HELP!!!! Do I need car insurance if I don t own a car and don t drive much in the state of Florida?
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I am 16 years old and State Farm is calling me and it is getting annoying. I don t own a car and I don t drive much. When I do drive I borrow the car that is under my sister s name. My parent s don t drive. My dad s license is expired and he doesn t drive anymore, and my mom doesn t know how to drive at all. I keep hearing conflicting things, some say that it is a law in the state of Florida (where I live) that anyone with a license needs to have insurance, while others say that it is not necessary to have insurance if you don t own a vehicle and don t drive much. My question is:

Do I need car insurance in the state of Florida if I do not own a car and don t drive much?

Thanks!
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