Below is our terms and procedure needed to be followed to get our
instrument delivered to your client's account.

Description of Instruments:

1. Instrument: Bank Guarantee (BG)/StandBy Letter of Credit(SBLC)(Appendix A)

2. Total Face Value: Eur/USD 1Million (Min) to Eur/USD 10Billion (Max)

3. Issuing Bank: HSBC Bank London, Barclays Bank , Credit Suisse Zurich , Deutsch Bank AG, Frankfurt or any AA Rated Bank.

4. Age: One Year and One Day

5. Leasing Price: 5.0% of Face Value plus 2% brokers commission( 1% for the lessee side and 1% for the lessor side)

6. Delivery: Bank-To-Bank Swift.

7. Payment: Wire Transfer

8. Hard Copy: Bonded Courier within 7 banking days.

PROCEDURE:
1. Both parties (Lessor and Lessee) execute,

sign and initiate the
Deed of Agreement, which thereby

automatically becomes a full
commercial recourse contract.

2. Within 3 days after Both parties sign the

Agreement, Lessor will
issue a Bank Officer endorsed, Notarized signed and sealed

Corporate Refund Recourse
Undertaking to the Lessee guarantying to

refund Lessee all the cost
incurred by lessee for the bank transmission

charges ( For swift MT760
BG/SBLC or Pre-advice MT799 or both as

the case may be) after due
execution of the contract.

3. Within 3 working days after Lessee

receives Lessor's signed and
sealed Corporate Refund Recourse

Undertaking, Lessee will make payment
by wire transfer into the Lessor's bank

account for the bank
transmission charges for the BG/SBLC

MT760 swift transmission or
Pre-advice MT799 swift transmission or

both.

4. Within Three (3) banking days after

confirmation of receipt of
payment of the bank transmission charges

for the BG/SBLC MT760 swift
in Lessor's bank account, the Lessor will

deliver the BG/SBLC via bank
confirmation of swift BG/SBLC MT760 to

the Lessee's banker including
the hard copy of the BG/SBLC via bank

bonded courier in Seven (7) banking days.

5. Lessee pays Lessor the leasing fee and the

brokers their commission
fees not later than 7 banking days after the

BG/SBLC hard copy is
received and confirmed at lessee's bank.

Should Lessee default to pay the leasing fees

to the Lessor and the
brokers commission fees as agreed after 7

banking days of confirmation
of BG/SBLC MT760 in lessee's bank account,

Lessor will instruct the
issuing bank to put a claim on the BG/SBLC

thereby forcing the
Lessee's bankers to return the BG/SBLC

MT760 to the issuing Bank.

Regards,