"Things get curiouser and curiouser."
TSF, gouging people for premiums happened before Obamacare and NO ONE working on the big Obamacare plan had a clue?? Again, another weakness and big show of how inept Obama is regarding anything other than stump speeches with a teleprompter and being nothing more than a professional campaigner, not a leader.
I don't have numbers to prove my ideas, so maybe you could crunch them. Wouldn't it make better sense to have free market trading across state lines which would force more insurance companies to be more competitive and lower their prices and also give a larger pool of insurance companies for people to choose from. For instance, someone my age doesn't need maternity coverage, my husband and I have no history of heart disease, high blood pressure, diabetes, or obesity and we're in a very low risk category. The cost of my insurance should reflect these low risk factors and I shouldn't have to pick an insurance plan with a 5k or 10k deductible.
Given a large variety of competitive insurance companies and considering the health of the person applying and members in the family needing coverage, everyone should find something to fit their budget and then be given vouchers. If you have to put a little more to get the coverage then that's on the person making the choice. There will always be Medicaid and Medicare and I think part B of Medicare paid by our seniors should get help with the 20% they have to pay. I don't have a clue how much others pay for their insurance, but our insurance for my husband and myself is reasonable to us and we're satisfied with the plan we have.
This plan may sound simple, but the Dems have tied the Repubs hands at this point and unless there's some act of God, this country is saddled with Obama making sure once again he's Robin Hood.