Where do I go to find this?
Posted in the Montross Forum
#1 Nov 13, 2013
Where do I go to find this?Okay so a few months ago I applied for a home improvement loan and was denied because my debt to income was a little higher than what the bank accepts..I think the bank accepts 48% and mine was at 58%, so anyhow, we made the decision to purchase a new car since we have 3 kids we needed more room and almost right away i was approved and took my new Tahoe home. After a month I started receiving all these other bank letters that denied loans to me for the new truck, I do owe on some stuff but I don't know if the major reason would be the purchase of our new home, it being the biggest purchase on my credit report i'm assuming. My credit score is close to excellent, i pay my bills on time, what is the deal? Where can I find these reports? If I go into TransUnion.com will that show me what the loan officers see? As far as everything I owe and why they are denying me? I don't want to sign up for it and then receive what I already get. I get a credit report like every other month or so to check for suspicious activity..is that the same thing these loan officers are looking at? Oh and I'm not getting anything I can't pay for..i think my loan for the furniture also is showing on there but that will be paid by early June for sure, cause my 12 months no payments no interest will expire..lol
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