Curious Investor

Dunlap, TN

#1 Jan 25, 2011
Has anyone ever heard of a company called Primerica? Worked for them, been a client? Tell me your thoughts, opinions and experiences please.
yep

Mount Juliet, TN

#2 Jan 25, 2011
Amway of insurance
footballcrazy

United States

#3 Jan 25, 2011
Very expensive. Always trying to recruit new people to sell the stuff. They present themselves as a financial planning organization but they are really just insurance salesmen.
Been there

Nashville, TN

#4 Jan 25, 2011
I worked with them it didn't work for me but they do have a lot to offer and I would like to try to get back in it
whatever

Wilmington, NC

#5 Jan 28, 2011
It,s a glorified pyrimid scheme. And the people that recruit for it are a bunch of lying crooks
DANIEL

Franklin, TN

#6 Jan 28, 2011
Curious Investor wrote:
Has anyone ever heard of a company called Primerica? Worked for them, been a client? Tell me your thoughts, opinions and experiences please.
THIS IS A BIG SCAM AND PYRAMID SCAM i HAVE TO FAMILY MEMBERS THAT TRIED THIS AND ALL THE DID WAS SPEND MONEY ON IT FOR TEST LICENSE ECT AND THE DRIVE TO COLUMBIA FOR THE MEETINGS IN THE OFFICE BESIDE WORLD FINANCE AND BEAUTY SALON
Suckered

Lebanon, VA

#7 Jan 29, 2011
If you really want to know how good the money is, ask the person recruiting you how much money they made and how thier debt is. Then ask them to prove it. I'm betting you'll see a lot of side stepping and double talking. Most of them around here are a bunch of lying hypocites (sp)

Since: Jan 11

Lawrenceburg, TN

#8 Jan 29, 2011
Ignorant people like you all should really look into this before you spread lies about it. It has worked for many people that actually listened and stuck to the programs that were presented to help the family.
get a real job

Morristown, TN

#9 Feb 4, 2011
why would anyone in their right mind even consider becoming involved in this scheme? Just ask around town, folks here will tell you who is involved in this and then you will have your answer!

Since: Jan 11

Murfreesboro, TN

#10 Feb 4, 2011
If you actually listen to anyone in Lewisburg, you're an idiot. If you really want to learn about the company, check out their website, not other idiots' opinions.

http://www.primerica.com/public/about-primeri...
Positive for Primerica

Smyrna, TN

#11 Feb 5, 2011
truthbetold639 wrote:
Ignorant people like you all should really look into this before you spread lies about it. It has worked for many people that actually listened and stuck to the programs that were presented to help the family.
This is certainly true for me. They looked into what I was paying for insurance, investments, etc. before making any recommendations or trying to sell me anything. Come to find out the "paid in full for life" insurance policy I had then was actually taking money from my total death benefit to make the yearly payments I had been told I didn't need to make any longer.

Certainly, I should have been on top of this and read all the fine print, but I hadn't and they showed me a way out. That was seven years ago, and they still keep in touch to make recommendations about more secure investments as I have now retired. As with all investments, things have been up and down, but last year was a very positive one using their recommendations. Few can post that.

I do know they have to go through hours of training and testing to become a financial adviser and those people who complained about paying for training for insurance license, if I remember correctly, were told this money was for tests required by the state of Tennessee and they promised to give that same amount of money when the person finished training and had taken and passed the tests. If someone didn't follow through with training and tests, that is not the fault of Primerica or anyone associated with them. Once money is paid to the state, you don't get it back if you decide to quit something you start.

As suggested on another post, anyone who is sincerely intested in knowing the truth about this operation should look at the website, not listen to such uninformed comments as have been posted here.

Since: Jan 11

Lawrenceburg, TN

#12 Feb 6, 2011
Positive for Primerica wrote:
<quoted text>
This is certainly true for me. They looked into what I was paying for insurance, investments, etc. before making any recommendations or trying to sell me anything. Come to find out the "paid in full for life" insurance policy I had then was actually taking money from my total death benefit to make the yearly payments I had been told I didn't need to make any longer.
Certainly, I should have been on top of this and read all the fine print, but I hadn't and they showed me a way out. That was seven years ago, and they still keep in touch to make recommendations about more secure investments as I have now retired. As with all investments, things have been up and down, but last year was a very positive one using their recommendations. Few can post that.
I do know they have to go through hours of training and testing to become a financial adviser and those people who complained about paying for training for insurance license, if I remember correctly, were told this money was for tests required by the state of Tennessee and they promised to give that same amount of money when the person finished training and had taken and passed the tests. If someone didn't follow through with training and tests, that is not the fault of Primerica or anyone associated with them. Once money is paid to the state, you don't get it back if you decide to quit something you start.
As suggested on another post, anyone who is sincerely intested in knowing the truth about this operation should look at the website, not listen to such uninformed comments as have been posted here.
Amen.
Just starting

