Obamacare Failing Already
Really

Grandville, MI

#167 Oct 19, 2013
pipedream wrote:
Sean Hannity Gets Fact-Checked Hard On Obamacare Claims
http://www.huffingtonpost.com/2013/10/18/sean...
This goes to prove Hannity is a Liar, not to mention the POS Faux news he works for.
Hmmmmmm...wonder how the "author" of this "piece" could use those people's information to get the numbers. Did he steal their private information since in order to get a quote you have to give all your private information first. Interesting how that happens, now isn't it???

“Lost my mind”

Since: Apr 07

be back later

#168 Oct 19, 2013
pipedream wrote:
<quoted text>
You should be happy about ACA unless you don't make the threshold of 50 employees You only have 20, so what are you concerned about? Maybe you should think about expanding your business you you can have 50 solid people working for you, making YOU happy, making you money because they love their jobs?
Try that on for awhile.
Let me get this straight... he's under the threshold to purchase insurance for his employees BY LAW, but he's going to keep it anyway and you have the balls to MOCK HIM FOR IT?!

*shakes head*

“Lost my mind”

Since: Apr 07

be back later

#169 Oct 19, 2013
Just for giggles..

Went to the MI exchange for price quote... family of 4 with our ages, cheapest price per month was with United HealthCare -$179.00 with a $10,000 per person or $20,000 per family deductible. I didn't add any zeros, That's suppose to be ten THOUSAND and twenty THOUSAND dollars annual deductible.

Please tell me how the hell that's suppose to be affordable?
vox veritatis

Grand Rapids, MI

#170 Oct 19, 2013
neecer wrote:
Just for giggles..
Went to the MI exchange for price quote... family of 4 with our ages, cheapest price per month was with United HealthCare -$179.00 with a $10,000 per person or $20,000 per family deductible. I didn't add any zeros, That's suppose to be ten THOUSAND and twenty THOUSAND dollars annual deductible.
Please tell me how the hell that's suppose to be affordable?
That's catastrophic insurance..the only thing it's good for is if you have a major hospitalization.
Of course, all plans are supposed to offer preventive care (immunizations and annual physicals) without copays but most people aren't looking for.

“Lost my mind”

Since: Apr 07

be back later

#171 Oct 19, 2013
Hey Vox,

Here's the details after the deductible is met, it's a 70/30 plan, until the out of pocket $40,000.00 mark is met. Lovely huh? Oh, and don't plan on having children either. Maternity care/delivery is not covered. all for the bargain price of $171.73/mo!

Office Visit for Primary Doctor
Find Doctors History and Exam: visit 1-4 $35 copay, deductible waived; visit 5+ deductible then 30% Coinsurance
Office Visit for Specialist History and Exam: visit 1-4 $35 copay, deductible waived; visit 5+ deductible then 30% Coinsurance
Coinsurance 30% after deductible
Annual Deductible Family:$20,000
(Any family member who meets his/her $10,000 individual deductible can start receiving benefits available after deductible. Once 2 family members meet their $10,000 individual deductible separately, the rest of the family will start receiving benefits immediately.)
Separate Prescription Drugs Deductible None
Prescription Drugs Generic:$15 Copay, no deductible
Brand: Not Covered
Non-Formulary: Not Covered
(See Sample List)
Annual Out-of-Pocket Limit Family:$40,000($10,000 per person)
Does not include deductible
Lifetime Maximum Unlimited
Health Savings Account (HSA) Eligible No
Out-of-Network Coverage Yes (Details in plan brochure below)
Out-of-Country Coverage Emergency Care Only.
Physicians
Primary Care Physician (PCP) Required No
Specialist Referrals Required No
Preventive Care Coverage
Periodic Health Exam No charge (in-network only)
Periodic OB-GYN Exam No charge (in-network only)
Well Baby Care Child Immunizations (ages 0-18): No charge (in-network only)
Prescription Drug Coverage
Generic Prescription Drugs $15 Copay, no deductible
Brand Prescription Drugs Not Covered
Non-Formulary Prescription Drugs Coverage Not Covered
Prescription Drugs Other Coverage (See Sample List)
Mail Order for Prescription Drugs Not Available
Separate Prescription Drugs Deductible None
Hospital Services Coverage
Emergency Room Illness: 30% Coinsurance after deductible, additional $100 ER deductible per visit if not admitted; Injury: 30% Coinsurance after deductible
Outpatient Lab/X-Ray 30% Coinsurance after deductible
Outpatient Surgery 30% Coinsurance after deductible
Hospitalization 30% Coinsurance after deductible
Maternity Coverage
Pre & Postnatal Office Visit Not Covered
Labor & Delivery Hospital Stay Not Covered
Additional Coverage
Chiropractic Coverage 30% Coinsurance after deductible (limited benefit)
Mental Health Coverage Not Covered
Substance Abuse Coverage Not Covered
Out-of-Network Coverage
Out-of-Network Authorization Required No
Out-of-Network Deductible 2x calendar Year deductible
Out-of-Network Coinsurance "See details in plan brochure below"
Out-of-Network Out-of-Pocket Limit "See details in plan brochure below"

