OK Health Care Freedom Amendment, Sta...

OK Health Care Freedom Amendment, State Question 756

Created by CitizenTopix on Oct 11, 2010

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TAMARA

Edmond, OK

#46730 Aug 26, 2013
DoesntMatter wrote:
Oklahoma State employees who were bypassed for an across-the-board pay increase earlier this year may want to brace themselves for another financial hit.
Due partially to Obamacare, the cost of health insurance premiums will be going up on seven of the eight insurance plan options offered to state employees beginning Jan. 1.
Increases will range from 2 percent to 12.5 percent, depending on the plan chosen and number of family members on the plan.
For employees who choose the popular HealthChoice High option, the option chosen by 80 percent of state employees, premiums will go up $20.88 a month for single employees with no dependents. Couples with two or more children on that plan will see their premiums rise $31.10 a month.
The federal Affordable Care Act, commonly referred to as Obamacare, is responsible for part of the rate hike, said Frank Wilson, administrator of the Employees Group Insurance Division of the Office of Management and Enterprise Services.
It requires a new federal tax that adds $5.25 a month per covered person to the cost of self-funded HealthChoice insurance plans, he said.
Health Maintenance Organizations are required to pay both the new tax and additional fees, so employees who choose the CommunityCare HMO and GlobalHealth HMO options will experience much greater rate hikes, he said.
The only insured state employees who will escape the premium hikes are those who choose the cheapest, most basic health plan — the high-deductible HealthChoice S-Account.
Their premiums will remain unchanged, but only about 350 of the state's estimated 33,000 employees are on that plan, Wilson said.
The new federal tax applies to the HeathChoice S-Account as well as the others, but the Oklahoma Employees Insurance and Benefits Board chose not to pass the tax on to those policy holders.
Sterling Zearley, director of the Oklahoma Public Employees Association, said the rate hikes are going to be tough on state employees.
“The rising cost of health care, especially HMO premiums, is taking more money out of the pockets of hard working state employees,” he said.“Many of these workers have not had a raise in several years and their expenses continue to rise.”
In 2012, the state froze the amount it allocates to employees for insurance benefits, so employees will have to absorb the premium hikes, Zearley said.
Even after the hike, Oklahoma's insurance benefits will still be among the most lucrative in the country.
State employees receive a fixed allowance on top of their wages to cover the cost of health insurance. The current annual allowance is $7,273 for the worker, an additional $8,061 for the employee's spouse, and an additional $2,759 if one dependent child is on the plan or an additional $4,383 if two or more children are covered.
The allowance adds up to $19,717 a year for a family of four.
The allowances are high enough that single employees without dependents currently can choose coverage from any but the most expensive two of the state's eight health insurance options, add dental, vision and life insurance coverage, and still have money left over to supplement their salaries.
That still will be true after the hike, but they will have less allowance money left over to supplement their salaries. The portion that is rolled over into salaries becomes taxable.
For families on all but the most expensive two health plan options, allowances have been and will continue to be high enough to cover their health insurance premiums. But many are already kicking in extra money for dental, vision and/or life insurance for their families. That amount will go up in January.
I have heard this happening all along. I also said that any one either getting help funding their health ins. premiums though employers or government it will be counted as earned income and will be taxed. The government has not been very open about this.
DoesntMatter

Cushing, OK

#46731 Aug 26, 2013
TAMARA wrote:
<quoted text>I have heard this happening all along. I also said that any one either getting help funding their health ins. premiums though employers or government it will be counted as earned income and will be taxed. The government has not been very open about this.
Correct. And on top of that, the state employees I know are Obama voters and they're not very happy today. Now that's funny.
TAMARA

Edmond, OK

#46732 Aug 26, 2013
DoesntMatter wrote:
<quoted text>
Correct. And on top of that, the state employees I know are Obama voters and they're not very happy today. Now that's funny.
This is also the reason so many employers are opting to make full time employees part time employees. That way the employer is not responsible to see that the employees have health ins.
Justaminute

Oklahoma City, OK

#46733 Aug 26, 2013
You know it's really funny reading people's posts that are complaining about Obamacare.

Making people take personal responsibility for their healthcare. Oh..noes....

Most of these complainers are on Medicare, a government health care policy.

Ask them how many of them are willing to go off of Medicare and pay for their own insurance on the open market.. with out the protections of Obamacare.

That's why Repubs are fighting so hard, they know that people will like it just as much as they do Social Security, Medicare and Medicaid.

Not one country in the world that has health insurance support or single payer has ever given it up...not one. That should tell you something.

