Obamacare: massive premium increases, fewer choices

Posted in the Minneapolis Forum

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1 - 16 of 16 Comments Last updated May 3, 2013
Demystifying liberal myth

Minneapolis, MN

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#1
May 3, 2013
 

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http://dailycaller.com/2013/04/30/obamacares-...

By Michael Tanner

At his press conference Tuesday, President Obama assured Americans that,“To the 85-90 percent of Americans who already have health insurance: They’re already experiencing most of the benefits of the Affordable Care Act even if they don’t know it.”

Those benefits apparently include higher premiums. According to the Wall Street Journal, insurers are warning that premiums in the individual and small-group markets could double in the next few years. Already, they are well on their way. For example, California health insurers are proposing increases for some customers of 20 percent or more: 26 percent by Blue Cross, 22 percent by Aetna, and 20 percent by Blue Shield. In Maryland, Care First, the state’s largest insurer, has proposed a 25 percent increase for next year.

Younger and healthier Americans can expect to pay even more. According to a survey by the American Action Forum, healthy young people in the individual or small-group insurance markets can look forward to rate increases averaging as much as 169 percent.

While it is always difficult to pin down the exact reason for premium increases, a large portion is traceable to the new health care law. According to a recent study by the American Society of Actuaries, Obamacare will increase health insurance claims costs by 32 percent because of increased adverse selection in the insurance pool. That is, the law’s prohibition on medical underwriting will bring more older and sicker people into the insurance pool, while higher premiums will encourage the young and healthy to forgo insurance until they get sick.(The penalty under Obamacare’s individual mandate is low enough so that it will generally be cheaper for healthy people to “pay,” rather than “play.”)

In addition, Obamacare requires all health insurance plans to provide more benefits and have lower deductibles and co-payments than they do today. Not to worry, say the law’s supporters, people may be paying more but they will have better insurance — whether they like it or not. As Secretary Sebelius puts it,“These folks will be moving into a really fully insured product for the first time, and so there may be a higher cost associated with getting into that market.” In fact, a recent study of more than 11,000 plans on the individual market found that less than 2 percent of existing plans are fully in compliance with the law’s benefit requirements.

No doubt the new insurance will be more comprehensive, required to cover such things as drug and alcohol rehabilitation and contraceptives, but one does recall that the president once promised,“If you like your health care plan, you’ll be able to keep your health care plan, period.” Apparently not. Current plans are technically grandfathered in, allowing people to keep them for now, though any change in the plans requires that their coverage be brought into compliance. Moreover, because non-compliant plans cannot enroll new members, most of the existing plans will eventually disappear. Just another benefit that the American people aren’t aware of.

Americans may also not know that it may soon become harder to continue seeing the doctor of their choice. A recent survey of physicians conducted by Deloitte found that 59 percent of them expect some of their colleagues, fearing reduced payments and increased government interference in their practice, to retire early as a result of the health care law, and that others will scale back their hours.

[...]

Then again, maybe Americans understand more than the president thinks. This week the Kaiser Foundation released a new poll, showing that just 35 percent of Americans approve of the law.

Once again, President Obama may have underestimated the intelligence of the American people.
Bushwhacker

Kent, WA

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#2
May 3, 2013
 

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Hey, pretend premiums haven't risen for our entire lives, then pretend more coverage won't cost...

So, did it work ?

LMAOROFU~!!!
Bushwhacker

Kent, WA

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#4
May 3, 2013
 

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"Could double...proposing ....20%..."???

Now, I know I ripped the quote, but 20% & doubling is f'n neither's "math".... COME ON !!!!!
Demystifying liberal myth

Minneapolis, MN

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May 3, 2013
 

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Readers' comments to the article:

"Medicare Advantage PPO from Anthem Blue Cross - was $0 - is now $840. Thank you ObamaCare"

"Mine current coverage increased 61% to $14,000/yr. I can no longer afford it, so I’ll have to change coverage."

"I’ve been reaping those “benefits” for a while now. The premiums for my insurance are probably 50-60% higher now than they were before Obamacare passed."
Leftist Stupidio

Grantsburg, WI

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#6
May 3, 2013
 

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Schmahl Spew wrote:
The Daily Caller???
ROFLMAO!!!!!
I'll be SO happy in a few months when you "higher premiums" BS is proven false.
Now tell us some more about how the polls are skewed, loser.
Sheeple,

Some of the Highest Ranking Members of the Demokrat Politburo are running from this Boondoggle.

There are not be enough Apparatchiks to "control" Amerikans Health Care, and finding enough Dependents with Government Jobs that can decipher the 8000 Pages will take time.

