scam alert green dot debit cards

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Arizona Anon

Phoenix, AZ

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#148
May 20, 2010
 
I too have had similar situations. I got mine through Turbo Tax, and before I even used the card I was charged a dollar. No big whoop right? No. Then, when I called about the dollar, they removed it (it took 15 minutes) and before I could use it again, I was charged $5.95 service fee for calling about the dollar! NO KIDDING! I called Turbo Tax's customer support and they said I agreed to terms of use for the card (ANOTHER 15 minute phone call). Suffice to say, I've learned a rather valuable lesson. The only way I could get even was to go to an UNAPPROVED ATM and clean out the card, thus sticking them with the three dollar service fee. Trust me, if they send me a bill I will be sure to wipe my dirt button with it and send it back. DO NOT USE THIS COMPANY OR ITS SERVICES.

As for some of the people on this site, I cannot speak for them all, but I can understand the frustration from many of them. Haters are gonna hate, and the trolls will try to feed off of it. Don't let the few rotten apples have this post removed. The public needs to be aware of this company's scam. PLEASE TAKE WHATEVER CASH YOU HAVE and put it in a bank. In this day and age, it's so important to safeguard your investments. Screw Green Dot, tell your friends and post all over the internet, THIS COMPANY IS A SCAM!
cameron

Fremont, OH

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#149
May 25, 2010
 
f#@%$ this cardd F*** this card do not buy!!!
concerned

Fresno, CA

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#150
May 25, 2010
 
IF YOU ARE FRUSTRATED WITH YOUR PREPAID DEBIT CARD-READ THIS.

This is why it is important to find a card that shows their fees up front and is NOT hanging on a hook in a store-Figure it out people how credible is a card that is hanging next to the bubble gum!

Go online -find a card company that is backed by a bank that is brick and mortar not an invisible one that now one has ever heard of.

Check the bottom of the page and see what bank is issuing the card and check them out to see if the have an actual branch and what their rating is on bankrate.com . Even though with the prepaid cards you usually can't go into the branch you are still treated by customer service as if you are a customer not a number. It doesn't matter if this bank is located in Minneapolis or Fresno, just because you can't walk in doesn't matter-it's the credibility of the bank that counts.

And find a card that isn't afraid to share their fees up front. Face it-FREE isn't free so stop thinking it is. If you want something credible you need to pay a small fee for that honor.

These cards are great and help a whole group of people that can't get bank accounts. It gives them a bank with out all the (system) checks that banks do. The difference is you must fund it first to use it so no overdraft fees or interest charges.

Educate yourself. Read the small print - that is the problem with consumers-read the terms and conditions and check the fees. There are plenty of cards out there that do not carry transaction fees-don't fall for the ones that do.

Don't get caught up in cards that give you payday loans-don't fall in that trap. You will be far worse than when you started. Learn to live within your budget and the right card can help you do just that.

Find a card that offers both a plastic card and virtual options for online shopping best of both worlds.

Go with a smaller company instead of a massive one such as Green Dot-smaller companies have more to loose from loosing one customer-why would Green Dot care since their is 100 or more people at a store buying their card as I type this.

If you have questions send them to me at cccndt@comcast.net and I will be glad to help answer them. I have been studying these cards now for months and have a pretty good handle on them. Not selling you anything just sound advise.

Bottom line -If You take time to EDUCATE yourself you won't be so frustrated in the end.

Hope I helped a little.
Mattsgurl

Lexington, KY

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#151
May 27, 2010
 
Green Dot Sucks wrote:
I used the Green Dot cards faithfully for about a year and had been satisfied up until recently. Now the company has all of these fees that just don't make any sense. Its like every other day I have a negative balance on the card. I attempted to get an explanation about these fees from a representative but she did very little to help me figure it out. It almost seemed as if she didn't understand it herself. I would not mind paying additional fees for the card if they reported my transactions to the credit bureau. However, this card does nothing to aid in the rebuilding of credit. As of recently I have not been able to use the card the way I want because they claim I am using it for a business. I would not recommend this card to anyone. There are no real benefits other than using it for online purchases. Even that benefit does not outweigh its negative side. It would be wiser to chose a card that can at least help you build your credit.
If you are looking for a good prepaid visa/mc go to www.accountnow.com . I have had this for about a year. The key to the card so it reports to the credit bureau is to take out the $20-50 advances they offer. You pay back the advances and they report to credit bereau. My credit scores sucks but in the last year it has gone up 7 points by me using the card. Anyway just thought I'd put that out there. And if anybody is interested in getting 25.00 extra dollars on their first load send me your email address at nursebetty@windstream.net and I'll send you an invite card so you get a bonus.
Mattsgurl

Lexington, KY

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#152
May 27, 2010
 
That email is nursebetty2@windstream.net

“Bitchin' ain't Easy”