And Massachusetts, that had it first......you don't hear any repub pol there running on a platform of getting rid of it...ever.
Justaminute

Oklahoma City, OK

#46734 Aug 26, 2013
TAMARA wrote:
<quoted text>This is also the reason so many employers are opting to make full time employees part time employees. That way the employer is not responsible to see that the employees have health ins.
If employers won't do right by their employees, they will just move us faster to a single payer system like they have in Canada. This will remove them completely from the picture.
DoesntMatter

Cushing, OK

#46735 Aug 26, 2013
TAMARA wrote:
<quoted text>This is also the reason so many employers are opting to make full time employees part time employees. That way the employer is not responsible to see that the employees have health ins.
Yes, it's already happening. We are already a nation of part time jobs. But hey, as long as women can get an abortion or birth control.
Justaminute

Oklahoma City, OK

#46736 Aug 26, 2013
DoesntMatter wrote:
<quoted text>
Correct. And on top of that, the state employees I know are Obama voters and they're not very happy today. Now that's funny.
Their not happy because Obamacare didn't go far enough. They wanted a private option to compete with the insurance companies and keep the cost down.
TAMARA

Edmond, OK

#46737 Aug 26, 2013
Justaminute wrote:
You know it's really funny reading people's posts that are complaining about Obamacare.
Making people take personal responsibility for their healthcare. Oh..noes....
Most of these complainers are on Medicare, a government health care policy.
Ask them how many of them are willing to go off of Medicare and pay for their own insurance on the open market.. with out the protections of Obamacare.
That's why Repubs are fighting so hard, they know that people will like it just as much as they do Social Security, Medicare and Medicaid.
Not one country in the world that has health insurance support or single payer has ever given it up...not one. That should tell you something.
And Massachusetts, that had it first......you don't hear any repub pol there running on a platform of getting rid of it...ever.
Do you think that the people on medicare has always been on Medicare.? Most of the people on Medicare have already walked in your shoes and bought their health insurance thru the employers or on their own. Do not realize that most have family members that are worried where Obamacare is taken health care coverage and how it will be affecting them. I guess some of you think you are in the elite group in wanting the best out of health care coverage but worried that Obamacare will not do that. H3ll we know where Obamacare is taking Medicare! If they are not cost affective to treat just give a pain pill and count the days till the end comes. Obama said that himself. Oh well many feel this is how to control the 'Old Farts"!
Justaminute

Oklahoma City, OK

#46738 Aug 26, 2013
Justaminute wrote:
<quoted text>
Their not happy because Obamacare didn't go far enough. They wanted a private option to compete with the insurance companies and keep the cost down.
But that's taken care of, insurance companies can no longer over charge, if they do, they will have to issue a refund.

Nor can they deny you if you have a pre-existing condition.

That's why Repubs can't come up with a plan to replace Obamacare, it was a Republican idea in the first place.

And if voter's really wanted to get rid of Obamacare, well the last election the Republicans would have won handily by large margins. It didn't happen.

That's why the Repubs are working so hard to stop people from voting. If you can't come up with ideas to get voter's out there to vote for you, stop them from voting.
TAMARA

Edmond, OK

#46739 Aug 26, 2013
Justaminute wrote:
<quoted text>
But that's taken care of, insurance companies can no longer over charge, if they do, they will have to issue a refund.
Nor can they deny you if you have a pre-existing condition.
That's why Repubs can't come up with a plan to replace Obamacare, it was a Republican idea in the first place.
And if voter's really wanted to get rid of Obamacare, well the last election the Republicans would have won handily by large margins. It didn't happen.
That's why the Repubs are working so hard to stop people from voting. If you can't come up with ideas to get voter's out there to vote for you, stop them from voting.
Exactly how are the republicans stopping people from voting?
Justaminute

Oklahoma City, OK

#46740 Aug 26, 2013
TAMARA wrote:
<quoted text>Do you think that the people on medicare has always been on Medicare.? Most of the people on Medicare have already walked in your shoes and bought their health insurance thru the employers or on their own. Do not realize that most have family members that are worried where Obamacare is taken health care coverage and how it will be affecting them. I guess some of you think you are in the elite group in wanting the best out of health care coverage but worried that Obamacare will not do that. H3ll we know where Obamacare is taking Medicare! If they are not cost affective to treat just give a pain pill and count the days till the end comes. Obama said that himself. Oh well many feel this is how to control the 'Old Farts"!
That's the thing Tamara, when you had insurance, you didn't have any insurance company refuse to issue you a policy. Did you have any one drop you because you got a costly health problem?