Read a little and learn something that may dilute the Indoctrination that you received in the Government School that passed you via Social Promotion.
non-starter

Burnsville, MN

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#7
May 3, 2013
 

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Bushwhacker wrote:
"Could double...proposing ....20%..."???
Now, I know I ripped the quote, but 20% & doubling is f'n neither's "math".... COME ON !!!!!
Bushwhacker, Topix's 2013 Mr. Irrelevant.
Obamas Resume

Minneapolis, MN

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#10
May 3, 2013
 

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ObamaCare is so swell that MinnesotaCare will be kept around to bridge gaps.

Sooo we now have 2 TWO Government boondoggles to provide free healthcare for the non-workers in Minnesota.

Think of 2 TWO layers of burocracy to pay for..

What a phocking JOKE!!!

Really people this is a JOKE!!!!
Bushwhacker

Kent, WA

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#11
May 3, 2013
 
"Could double...proposing ....20%..."???

Now, I know I ripped the quote, but 20% & doubling is f'n neither's "math".... COME ON !!!!!
Leftist Stupidio

Grantsburg, WI

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#12
May 3, 2013
 
non-starter wrote:
<quoted text>Bushwhacker, Topix's 2013 Mr. Irrelevant.
I second the Nomination.

However, the "No Integrity Poster with all of our Topix Names" almost beat out Slewblomkin, for the Ms Irrelevant Award.
Leftist Stupidio

Grantsburg, WI

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#13
May 3, 2013
 
Bushwhacker wrote:
"Could double...proposing ....20%..."???
Now, I know I ripped the quote, but 20% & doubling is f'n neither's "math".... COME ON !!!!!
Emotionally Disturbed Individual,

(I got a Topix """WARNING """" for using (csosiopath")

Thanks for taking the time, and making the effort, to use Google to not make a point about an inconsequential non-issue.

Nobody can "Pick Fly Shaat out of the Pepper" quite like you.

(Please note; Tomorrow I will be just as content with the size of my Peniis, as I am today.....Spell Checking does not enhance my Peniis Size. This said, if Spell Checking, and Magnifying Irrelevant Minutiae satisfies your disturbed Sexuality Issues, then by all means, you keep Spell Checking, and Magnifying)
Bushwhacker

Kent, WA

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#15
May 3, 2013
 
Leftist Stupidio wrote:
<quoted text>
Emotionally Disturbed Individual,
(I got a Topix """WARNING """" for using (csosiopath")
Thanks for taking the time, and making the effort, to use Google to not make a point about an inconsequential non-issue.
Nobody can "Pick Fly Shaat out of the Pepper" quite like you.
(Please note; Tomorrow I will be just as with the size of my Peniis, as I am today.....Spell Checking does not enhance my Peniis Size. This said, if Spell Checking, and Magnifying Irrelevant Minutiae satisfies your disturbed Sexuality Issues, then by all means, you keep Spell Checking, and Magnifying)
Too bad, NOBODY else had ever been "content".... With just about anything...about you.
It is a tax

Saint Paul, MN

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#16
May 3, 2013
 
Bushwhacker wrote:
Hey, pretend premiums haven't risen for our entire lives, then pretend more coverage won't cost...
So, did it work ?
LMAOROFU~!!!
www.obamacare911.com , read it.
Leftist Stupidio

Grantsburg, WI

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#17
May 3, 2013
 
Bushwhacker wrote:
<quoted text>Too bad, NOBODY else had ever been "content".... With just about anything...about you.
He/She/It, Slewblomkin, is exactly like a little dog!

Yap, yap, yap, and then when the Big Dog (Redreemer) shows up, He/She/It gets real brave as he Pets Slewblomkins head and rubs the ears while saying......"Great one Champ".

Slewblomkin goes into full spin mode at being called "The Champ", and she chases her tail while spinning in circles before she calms down to clean her bottom for a moment.

Then;

Having her foul mouth again filled with her own Fecal Matter, she is ready to toss out Offense Abuses once again , after Redreemer "recharge"s her juices.

Thanks for the Perfect Imagery!
Leftist Stupidio

Grantsburg, WI

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#20
May 3, 2013
 
The Truth wrote:
<quoted text>
There are so many complete flat-out lies on that site that it is pathetic. Try quoting facts from someplace that doesn't manufacture their own "truths".
Keeper of the "Truth" from Mommy's Spare bedroom,

Shine the light of your wisdom on us the "Great Unwashed".

Lovingly send to us, all of your combined wisdom on the subject, Thank You!
non-starter

Burnsville, MN

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#22
May 3, 2013
 

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The Truth wrote:
For something completely different, how about posting some facts along with links to confirm instead of just insults?
You mean like the links to the liberal blogs you have been cutting and pasting from and "forgetting" to show?
Bushwhacker

Kent, WA

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#24
May 3, 2013
 

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"Could double...proposing ....20%..."???

Now, I know I ripped the quote, but 20% & doubling is f'n neither's "math".... COME ON !!!!!

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