“Where I came from”

Since: Jan 09

the universe

#172 Oct 19, 2013
Everyone in the united states who has a mailing address should get a complete guideline and cost estimates for every individual in their home I will not go on hc . gov I knew from the start that this was a fraud and an unjust law and people were led to believe that some would get (cough) (puke) free healthcare. God cant one of you who supports this see that there is no difference you still have to buy health insurance pay higher and higher premiums and if your a system player like so many get subsides in other words getting your premiums payed by others fundamental transformation spreading that wealth thanks mr president you truly got what you wanted jerk
pipedream

West Bloomfield, MI

#173 Oct 19, 2013
Really wrote:
<quoted text>Hmmmmmm...wonder how the "author" of this "piece" could use those people's information to get the numbers. Did he steal their private information since in order to get a quote you have to give all your private information first. Interesting how that happens, now isn't it???
Before you go off on your hallucinations cluck-cluck, try reading the entire article. Do you really think this guy "stole" anyone's personal information to get information off the exchange? Stupid much?
pipedream

West Bloomfield, MI

#174 Oct 19, 2013
neecer wrote:
Hey Vox,
Here's the details after the deductible is met, it's a 70/30 plan, until the out of pocket $40,000.00 mark is met. Lovely huh? Oh, and don't plan on having children either. Maternity care/delivery is not covered. all for the bargain price of $171.73/mo!
Office Visit for Primary Doctor
Find Doctors History and Exam: visit 1-4 $35 copay, deductible waived; visit 5+ deductible then 30% Coinsurance
Office Visit for Specialist History and Exam: visit 1-4 $35 copay, deductible waived; visit 5+ deductible then 30% Coinsurance
Coinsurance 30% after deductible
Annual Deductible Family:$20,000
(Any family member who meets his/her $10,000 individual deductible can start receiving benefits available after deductible. Once 2 family members meet their $10,000 individual deductible separately, the rest of the family will start receiving benefits immediately.)
Separate Prescription Drugs Deductible None
Prescription Drugs Generic:$15 Copay, no deductible
Brand: Not Covered
Non-Formulary: Not Covered
(See Sample List)
Annual Out-of-Pocket Limit Family:$40,000($10,000 per person)
Does not include deductible
Lifetime Maximum Unlimited
Health Savings Account (HSA) Eligible No
Out-of-Network Coverage Yes (Details in plan brochure below)
Out-of-Country Coverage Emergency Care Only.
Physicians
Primary Care Physician (PCP) Required No
Specialist Referrals Required No
Preventive Care Coverage
Periodic Health Exam No charge (in-network only)
Periodic OB-GYN Exam No charge (in-network only)
Well Baby Care Child Immunizations (ages 0-18): No charge (in-network only)
Prescription Drug Coverage
Generic Prescription Drugs $15 Copay, no deductible
Brand Prescription Drugs Not Covered
Non-Formulary Prescription Drugs Coverage Not Covered
Prescription Drugs Other Coverage (See Sample List)
Mail Order for Prescription Drugs Not Available
Separate Prescription Drugs Deductible None
Hospital Services Coverage
Emergency Room Illness: 30% Coinsurance after deductible, additional $100 ER deductible per visit if not admitted; Injury: 30% Coinsurance after deductible
Outpatient Lab/X-Ray 30% Coinsurance after deductible
Outpatient Surgery 30% Coinsurance after deductible
Hospitalization 30% Coinsurance after deductible
Maternity Coverage
Pre & Postnatal Office Visit Not Covered
Labor & Delivery Hospital Stay Not Covered
Additional Coverage
Chiropractic Coverage 30% Coinsurance after deductible (limited benefit)
Mental Health Coverage Not Covered
Substance Abuse Coverage Not Covered
Out-of-Network Coverage
Out-of-Network Authorization Required No
Out-of-Network Deductible 2x calendar Year deductible
Out-of-Network Coinsurance "See details in plan brochure below"
Out-of-Network Out-of-Pocket Limit "See details in plan brochure below"
LOL. what a fool you are. Do you 'really' think anyone is going to believe you? You're f'n nuts or a liar, or both

