Commercial Wind Turbines and Residential Insurance

Posted in the North Dartmouth Forum

Frank Haggerty

Mattapoisett, MA

#1 Dec 22, 2009
Commercial Wind Turbines and Residential Home Insurance

Many cities and towns in Massachusetts are allowing commercial wind turbines by special permit within hundreds of feet of residential homes. In some cases these turbines are as high as the Statue of Liberty. Setbacks are new to residential home owners as well as your insurance company. The insurance companies currently set rates for distance to fire hydrants, distance to fire stations, residential rates, commercial rates, flood rates, single family, two family, etc. If you called your insurance agent today about commercial wind turbines, they would have no idea what you are talking about in regards to rate increases/changes.

Residential insurance rates are a valid consideration, and one that ought to be examined, especially by those homeowners who will be directly affected by the turbines, which will include living within the blade throw, ice throw, fire, lightning, environmental spill hazards, etc. of a commercial wind turbine. Since this setback issue is new for the insurance companies, actuaries for the insurance companies will be figuring out the exposure to commercial wind turbines only after they are installed in your neighborhoods.

As the State moves forward, Massachusetts residents within the commercial wind turbine zone should be advised how to insure against a commercial wind turbine and tower.
Mary Delany

Providence, RI

#2 Dec 23, 2009
Frank Haggerty is an advanced technology manufacturing systems engineer and a consultant and inventor. Prompted by a review of the literature on peak oil and climate change, he recently started a study group on these topics. Although Haggerty attended Holdren’s course on energy and environmental policy during his junior year at Berkeley he was first exposed to peak oil theory at Caltech where he received his B. S. in Engineering & Applied Science in 1981. Haggerty attended Chicago within the Committee on International Relations where his MA thesis was to study small organizational structures useful in cases of extreme societal stress.

We need to get the Vinalhaven videos into the hands of the residents and other town board members of Dartmouth . Check it out !

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