I hate to see what is happening in the sub-prime markets;however, I do strongly believe that there must be a way to develop some avenue for working people to own their own home. I hate to see city projects where so much crime seems to proliferate. When you have working families they should be able to raise their children in invigorating, challenging, inspiring, and disciplined educational enviroments so that they can contribute to society and become tax payers. I hope that the sub primes will be able to reorganize and find another way to help working American families to move up the economic ladder.