Tower Loan Manager
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“Minicoopergal here”

Since: Jul 07

Cameron Mo

#3 Mar 18, 2008
He must not have Missouri tags because in Missouri you can only have 6 letters.. unless he has it abbreviated or something.
I agree

Saint Louis, MO

#6 Mar 18, 2008
minicoopergal wrote:
He must not have Missouri tags because in Missouri you can only have 6 letters.. unless he has it abbreviated or something.
it was said in a previous MS...last time I checked that is Mississippi

“Minicoopergal here”

Since: Jul 07

Cameron Mo

#8 Mar 18, 2008
is he a resident of missouri, and if so, how long? after 6 months they have to register the vechile in Missouri...
Helllo

Hope, AR

#9 Mar 18, 2008
Well for so much information from Ms Mini again, thank you, I do not have Loan Shark on my plates. And I am not a resident of MO. Attitude is every thing, how you present something to another. This is another bogus thread here and is there anything you all have better to do? I do not drive a Corvette, the District mgr does, if it is any of your business.
resident

Kennett, MO

#10 Mar 18, 2008
I've noticed the corvette parked there. It has Mississippi tags and does say "loan shark" on them.
Helllo

Hope, AR

#11 Mar 18, 2008
I am not a DM, thanks,
customer

United States

#12 Mar 18, 2008
I delt with before once, and he was a smart ass then. I just told the other ppl in the office, who is really nice, that i cant stand him, and they need soemone else in there.And NO SORRY ATTITUDE will get you NOWHERE, except for here on topix. so if you dont like it turn you attitude around, and be alot nicer to your customers, because i am a costumer and have been for a long time, and you was NOT nice to me. SORRY if the truth sucks, but it is what it is. Once i do get you paid off i will NEVER come back as long as you are there.
bea

Hope, AR

#14 Mar 18, 2008
I heard they have hefty law suits in Miss and La, they are trying to leave that state and go in others. I heard to that they loan to even a person of 70+ yrs. Seems if they are on fixed income how could they afford the interst that TL charges? 28%!!!

“Minicoopergal here”

Since: Jul 07

Cameron Mo

#15 Mar 18, 2008
Helllo wrote:
Well for so much information from Ms Mini again, thank you, I do not have Loan Shark on my plates. And I am not a resident of MO. Attitude is every thing, how you present something to another. This is another bogus thread here and is there anything you all have better to do? I do not drive a Corvette, the District mgr does, if it is any of your business.
well for one, I was asking questions and you are right attitude is everything, but it depends on your attitude? if you have one that thinks their shit does not stink, then you are in for a rude awakening, but if you have one that is pleasant and out going then you have nothing to worry about,
But even with tags that say loan shark, it shows people you think you are a thug... it does not matter if it is your car or someone elses, attitude like that is an attitude that people dont care for..
News watcher

Fairmont, WV

#17 Mar 18, 2008
minicoopergal wrote:
<quoted text>
well for one, I was asking questions and you are right attitude is everything, but it depends on your attitude? if you have one that thinks their shit does not stink, then you are in for a rude awakening, but if you have one that is pleasant and out going then you have nothing to worry about,
But even with tags that say loan shark, it shows people you think you are a thug... it does not matter if it is your car or someone elses, attitude like that is an attitude that people dont care for..
Hey channel 8 news said that they are running all of the payday loans out of arkansas, it is against the residents rights to be charged outrageous interest. Unfair business act? Or something like that.
fo sho

United States

#19 Mar 18, 2008
I recently paid my loan off aswell. I defintely will never go there again. I borrowed 1200 and ended up paying close to 3000 back and I paid it off within 6 months of taking the loan out. I was never late on a payment and I have pretty good credit so I don't need them. Plus all their good people are gone Lashonya Larry and the other girl. Willy is the only good one left and he can't carry that office on his on. The new guy is an arrogant jerk.

Since: Mar 08

Saint Louis, MO

#24 Mar 19, 2008
I saw someone said 28% interest, try 63%!!!
I was NOT informed of what the interest was when I did my loan, I found out once the paperwork was signed. I too will NEVER deal with this company once this is paid off.
Kennett Mayor Is An Idiot

Kortenhoef, Netherlands

#26 Mar 19, 2008
Off topic, Arkansas attorney general order all payday loans to close the other day. That is a god send.
Hello There

Saint Louis, MO

#28 Mar 19, 2008
I will never go in there again. I have been in there once. Some guy in there treated me like I had some disease he could catch. The interest is bad. They wont tell you what it is on the phone. You have to come in.
Stay Away

Fairmont, WV

#29 Mar 19, 2008
Here is an idea. Don't go into any of these type of places and support these people. Only idiots go to these type of places. I mean good God, do you people not realize they are screwing the literal hell out of you. I understand people get to a point they need money, but my motto has alway's been, if you can't afford it, don't buy it and you will not have to go to these payday loan places. And hell no, I'm not rich, just smart with my money.
Leon