Did they charge you premiums that were 1/3 of your salary.?

Nor do you say what you would have done if your husband's caner had happened when he was 50 years old and the insurance company dropped you like they have done other people.

People want health care protection.

Because no matter what, we are all human and any minute our situation could change due to an accident or an illness.

That's why Obamacare is here to stay. And hopefully one day, Medicare for all. It's inevitable.
Justaminute

Oklahoma City, OK

#46741 Aug 26, 2013
TAMARA wrote:
<quoted text>Exactly how are the republicans stopping people from voting?
Making arbitrary conditions to vote, like requiring certain I.D. to vote like in Texas you can register with a hunting license but not a college id.

Cutting the hours polling places are open. Making more voting equipment is available in Repub districts but cutting the number in Dem districts. Stopping early voting thus making people stand in line fot hours to vote. Purging voter rolls right before an election when they had years between elections to clean up voter rolls. Gerrymandering such as making 5 districts out of one that has a lot of Republicans and combining Dem districts to make just one. That's what they do in Texas. Not only do they get more Republican politicians out of it, then by making the Dem District huge with just one rep, you make it hard to vote.
TAMARA

Edmond, OK

#46742 Aug 26, 2013
Justaminute wrote:
<quoted text>
Making arbitrary conditions to vote, like requiring certain I.D. to vote like in Texas you can register with a hunting license but not a college id.
Cutting the hours polling places are open. Making more voting equipment is available in Repub districts but cutting the number in Dem districts. Stopping early voting thus making people stand in line fot hours to vote. Purging voter rolls right before an election when they had years between elections to clean up voter rolls. Gerrymandering such as making 5 districts out of one that has a lot of Republicans and combining Dem districts to make just one. That's what they do in Texas. Not only do they get more Republican politicians out of it, then by making the Dem District huge with just one rep, you make it hard to vote.
I believe that to vote one should have a picture voter ID card!
TAMARA

Edmond, OK

#46743 Aug 26, 2013
Justaminute wrote:
<quoted text>
That's the thing Tamara, when you had insurance, you didn't have any insurance company refuse to issue you a policy. Did you have any one drop you because you got a costly health problem?
Did they charge you premiums that were 1/3 of your salary.?
Nor do you say what you would have done if your husband's caner had happened when he was 50 years old and the insurance company dropped you like they have done other people.
People want health care protection.
Because no matter what, we are all human and any minute our situation could change due to an accident or an illness.
That's why Obamacare is here to stay. And hopefully one day, Medicare for all. It's inevitable.
Before I answer your question tell me how old you think my husband was when he started his battle with cancer.
TAMARA

Edmond, OK

#46744 Aug 26, 2013
Justaminute wrote:
<quoted text>
That's the thing Tamara, when you had insurance, you didn't have any insurance company refuse to issue you a policy. Did you have any one drop you because you got a costly health problem?
Did they charge you premiums that were 1/3 of your salary.?
Nor do you say what you would have done if your husband's caner had happened when he was 50 years old and the insurance company dropped you like they have done other people.
People want health care protection.
Because no matter what, we are all human and any minute our situation could change due to an accident or an illness.
That's why Obamacare is here to stay. And hopefully one day, Medicare for all. It's inevitable.
Well you will enjoy the Part A deductible. The first time you use part A the deductible is $1,165.00. Then is you re-enter the hospital 3 months later you pay another deductible.

You talk like We do not know how life can change as fast as a blink of an eye. Well Kiddo we do. When we were told My Husband had stage 3 and very close to being stage 4 colon cancer You don't think our lives changed like yours would have? Well Kiddo it did. When we found out he had cancer he was not on MEDICARE! We were buying our own health insurance. The only thing Medicare has paid for in regards to his cancer is his annual check up to make sure he is cancer free. Do you live in a Bubble to think only you and your family has life threaten experiences? Like I said many people now on Medicare have walked the same path of you all that have not hit the age of 65 that so many seem to begrudge being on medicare now. I will never understand people like you.
Justaminute

Oklahoma City, OK

#46745 Aug 26, 2013
TAMARA wrote:
<quoted text>Before I answer your question tell me how old you think my husband was when he started his battle with cancer.
Tamara, there were Children with cancer that hit their lifetime cap in less than a year. I know you know this. We have the highest health care costs in THE WORLD with some of the lowest rankings in health care outcomes.

