They were right to resist it. Social security does not provide for an adequate retirement, and too many people counted on it and refused to save. Now they complain because they are having to live on $1000/month.<quoted text>
And who will we blame the success on? When it turns out that most folks like being able to purchase their own insurance, and not be dependent upon their employer?
Some were stuck in jobs they didn't want, but they needed the health insurance.(Especially those with pre-existing conditions. Many older workers have some kind of pre-existing condition. Getting insurance outside of your employer in that case is too expensive for most folks. That limits your ability to change jobs. Knowing that you are diabetic, I would think you might have had to dealt with this at some point.)
COBRA was the Reagan era solution to this problem. It allowed you to continue coverage in between jobs, but the individual rates were sky high versus the group plans. It was also limited to 18 months.
"Only 10% of Americans eligible for COBRA insurance in 2006 used it, many because they were unable to afford to pay the full premium after their job loss. While some employers may voluntarily help subsidize or fully cover the cost of COBRA insurance as part of a termination or exit package, it is more common for the ex-employee to cover the entire cost."
Remember those brave men that resisted that horrible, terrible Social Security?
Me, neither. And I'm older than you.
As far as being "stuck" in a job, people who want good insurance are still stuck in those same jobs because they can't afford the better plans, even on the exchanges. Besides which, hasn't anyone told you life isn't fair and it's full of choices and consequences?
I'm not at all certain you are doing your homework here.
PS - I have used COBRA as a stopgap between jobs and was grateful for it.