Since: Mar 09

United States of Obama

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#153
May 27, 2010
 
I was contacted recently by a law firm regarding this Green dot debit card for a class action suit.......I did not lose enough money to receive any monetary damages,....so I am not going through with it...
S_jacq

Virginia Beach, VA

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#154
Jun 2, 2010
 
I agree. Donot buy these things under any circumstances. i am going to set up a seperate Check acct and keep a minimal amt in it to use for online transctions. had enuf of the b.s. I donated 15.90 in "maintenance fees to Green dot today" FK THEM!!!!!!!!!!
reported them to L.A BBB
John

United States

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#155
Jun 8, 2010
 
I wouldn't call it a SCAM but I'd say they have one of the worst deals in the prepaid business, and are very dodgey with how they package and present their product. Netspend is a MUCH better deal with no monthly fee as long as you use it or check your balance every 90 days. No monthly fee like Green Dot.
I had trouble activating my card and was going to go back to Rite Aid and get a refund, especially after seeing the 5.95 monthly fee- oh unless I make 30 purchases? Does the card say "JD Rockefeller"? But I figured I'd just drain it quick and cancel it because their terms stated the monthly fee isn't assessed untli the end of 30 days. BUT now I go to activate they now tell me it's assessed the 8th of every month. Today is the 7th. Does that mean they changed those terms or not? Hmmmm.. Overall this company doesn't seem to be the kind of people I want to be profiting for merely holding onto my money.
Anyway I see some people have no problems with green dot. Great! Doesn't mean others' concerns aren't valid. Though I agree about the SSN, it's common, people, deal with it.
John

United States

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#156
Jun 8, 2010
 
Arizona Anon wrote:
I too have had similar situations. I got mine through Turbo Tax, and before I even used the card I was charged a dollar. No big whoop right? No. Then, when I called about the dollar, they removed it (it took 15 minutes) and before I could use it again, I was charged $5.95 service fee for calling about the dollar! NO KIDDING! I called Turbo Tax's customer support and they said I agreed to terms of use for the card (ANOTHER 15 minute phone call). Suffice to say, I've learned a rather valuable lesson. The only way I could get even was to go to an UNAPPROVED ATM and clean out the card, thus sticking them with the three dollar service fee. Trust me, if they send me a bill I will be sure to wipe my dirt button with it and send it back. DO NOT USE THIS COMPANY OR ITS SERVICES.
As for some of the people on this site, I cannot speak for them all, but I can understand the frustration from many of them. Haters are gonna hate, and the trolls will try to feed off of it. Don't let the few rotten apples have this post removed. The public needs to be aware of this company's scam. PLEASE TAKE WHATEVER CASH YOU HAVE and put it in a bank. In this day and age, it's so important to safeguard your investments. Screw Green Dot, tell your friends and post all over the internet, THIS COMPANY IS A SCAM!
"wipe my dirt button..."

Thanks, hadn't heard that one before! When they send my closing bill I'm going to feed it to my chocolate starfish. God, this is a bad company.
green dot debacle

Las Vegas, NV

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#157
Jun 10, 2010
 
money pak scam!!!!!!!...load money on money pak and watch it disappear!!!!! no kidding....scratch off numbers melt together and cvs takes no responsibility...sooo S.o.l.....called 8004733636 and rep cant help...says will take time to find out number[even though i have receipt and three other identifying numbers...also cvs says there having problems like this all the time...guess thats why some walgreens already pulled them off their shelves
Shelton1

Norman, OK

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#158
Jun 13, 2010
 
I just purchased one of these ridiculous cards! I put $25 on it. I have not activated it yet, is there any possible way to get a refund??
why in the hell