“Lost my mind”

Since: Apr 07

be back later

#176 Oct 19, 2013
pipedream wrote:
<quoted text>
Before you go off on your hallucinations cluck-cluck, try reading the entire article. Do you really think this guy "stole" anyone's personal information to get information off the exchange? Stupid much?
with Michigan's exchange, you have to at least enter in the birthdays of the people your asking about. Didn't know that did you pippy long stocking?

Not sure about the other states, but yes, it's called a HIPAA violation numbnuts
pipedream

West Bloomfield, MI

#177 Oct 19, 2013
neecer wrote:
<quoted text>
with Michigan's exchange, you have to at least enter in the birthdays of the people your asking about. Didn't know that did you pippy long stocking?
Not sure about the other states, but yes, it's called a HIPAA violation numbnuts
LoL. how about looking into your own comedy hour? I think you would do well. But in any case, you're struggling to keep it together aren't you? Would you mind sharing why that is? a few details would be helpful.
Really

Grandville, MI

#178 Oct 19, 2013
pipedream wrote:
<quoted text>
Before you go off on your hallucinations cluck-cluck, try reading the entire article. Do you really think this guy "stole" anyone's personal information to get information off the exchange? Stupid much?
Before you lose your head because someone kicks you in your behind, read your own darn article, there little man. The person who is calling Hannity a liar said he went to the website with the people's information that Hannity interviewed. How did he get their social security numbers and annual income? Did he steal it because in order to use the website you have to put those numbers in FIRST! Now who's stupid????? Have you tried it there bunky???? I'm guessing not since you spend your days clueless.
Really

Grandville, MI

#179 Oct 19, 2013
pipedream wrote:
<quoted text>
LoL. how about looking into your own comedy hour? I think you would do well. But in any case, you're struggling to keep it together aren't you? Would you mind sharing why that is? a few details would be helpful.
Are you really that stupid pipester??? They gave you all the details of what the Michigan exchange showed. Perhaps you should have Mommy draw you a picture?? Oh wait, no, you just need to put your brain back in and try to understand what you are being told. You ARE the stupid that can't be fixed, even with duct tape.

“Lost my mind”

Since: Apr 07

be back later

#180 Oct 19, 2013
pipedream wrote:
<quoted text>
LoL. how about looking into your own comedy hour? I think you would do well. But in any case, you're struggling to keep it together aren't you? Would you mind sharing why that is? a few details would be helpful.
I'm not struggling with anything. But since you insist on being a rude jackass to everyone, thought I would return in kind. Don't like it? STFU.

