First National Bank.Lansing mi

First National Bank.Lansing mi

Posted in the Okemos Forum

dave mattews

Plymouth, MI

#1 Mar 6, 2013
These buttwipes want to lend u only 30% of what your home is worth on a mortgage and then have the balls to ask for u to pay all.the.closing costs out of your pocket. And then want to.change.u 12% even with decent credit. I think.they are.in the business to just end up with your home at only a 30% investment so they can resell.the paper for a fast 30% profit orhope to repo it at a.huge profit for resell. Ck.out there resell.site at rose acceptance.
john j whipinhimer

Plymouth, MI

#2 Mar 6, 2013
100% agree about 1st national bank a lansing tridiation!!!!
mr lucas hillsdale mi

South Lyon, MI

#3 Mar 7, 2013
I totally agree these bankers are like all the rest, sure they changed the ways they have done business in the past. But i truely believethey are back to their old tricks.That why the goverment should have nationalized the banks along with the airlines. If we gave them money out of taxpayers pockets, we should have got something for our money. Like ownership or a piece of the company and a say in how they are run. Because with the reallty of easy bailouts comes the reality, that why even try be to profitable when the bailout money is so easy to obtain. Kinda makes u wonder why they have saying to big too fail; when it came to AIG and THE BIG BANKS!!!& As a businessman in the 50% tax bracket, iam glad i dont borrow money from banks anymore. VIVA LA CREDIT UNIONS!!!!
robert seg detroit mi

United States

#4 Mar 7, 2013
I totally agree with this,.all bankers are same; PROFIT PROFIT, before people. This is what the man did to us in the 60's & 70's.
david fieger

Grand Blanc, MI

#5 Mar 19, 2013
My experience with them was like going to my butt doctor, every five yrs he prod my rectum, the only difference is my dr uses vaseline, this bank didnt. They borrow from the federal reserve at 0%-1% and lend at 10%-13%, seems fair if u are the banker huh!!!! We had our. cottage up north brought thru them and financed thru them, with a large down payment ($10,000) at 12% interest and after making the payments all on time (for 5 yrs), we wanted to refinance the remainig balance (30,000) at a lower interest rate (seemed fair to us) and.they us to give them.more cash.out of our pocket. We promised in the beganing, before that closing that after 2 yrs, as long as all payments were payments were paid on time: The interest rate would go down 1%-2% every 2 or so yrs. It never happened. So we had citibank come out. And because are cottage was on the water, it was appraised at 80,000+ dollars. So i switched to them. New interest rate 2.5%. What a difference. Our payments went from 600.00 to 500.00, the differance is that instead of having a 15 yr loan, our house will now be paid off in 6-7 yrs instead of 15 yrs. With no pre-payment fine. It has been almost a yr. and 1st National.still.has not returned our excess escrow money to us. I wonder how they sleep at night? Most likely like all crooks, like a log or a baby!"!!

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