What is my recourse if I am threatene...

What is my recourse if I am threatened by a collection agency?

Posted in the La Crosse Forum

heathd12

San Diego, CA

#1 Nov 28, 2013
What is my recourse if I am threatened by a collection agency?My father and I share a name (I am a "Jr."). In the last few years, my father has incurred a lot of debt, which has gone to collections agencies. Since then, my wife and I have been harrassed by collectors insisting I am him; my credit has been damaged, and I was threatened with arrest. I am getting ready to deploy (back) to Iraq with my reserve unit. This could not have come at a worse time, and every time I turn around there is another bill collector calling us. Today a collector told my wife that "the local sheriff will come and lock your husband up" if we do not pay one of my father's bills. I have worked very hard to keep my own finances straight, and was finally debt free except for my mortgage, but when we bought a new house, we ended up with $500.00 a month in PMI because of my dad's bad credit showing up under my name. Many of these debt collectors are using my SSN and DOB when they call, even though many of these accounts are decades old. What can I do?
zpuhouse

San Diego, CA

#2 Nov 28, 2013
heathd12 wrote:
What is my recourse if I am threatened by a collection agency?My father and I share a name (I am a "Jr."). In the last few years, my father has incurred a lot of debt, which has gone to collections agencies. Since then, my wife and I have been harrassed by collectors insisting I am him; my credit has been damaged, and I was threatened with arrest. I am getting ready to deploy (back) to Iraq with my reserve unit. This could not have come at a worse time, and every time I turn around there is another bill collector calling us. Today a collector told my wife that "the local sheriff will come and lock your husband up" if we do not pay one of my father's bills. I have worked very hard to keep my own finances straight, and was finally debt free except for my mortgage, but when we bought a new house, we ended up with $500.00 a month in PMI because of my dad's bad credit showing up under my name. Many of these debt collectors are using my SSN and DOB when they call, even though many of these accounts are decades old. What can I do?.
This site can help you finding the best option for you:@www.credit-solutions.info

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