Cookie

Osceola, AR

#1 Sep 23, 2012
Want a place to call my own. I used to have it all. Three br 2 bath with a two car garage. Now I'd settle for 3 bedrooms, one bath and maybe a carport. Hell, even a trailer, as long as my family can own it. Any suggestions?
lol

United States

#2 Sep 23, 2012
Get a JOB
Guest

Blytheville, AR

#3 Sep 24, 2012
Cookie wrote:
Want a place to call my own. I used to have it all. Three br 2 bath with a two car garage. Now I'd settle for 3 bedrooms, one bath and maybe a carport. Hell, even a trailer, as long as my family can own it. Any suggestions?
First step in buying a home would be to go to annualcreditreport and get your free credit report . You can see if there are any things on your report u can have removed if needed . If you don't have any credit cards I would suggest getting an orchard bank card or a capital one "both cards are good for bad or no credit ". Now once you get your card don't ever charge more than 10% and pay it off every month . Maybe a tank of gas or something small . If u max out the card and keep a high balance your credit will SUCK !!! You will need a middle credit score around 640 to 660 I think ?? Now of course you will need to have a job and check stubs to show how much you make . The last two years of tax return too . There are loans like rural development that can get u in a home no money down . It sounds like alot but one step at a time and it's really not hard . I hope I helped some :)
Cookie

Luxora, AR

#4 Sep 24, 2012
Thank you Guest. I know all that. I guess my questions really should have been, does anyone have anything for sale. I'm constantly on the lookout for a good deal. At the same time, I want to be careful to never again find myself and my family in a situation where a significant loss of income leaves us with no home.

LOL: I am employed. My credit rating needs to come up about 30-40 points. After all we've been through, I'd say that's pretty good. Before you say it, we don't get any government assistance. Not that I would be above taking some. I've been working all my life. Much like you probably have.
Guest

Blytheville, AR

#5 Sep 24, 2012
Go to the web site ezmls Arkansas select what city you want to buy your home in . It has all the listings except the houses for sale by owner. It's really a good website . I personally think right now is a great time to buy because interest rates are so low . Hope this helps .
lol

United States

#6 Sep 24, 2012
Im not the one whining on topix; you are! Poor pitful you; heres a suggestion call doctor phill
woman

Bellevue, WA

#7 Sep 24, 2012
lol wrote:
Im not the one whining on topix; you are! Poor pitful you; heres a suggestion call doctor phill
I think with the chip on your shoulder you should be the one to call. She isnt whining smarta**.
Cookie

Luxora, AR

#8 Sep 24, 2012
Thanks Woman and Guest. I think that's all I say for now...
Guest

Euless, TX

#9 Oct 8, 2012
Do not...I repeat Do not rent off of Tony Crowell. All his Places are over charged and never maintenanced

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