Hope, AR

#31 Mar 19, 2008
And I supposed you have to ask your family for money then. Have you ever been to where you couldn't pay the gas bill and they were going to shut it off the next day, or that you had to have gas and pay insurance to make sure you had a way to work the next day, have you ever had to have money to bury some one, or help with that, or that you had a wreck and couldn't go back to work in a certain length of time before they come get your car that you have to go to work in? There are many reasons for borrowing money, and this has been for many many years. I wouldn't go any where where there was some one who had "loan Shark" on their license plates though.It is not becoming, or even "cool"

“Minicoopergal here”

Since: Jul 07

Cameron Mo

#32 Mar 19, 2008
My neighbor who lives two house down from me is elderly and she went to a payday loan place on the 30th of the month to get a loan of 100 for her medications she needed after going to the doctor, she paid it back two days later after she recieved her ssi check and then they had the balls to tell her that she still owed them 50.oo extra, She came to my hubby and I crying about it and when I read the papers that she had, it only stated that she would have to only pay 125. if paid in two weeks, she paid it two days later and it should not have been that much and then they tried to get an extra 50. out of her, to say the least, she got a lawyer and the payday loan is no longer in business here. of course there are more here but that one is non existant here.
@ Stay away, alot of people do go to these places, because they need something like my neighbor, and then she gets screwed in the end, but not everyone goes there is idiots.
Stay Away

Fairmont, WV

#33 Mar 20, 2008
minicoopergal wrote:
My neighbor who lives two house down from me is elderly and she went to a payday loan place on the 30th of the month to get a loan of 100 for her medications she needed after going to the doctor, she paid it back two days later after she recieved her ssi check and then they had the balls to tell her that she still owed them 50.oo extra, She came to my hubby and I crying about it and when I read the papers that she had, it only stated that she would have to only pay 125. if paid in two weeks, she paid it two days later and it should not have been that much and then they tried to get an extra 50. out of her, to say the least, she got a lawyer and the payday loan is no longer in business here. of course there are more here but that one is non existant here.
@ Stay away, alot of people do go to these places, because they need something like my neighbor, and then she gets screwed in the end, but not everyone goes there is idiots.
Mini... Yes, they are idiots and I'll tell you why. It as a choice to be put in this position. I was born and raised poor as hell. So poor that rats almost had more to eat than my family did. I could have continued on being like this not even living paycheck to paycheck. But I made a choice to manage my money and not put myself in a bad situation. Anybody can do it. They just refuse to and keep living from Friday until Monday buying crap they don't need. Then come Tuesday, you can see these folks walking right into the loan sharks office to borrow as you said above 100 bucks only to realize they owe a hell of alot more. People survived for years without these places, why can't they now?
ex loan officer

Denver, CO

#34 Mar 20, 2008
LLHinMO wrote:
I saw someone said 28% interest, try 63%!!!
I was NOT informed of what the interest was when I did my loan, I found out once the paperwork was signed. I too will NEVER deal with this company once this is paid off.
Apparently, you didn't pay to close attention to what you were presented because the interest rates are on the paper before you ever choose to take the loan. I KNOW I USED TO WORK THERE...
It's a loan company what do you expect? Their going to charge you a huge percentage rate on money because you can't get it for free!! DUH...
I worked there for a year and never have I ever seen so many people complain about what they have to pay back!! Don't get if you can't afford it!! I bet you were money hungry at the time, so it didn't matter....right?
ex loan officer

Denver, CO

#35 Mar 20, 2008
Newsie wrote:
Well, I read that the company violated the Truth in Lending Act. They also have had law suits against them for not loaning to people with SSI or SSA and also not loaning to seniors. The people qualified for their loans, but the managers lied to them saying they were denied.
http://www.ftc.gov/opa/1997/02/tower-6.shtm
http://bulk.resource.org/courts.gov/c/F2/609/...
http://www.usdoj.gov/civil/ocl/monograph/othe...
The more you look at the company, the more crooked they seem. They are based in Mississippi. So, maybe this kid is a family member of the owners or something. That would explain the Corvette with the plates. How could he afford a Corvette being just some young guy manager of a small loan company in Kennett? I bet he is the nephew of someone or the son of someone important in the company. But, he must not be too well liked in the family if they sent him all the way here.
From what everyone here is saying, this guy really does not belong in a position of management if he has an attitude problem.
See you got it all wrong.... I worked there so I know what really goes on! He is NOT a family member! Honestly, Tower Loan managers are paid out the butt for what they do! Most all managers at tower loan has corvettes because that is there company car. Anyways, there is a sheet of paper presented to the costumer each and every time a loan is approved and you have to sign that paper and the only thing it has on it is interest, total amount due and your terms....how in the crap could a person not see that! Trust me I seen it all the time, when someone would come two days later and tell us they couldn't pay it back....well you signed the note and knew exactly what your monthly payments were! Oh yeah, and there were cased when if a person didn't like it, then they could come in and give the check back and cancel the loan! I'm sorry just got a little heated about this issue! Try getting rid of the jerk and get a job there! They pay awesome!

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