have them.
WORRIED ABOUT ORLANDO

United States

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#62
May 22, 2008
 

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Stephen wrote:
Worried About Orlando, those are nice words and you make good points, however, the central theme of this topix section is for people to share how Pat Torre and Irma Cartaya Torre have ruined people's lives financially by committing fraud, identity theft, money laundering and larceny. They are awful con artists who will soon be in prison. I am going to have an awesome party after the sentencing hearing and I will be inviting all of his victims. I know of atleast 50 different people/businesses that the Torres have manipulated, lied to, and stolen from. We will all sing and dance and rejoice. I will even invite Truthiness003 and Worried About Orlando, because although they are naive and refuse to see the truth about the Torres, they will on the day that the guards take them away.
You are calling me naive because I said don't let it consume you and ruin your life? All i am saying is that as important as the past is, and it is important. It is not nearly as important as the way you see your future. You are saying your life is ruined? Do you mind me asking what they did to you? How much is the judgment you have against them? If it is possible I would like to satisfy that amount if it isn't too much. Even though you called me naive and I have not made one derogatory comment about you. All I did was advise you in a way that might make your life more productive. Anyways, I see you have a little hatred and if it's only because of some judgement maybe I can help you. Look forward to your reply.
GFL

Miami, FL

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#64
May 23, 2008
 

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You're right I shouldn't have called him a dimwit. Clearly LAC doesn't know the history or frustruation it is dealing legally with the Torres. He owes my company $9000, because of deadbeats like him we've had to reduce our staffing. Good people are out of work in today's terrible economy because of the notorious thieves Pat and Irma Torre. It is a travesty of justice that after their history, they are not incarcerated. Yes, the legal system can work but unfortunately it takes years. They hide behind companies, incorporations and LLC's to reduce their personal liability.

I am encouraged to learn the FBI is involved, with these two it will take quite a bit of forensic accounting to determine the scope of their fraud but you know when the Feds are involved they will build an airtight case.

i'm in for the party when they are locked up.:D
WORRIED ABOUT ORLANDO wrote:
I know LAC and he is not Pat or Irma. He was writing from his IPOD phone so he made a mistake. Now I will agree, he is not Charles Dickens and he said some stuff I don't agree with. However Stephen, why are you being so mean to LAC? GFL you shouldn't call LAC a dimwit. This is America everyone is entitled to their own opinion and we are free to post in sites like this one. What concerns me is that everyone is being so mean to each other, everyone is calling each other names and accusing the person of being someone else. I care about each and everyone of you and in the last year have had friends and business people rob me of over $500,000. I let it consume me to the point where I almost changed who I was. I met with FBI, Secret Service and brought to the table the biggest real estate scandal Orlando had ever seen only to see the charges dropped because Countrywide was getting bought out by Bank of America. I have been a victim too, but I am not blasting people. Feel free to sue or post about the Torre's all you want, but don't change the person you are and consume yourself with hate towards someone you don't even know. When I decided to forgive the people that stole from me I felt the weight of the world release off my chest. My life became better than it ever has been. I still am going to sue the people who stole from me. I just am not going to talk about them everyday. Talk about good things in your life, your loved ones. Post about how lucky you are to have them.
GFL

Miami, FL

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#65
May 23, 2008
 

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blessed,

This is a GREAT POST! You see, now potential investors have the opportunity to learn what kind of a person and business they are considering. They can Google Pat Torre and his magazine and this thread will pop up.

This is the kind of grassroots support that will help beat him at this own game. KEEP UP THE GOOD WORK!
blessed wrote:
Buyer Beware!
Pat Torre will be looking to sell his failed real estate publication "Luxury Homes and Estates" to anyone niave enough to believe that the magazine was ever profitable. If he shows you a set of books stating otherwise, they are atlered and fraudulant statements, just like he showed me. Come to find out, the publication has never turned a profit and I was in line to be taken advantage of as an investor in a publication that has no paying clients what so ever. As a matter of fact, the only clients I was aware of were past clients who would call about excessive non authorized charges on their credit cards. Please don't allow yourself to be taken advantage of as I almost was!
GFL

Miami, FL

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#66
May 23, 2008
 

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I don't think naive is a derogatory term but one of perspective. Obviously you are of different means than others who have been defrauded by the Torre's. Imagine if you lost your job because these sleazeballs wrote a bad check. Imagine how you would feel if they stole your entire life savings. That is the perspective you should consider when talking to others they have stolen from.

Yes, we should be bigger people and move on. After they are in jail and their kids are left with relatives I am sure we will move on. There is a time to move on and hopefully we will soon be at that point. Until then the best thing to do is keep the pressure on until action is taken.
WORRIED ABOUT ORLANDO wrote:
<quoted text>
You are calling me naive because I said don't let it consume you and ruin your life? All i am saying is that as important as the past is, and it is important. It is not nearly as important as the way you see your future. You are saying your life is ruined? Do you mind me asking what they did to you? How much is the judgment you have against them? If it is possible I would like to satisfy that amount if it isn't too much. Even though you called me naive and I have not made one derogatory comment about you. All I did was advise you in a way that might make your life more productive. Anyways, I see you have a little hatred and if it's only because of some judgement maybe I can help you. Look forward to your reply.
blessed

Oviedo, FL

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#67
May 23, 2008
 

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GFL wrote:
blessed,
This is a GREAT POST! You see, now potential investors have the opportunity to learn what kind of a person and business they are considering. They can Google Pat Torre and his magazine and this thread will pop up.
This is the kind of grassroots support that will help beat him at this own game. KEEP UP THE GOOD WORK!
<quoted text>
Any potential investor in this dead in the water publication, please try to contact past advertisers and employees of Torre's publication Luxury Homes and Estates. I bet they could supply you with names and verify past advertisers who had to cancel their credit cards to stop Torre from putting charges on their personal cards for ads they never placed. I also bet they could provide a list of "advertisers" who got their pages for FREE just so the publication had the APPERANCE of being successful. How can a magazine with no contracts, no paying advertisers and pages given away for free be a worth while investment???
I C 33rd

Winter Garden, FL

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#68
May 23, 2008
 

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To all who are in support of the Torre's, why would they take everything and anything in his and his wife's name and change it into a family members name. That is a pure sign of guilt! If he is so innocent, he would fight back or not be afraid to fight back to defend his name (like in this blog). Instead, he is changing cars often, changing office locations, taking everything out of his name, and trying to hide. I smell the words GUILTY in Patrick and Irma's near future.
Honestly, it's about time this all came down on them.
Tom

Orlando, FL

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#69
May 24, 2008
 

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Patrick Torre is a corrupt individual who deserves all of the misery this world has to offer such a deceitful person.

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