“SPEBSQSA”

Since: Aug 08

Maryland

#181 Oct 20, 2013
Virginia is going to have trouble attracting people under 50...whew!!...what a rip-off...over 250% increase in health insurance...
http://washingtonexaminer.com/premiums-for-yo...
wellowden

Pittsburgh, PA

#182 Oct 20, 2013
youtube.com/watch... ………………I predicted It
Bob

Big Rapids, MI

#183 Oct 20, 2013
neecer wrote:
Just for giggles..
Went to the MI exchange for price quote... family of 4 with our ages, cheapest price per month was with United HealthCare -$179.00 with a $10,000 per person or $20,000 per family deductible. I didn't add any zeros, That's suppose to be ten THOUSAND and twenty THOUSAND dollars annual deductible.
Please tell me how the hell that's suppose to be affordable?
Your example looks like it is for the lowest Bronze package which is little more than a major medical policy. In that case, it is very affordable if you look at what the costs would be out of pocket for a major medical issue for a family of four. Excluding the always touted option of filing for bankruptcy and passing all of those costs onto everyone else.

It would have served a better purpose for a real discussion if you had provided what the costs/coverages were for this family of four if they had chosen any of the other options.

You also failed to mention if this family of four qualified for any reduction in those premiums.

At this point, I only see a shallow attempt at slamming a law that you had no intention of living up to anyhow..... Not much of a surprise!
Really

Grandville, MI

#184 Oct 20, 2013
Bob wrote:
<quoted text>
Your example looks like it is for the lowest Bronze package which is little more than a major medical policy. In that case, it is very affordable if you look at what the costs would be out of pocket for a major medical issue for a family of four. Excluding the always touted option of filing for bankruptcy and passing all of those costs onto everyone else.
It would have served a better purpose for a real discussion if you had provided what the costs/coverages were for this family of four if they had chosen any of the other options.
You also failed to mention if this family of four qualified for any reduction in those premiums.
At this point, I only see a shallow attempt at slamming a law that you had no intention of living up to anyhow..... Not much of a surprise!
Then perhaps as a "man", you would be kind enough to put up the opposing facts instead of ridiculing what was put up? Of course, that would mean you would have to know where to look and what it would truly cost. And try putting your numbers in and see what you come up with, unless of course, you are not that brave. I would say honest, but we all know you can't even spell that word.
pipedream

West Bloomfield, MI

#185 Oct 20, 2013
Bob wrote:
<quoted text>
Your example looks like it is for the lowest Bronze package which is little more than a major medical policy. In that case, it is very affordable if you look at what the costs would be out of pocket for a major medical issue for a family of four. Excluding the always touted option of filing for bankruptcy and passing all of those costs onto everyone else.
It would have served a better purpose for a real discussion if you had provided what the costs/coverages were for this family of four if they had chosen any of the other options.
You also failed to mention if this family of four qualified for any reduction in those premiums.
At this point, I only see a shallow attempt at slamming a law that you had no intention of living up to anyhow..... Not much of a surprise!
Neecer will booked for Faux news with Sean Hannity.
pipedream

West Bloomfield, MI

#186 Oct 20, 2013
Really wrote:
<quoted text>Before you lose your head because someone kicks you in your behind, read your own darn article, there little man. The person who is calling Hannity a liar said he went to the website with the people's information that Hannity interviewed. How did he get their social security numbers and annual income? Did he steal it because in order to use the website you have to put those numbers in FIRST! Now who's stupid????? Have you tried it there bunky???? I'm guessing not since you spend your days clueless.
At the bottom of Sterns article he provides the link to the Kaiser Family Foundation and used their Tool, called the Subsidy Calculator. With this calculator, you can enter different income levels, ages, and family sizes to get an estimate of your eligibility for subsidies and how much you could spend on health insurance.

http://kff.org/interactive/subsidy-calculator...

Goes to show you how little you know again Cluck-cluck but its a simple calculator and you could even use it.
pipedream

West Bloomfield, MI

#187 Oct 20, 2013
Mr Wiggley wrote:
Virginia is going to have trouble attracting people under 50...whew!!...what a rip-off...over 250% increase in health insurance...
http://washingtonexaminer.com/premiums-for-yo...
Of course its the Heritage Foundation's data that was used. You just made Jim Demint very proud. In case you hadn't heard, any way you choose to slice it, Heritage Foundation and Jim Demint have huge credibility problems.

Have a nice day :)

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