Salt Lake City, UT

#13 Aug 6, 2012
Primerica will work for me, even if I never sign anyone up to train. The fees I can earn for the services I provide are outstanding. License, paid for. If you quit it's your fault. You will put in 8 hours a day to be successful. It's not a get rich quick format. It's a business format that you will need to do to succeed.
wendy greer

United States

#14 Aug 7, 2012
Worked with them several years ago-unless they've changed-they were only interested in selling high $ products that DID NOT really benefit anyone other than their own pockets. Would not recommend them to sell for or buy from. Many better products out there. Will be offering them in a few short months myself!
Truthbetold639

Murfreesboro, TN

#15 Aug 7, 2012
wendy greer wrote:
Worked with them several years ago-unless they've changed-they were only interested in selling high $ products that DID NOT really benefit anyone other than their own pockets. Would not recommend them to sell for or buy from. Many better products out there. Will be offering them in a few short months myself!
I believe you worked with the wrong company. My family has been working with this company for 15years, and I have never known anyone to do that. I have only seen instances that can benefit our clients. We advise people to not go with our options if it will not help them. Maybe you just worked with the wrong person who is probably not in the company any longer.
Opinion only

Charlotte, NC

#16 Aug 10, 2012
Benefiting one family and their pyramid of friend! Very expensive and you spend lots of money and the S family will worry you to death. Meeting after meeting. I know personally but the S family are great people I just wasn't meant for it I guess
Truthbetold639

United States

#17 Aug 10, 2012
Opinion only wrote:
Benefiting one family and their pyramid of friend! Very expensive and you spend lots of money and the S family will worry you to death. Meeting after meeting. I know personally but the S family are great people I just wasn't meant for it I guess
It certainly isn't for everyone, but people should not tell others that they think it is a horrible company and horrible people working in the company. People need to learn for themselves. It is something for people who wish to help others. If you think it is a get rich scheme, you at wrong. Just like any other financial company, you will have to go to class, study, become licensed, then become trained so you can do it on your own. Also saying that the "S" family worried you to death, if you told them the stop, they would have they were just trying to help you be successful in the company you signed up for. Most likely, they were trying to help you achieve the dream that our company can give you If you want to be successful in life and leave a legacy for your family while helping people become debt free and properly protected, then this is for you. But if you don't want to work hard at it to achieve your goals, then it probably isn't for you. Just don't go around spreading rumors saying what horrible people we are or a what a horrible company we are when you don't know the truth. Just like any other company, we may have flaws, but that is life. God made nothing perfect for a reason.
why no both

Chapel Hill, TN

#18 Feb 20, 2013
You can say what you want but I have researched the company through their website (which of course is going to tell you how great they are) and thru A LOT of others and there are ppl who actually call this company a cult. They claim they begin to start to tell you not to trust anyone who doesn't "believe" in the company and start to cut you off from any family and friends who aren't in the "company". The reason I did all this research is because I was invited by some friends to listen to a "sales pitch" for this company and I sat there for over an hour and after it was over I still didn't even know what the company actually did. They guy kept talking about seminars and how much they cost to go to and getting people under you and how you would make more money (a pyramid) and when it was all said and done he had a hard time explaining what they actually did other than go to seminars. Anyway... anyone in my opinion who deals in any kind of pyramid scheme is a sucker and should do a lot of research before going into anything like this.
Truthbetold639

Murfreesboro, TN

#19 Feb 21, 2013
why no both wrote:
You can say what you want but I have researched the company through their website (which of course is going to tell you how great they are) and thru A LOT of others and there are ppl who actually call this company a cult. They claim they begin to start to tell you not to trust anyone who doesn't "believe" in the company and start to cut you off from any family and friends who aren't in the "company". The reason I did all this research is because I was invited by some friends to listen to a "sales pitch" for this company and I sat there for over an hour and after it was over I still didn't even know what the company actually did. They guy kept talking about seminars and how much they cost to go to and getting people under you and how you would make more money (a pyramid) and when it was all said and done he had a hard time explaining what they actually did other than go to seminars. Anyway... anyone in my opinion who deals in any kind of pyramid scheme is a sucker and should do a lot of research before going into anything like this.
1. It isn't a pyramid scheme. You should look up the definition of a true pyramid scheme. You do not get paid for having a team and for other people signing up. Also if it is a pyramid scheme, why do we work with so many other large corporations, like MetLife or Invesco?
2. Maybe you should have asked questions to find out what else you wanted to know about it. If you don't ask questions, you never know the answers.
3. Researching other website (which were probably just other sites for people to complain on) mean nothing. If you check out accredited websites, like the Better Business Bureau, you will figure out what you need to know and the truth. The other complaints you read are probably by people who weren't focused, didn't have leadership qualities, or weren't motivated enough for this company. It takes a lot of hard work and dedication to make it. It also takes risk, like starting any other business. It clearly shows why you didn't last.
Amway

Tucker, GA

#20 Feb 21, 2013
It's like Amway and Jahovah Witness. If you see one coming cut off the lights, shut off the TV and hide.

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