NO MONEY DOWN? THINK AGAIN -- The era of easy credit may be over

There are 3 comments on the Lowell Sun story from Oct 13, 2008, titled NO MONEY DOWN? THINK AGAIN -- The era of easy credit may be over. In it, Lowell Sun reports that:

Dolores Holmes stands on the porch of The Bridgestreet House Bed & Breakfast that she owns in Lambertville, N.J. "I've been cutting back on anything personal," she said.

Join the discussion below, or Read more at Lowell Sun.


Townsend, MA

#1 Oct 13, 2008
If someone is going to make a major purchase, a home or even a car, then a down payment would be the best decision to make. The more you can put on a down payment, the better, it would reduce the monthly payments. Everything else should be strickly cash and carry. We must go from being having a credit economy to a cash and carry economy. By being a cash and carry economy, we may still get a financial meltdown on major purchases, say on a home or a vehicle, but everything else will already be paid for.

Lowell, MA

#2 Oct 13, 2008
we did it to ourselves by living well beyond our means. We should have looked at the way our grandparents lived by staying well within our margin. They made sure to put away for a rainy day and we instead carried a umbrella so that we never had to care about the weather. As always we as americans will overcome and ride it out to be patriots of the future.

London, UK

#3 Mar 26, 2014
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