Lexington, KY

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#159
Jun 14, 2010
 
Makaley wrote:
FIRST OFF,
DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD.
Ok so I'm at walmart to buy a visa debit prepaid card, I pay the 8.94 for the card and load 40$ that I needed to pay for something online, I only wanted the card so I transfer money to it and spend money at stores/online from paypal. Well I started to activate it online, something online (something to do with my network) I didn't feel like fixing it so I just decided to call. I get this _____ <-- Fill in colorful adjective to describe a person of stupidity. Anyways she barely speaks english and she asked for all my information, I told her on the phone and she told me that she was going to direct me to the automated system, RIGHT BEFORE I COULD ASK MY QUESTION. So I get to the automated system and I'm like opps I need to ask her a question. I call back, it says I need to pay 2.00 TO TALK TO SOMEONE. IM LIKE BS. By that point, it was acctivated, so I added the card to the paypal, it says it has to take 1.95 to hold to verify, I'm like ok that's fine. It sends me an email stating to wait 2-3 days for the 4 digit code to recieve the money back. I started to think as to how I was suppose to recieve these digits, so I went on to the walmartprepaid.com to sign in when I realize I HAVE NO PASSWORD. OH HEY theres "Create Online password" ! YAY ! I type everything in and it says not verified try again in 24 hours..... YEAH I DONT THINK SO. I call any number I could find just to see what the password is so I can get the number. They all wanted to charge me, I'm like GREAT. So it's 2 in the morning and I'm pissed off, time for bed. Around 5 am I get a text message on my phone saying that by 7/22 my balance is 35.05.... I'm like WTF WHERE DID IT GO ? Oh the monthly charge, so they charge me a day after I get and then on 8/1 they are going to charge me another 4.95. HA, yeah no. So I'm out 50 bucks, pissed off, and one more thing to add to why this world is so corupt.
All I have to say is
DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD. DO NOT BUY THIS CARD.
Have a good day, glad I only put 40....
ive been skeptical about these cards since they first came out and its not just the green dot cards doing this crap but why in the hell would someone trust some crap like this with their money anyway,most banks have free personal checking and you get a debit card and it only cost like 50 bucks to open the account and funds are readily available why people use these is beyond me cause its pointless and all the fees are ridiculous and not to mention also getting ripped off..
tiffany

Shreveport, LA

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#160
Jun 14, 2010
 
Wow...I never would have thought they'd sell scams right out of our own pharmacies or gocery stores...needless to say i've been ripped off $108.00 as well...I had $124.00 on there and only used my card once which left the balance at 108...i called the customer service rep. this morning to find out they have no record of me depositing 100 dollars on my permanent card...my car insurance is due tomorrow which if i had this money on my card like it should have been I wouldn't be worring about it getting paid..if my insurance is late i'm going to try my best to either a) make this crappy sry company reimburse my insurance company or b) try to get a law suit against them and sue the hell outta them...that's my take on it...
why in the hell

Lexington, KY

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#161
Jun 14, 2010
 
you wont be able to sue them,you can try but its a offshore company so whos gonna pursue them???
tiffany

Shreveport, LA

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#162
Jun 14, 2010
 
i don't know..but i sure as hell am going to try my hardest to get my money back..i'm so tired of these bullcrap corporations ripping me off...it's time i start fighting for my money...i'm basically working to have my money taking away from me..and for what, nothing..by the way stay away from anything that is or has to do with PRIMEAMERICA...their scam artists too...

Since: Jun 10

Location hidden

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#163
Jun 15, 2010
 
the_passenger wrote:
I had the same problem. Report them to the better business bureau. too. Don't let them get away with that crap because they will certainly try. This is the email address I used to set them straight
adminrole@greendotcorp.com
sorry to tell yall this but reporting any agency to the BBB does no good. I am a member of the BBB and I pay my fee's each year and all that being a member of the BBB does is ensure that I get the results I want. Be it Comcast, Time Warner, whatever entity or sole propeieter, U pay for the results U want. if u file with BBB against green dot all that will happen is BBB will make contact with green dot. green dot will offer an unreasonable unfair solution-offer that they know is unfair and you willl turn down and the BBB will be the ones who offer it to you, naturally u will turn it down which then affords the BBB and greendot both to say "see, your the bad guy, we tried to work it out and u dont even want to do that" "client declined offer/offer reasonable/client refuses to work with greendot" etc etc etc etc
and they make you out to be the bad guy its totally phucked up dude
M BooneJonesboro GA

Jonesboro, GA

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#164
Jun 18, 2010
 
Heres a good one. I received a GreenDot card too. However I did not order it. In the fine print it says I will be charged $9.00 if not activated within 90 days. Now, how is that possible? Not activated and they no nothing about my finacial affairs! Right?
Tabitha Spears

High Point, NC

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#165
Jun 22, 2010
 
unknow name wrote:
you do not know what you are talking about and you better stop useing faul talk on here as of right now and that is an order and If you do not stop useing bad word's on here I can and will have you taken off of here for good and that is a promise and I can and I will have you taken off of here because some body is on here with me and I can not and will not say who it is and do not ask me who it is because I can not release this person's name at all. and do not ask me for it at all.
You sound like a nut. We have a 1st amendment here in the United States, duh. Are you even from this country?
liza

United States

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#167
Jun 27, 2010
 
I wanted to see my balance for greendot: cause when I activated it said I had no funds when I knew I still had some money in it
So what I did was I went to greendot.com and it was warning me that the certificate looked suspicious so when I viewed the certificate it said it was created 11/26/2006 and will expire 07/17/1936!!!! This doesn't make any sense to me!! Definate scam
Snoopdog

United States

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#168
Jun 28, 2010
 
Every state has a consumer fraud division in State Attorney Generals Office. Call,fill out complaint form, busted for misconduct. Solidarity

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