MNSure rates 22% higher than health insurance already available.
Posted in the Minneapolis Forum
#1 Oct 1, 2013
Asking the right question is just as important as getting the right answer.
Case in point? MNSure devotees asked themselves: How do MNSure’s rates compare to other states implementing Obamacare?
The real question: How do MNSure’s rates compare to what’s already available to Minnesotans?
The real answer:
** Your health insurance on the MNSure insurance exchange will be an average of 22% more expensive than what you can get today in Minnesota.
** You have up to 10 times more choices in today’s health insurance market than you will on the MNSure exchange.
** Your rates will vary wildly depending on where you live in Minnesota - and no surprise, once again Greater Minnesota loses.
(See the full table of rates by age and region here: http://gallery.mailchimp.com/4962e29c827b10a4... )
For this comparison, we used the eHealth Insurance exchange, which bills itself as America's #1 health insurance site with over 3 million customers nationwide and the MNSure rate tables. We simply compared rates for each MNSure age group in each of the nine geographic “areas” defined by MNSure. We took the average of the Bronze though Platinum plans on the MNSure website, and compared that to the average of the range of rates found in eHealthInsurance.com for that same age in that same region.
On average, Minnesotans can purchase health insurance in today’s market that is 21.72% cheaper than the MNSure exchange.
When the Dayton administration announced the MNSure rates, they bragged that Minnesotans would have anywhere from two to five choices for insurance, depending on their zip code. The eHealthInsurance.com website came back with 7 - 10 times more plan choices than MNSure's.
The disparities in rates for rural Minnesota have already been chronicled but our data further exposes the fact that if you live in a part of the state with little competition, you will pay more under MNSure.
#3 Oct 4, 2013
SSSSHHHH. Please quit telling people facts and the truth. They don't like it! Liberals love to be spoon fed with a bib on. Obamacare has raised rates nationwide by double digits. Young males are especially hit hard with increases well over 100% to subsidize older ages. Older ages rates are also increased over current rates offered. Someone has to pay for the subsidies, preventive care, no pre-ex, and maternity. The feds tell you about the "discrimination" in current rates, then issue rates that give lower rates to younger ages and rates 300% higher for older ages. Can you say age discrimination! Then they give subsidies to some, but not to families who have affordable employee only coverage at work. Doesn't matter if dependent rate is unaffordable, EMPLOYEE ONLY. Fatal flaw in the law.
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