Boy if the insurance companies decided they weren't going to cover tornadoes in their policies any more in Oklahoma, or earthquakes and forest fires in California, or Hurricanes along the East Coast, we would be demanding action from the government. No matter what political party they were a member of.

People have been demanding an answer from the Government for a long long time about health insurance costs and their practices. We are not going back.
Justaminute

Oklahoma City, OK

#46746 Aug 26, 2013
TAMARA wrote:
<quoted text>Well you will enjoy the Part A deductible. The first time you use part A the deductible is $1,165.00. Then is you re-enter the hospital 3 months later you pay another deductible.
You talk like We do not know how life can change as fast as a blink of an eye. Well Kiddo we do. When we were told My Husband had stage 3 and very close to being stage 4 colon cancer You don't think our lives changed like yours would have? Well Kiddo it did. When we found out he had cancer he was not on MEDICARE! We were buying our own health insurance. The only thing Medicare has paid for in regards to his cancer is his annual check up to make sure he is cancer free. Do you live in a Bubble to think only you and your family has life threaten experiences? Like I said many people now on Medicare have walked the same path of you all that have not hit the age of 65 that so many seem to begrudge being on medicare now. I will never understand people like you.
What's funny, the costs to you on Medicare would go down if we had medicare for all. Seniors get the most cancer and other costly illness. When you put a group of people especially a large group like we have now, making all people a member of it spreads the costs around and lowers it for Seniors.

Health care spending had eaten up a large portion of our GDP. If we don't do something to contain the costs, you are in as much danger as the rest of us. Medicare won't be there to protect you.

That's why Seniors should be chomping at the bit for immigration, more people to pay in and support your Medicare. It's as simple as that.

This is not opinion, this is math.
TAMARA

Edmond, OK

#46747 Aug 26, 2013
Justaminute wrote:
<quoted text>
Tamara, there were Children with cancer that hit their lifetime cap in less than a year. I know you know this. We have the highest health care costs in THE WORLD with some of the lowest rankings in health care outcomes.
Boy if the insurance companies decided they weren't going to cover tornadoes in their policies any more in Oklahoma, or earthquakes and forest fires in California, or Hurricanes along the East Coast, we would be demanding action from the government. No matter what political party they were a member of.
People have been demanding an answer from the Government for a long long time about health insurance costs and their practices. We are not going back.
Earthquakes coverage no matter where they happen is only covered if you have taken out earthquake insurance and even then the coverage is not all that good. Many insurance companies are not covering many stated for certain disasters right now. Many people are not carrying property/home insurance because of the cost. So why are more throwing a fit about it now.
Yes I do know this about the life time cap. But all health insurance companies have this. Come to think of it I don't remember much being said about whether there is a cap under Obamacare. If not I am sure that medical board will be keeping an eye on things and they are the ones that will ok treatments or deny all of us treatment when the cost of treating someone becomes to costly. Either way it is a cap on medical services.
One thing I will say after we found out My Husband had cancer we were stuck with our healthcare insurance. Yes I know how lucky we were not to have had any problems with it except for our premiums keep going up. And we paid dearly for it!
TAMARA

Edmond, OK

#46748 Aug 26, 2013
Justaminute wrote:
<quoted text>
What's funny, the costs to you on Medicare would go down if we had medicare for all. Seniors get the most cancer and other costly illness. When you put a group of people especially a large group like we have now, making all people a member of it spreads the costs around and lowers it for Seniors.
Health care spending had eaten up a large portion of our GDP. If we don't do something to contain the costs, you are in as much danger as the rest of us. Medicare won't be there to protect you.
That's why Seniors should be chomping at the bit for immigration, more people to pay in and support your Medicare. It's as simple as that.
This is not opinion, this is math.
Like I said the government has solved that problem both with Obamacare and the sequester cut affecting medicare.
TAMARA

Edmond, OK

#46749 Aug 26, 2013
TAMARA wrote:
I got a kick out of this:
If you can get arrested for hunting and fishing without a license, but not for being in the country illegally....You might live in a country founded by geniuses but run by idiot2!
I feel the same way about people having a problem with showing an ID to vote but I have to show an ID to buy allergy meds with Pseudoephedrine Sulfate, to pick up my grandkids at school, to leave this country and return to it. As far as voting goes I feel it is every bit as important as any of the above listed. After all when we vote it is to put people in power to run this country.
This is what I said about needing an ID to vote and I should had said a PICTURE ID to vote. It just sounds so corny to say that making it mandatory to have to have a Picture ID to vote will keep people legally able to vote from voting. Can't see that logic.

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