HMMMMM, I was being cute.<quoted text>Not sure if you're trying to be cute or you are just ignorant. What does your post mean?
Here is what I should of added: Excessive - Exceeding a normal, usual, reasonable, or proper limit.
Surcharge is an additional fee to the cost of the ticket. The amount they require DOES EXCEED A NORMAL, USUAL AND REASONABLE LIMIT.
I know you don't agree with the topic but wait till you are in our shoes. It sure won't be so easy to judge then. Trust me, WE WANT TO PAY OUR CAR INSURANCE! But for some of us, it comes down to paying the car note vs. the insurance OR food vs. the insurance, whatever the reason is. I know you must be a rich person, who has never made a mistake and made to suffer for it. That is wonderful and I hope your luck holds up.