Chew on prices, coverage when conside...

Chew on prices, coverage when considering pet insurance

There are 6 comments on the South Florida Sun-Sentinel story from Oct 8, 2008, titled Chew on prices, coverage when considering pet insurance. In it, South Florida Sun-Sentinel reports that:

Justin and Brandy Besemer were newly married and trying to pay off their wedding debt when they decided their family needed a dog -- an American bulldog named Kaila.

Join the discussion below, or Read more at South Florida Sun-Sentinel.

Since: Jan 07

Ghetto Ft Lauderdale

#1 Oct 9, 2008
Pet insurance omg give me a break
Native Floridian

Louisville, KY

#2 Oct 9, 2008
I have 3 dogs and they are all covered by Pet Ins from pet smart. I pay about 68.00 a month for this ins. It covers shots check ups dental cleaning for my Wire haired fox terrier which without it would cost me about 600.00.This Ins is a huge savings ever year for me. Pet Ins is worth every penny if you can find the right one for your family.
YAY for pet insurance

Fort Lauderdale, FL

#3 Oct 9, 2008
I have and it is very reasonable for my two dogs and two cats. Compared to CATASTROPHIC bills for treatment I've had in the past, this is a godsend.

West Palm Beach, FL

#4 Oct 9, 2008
My dog's 12 now and uninsurable because of his age. Any dog over 10 I guess is to much of a risk for the insurance companies.
Love VPI Pet Insurance


#5 Oct 9, 2008
I have used VPI Pet Insurance for my pets for years...and after doing a cost/benefit analysis on my vet bills from last year, v.s. not having the insurance, I found that the insurance saved me about $1000 in 2007. I have always found that this was a good, reputable insurance company, with a reasonable turn-around time on claims. My pets are like my children, so they get what they need and yes, I would be devastated if I couldn't help them if they were injured or sick. What I usually do is get the policy when the pet is young ( although this company, years ago, insured my ten year old lab, the premiums were not as cheap as a younger dog, but I was surprised I was able to get him on at all. I don't get the 'wellness' part, where the yearly shots are covered....I pay that myself, which keeps the premiums down some. I wouldn't be without it, because there have been times where, say, my dog was hit by a car and needed $3000 worth of vet services, without the insurance, I might not be able to help him, and I just won't have that happen.

United States

#6 Oct 10, 2008
I have VPI, but I think the premiums are too high and there are too many exclusions. I have the best coverage with them, as they cover dental cleanings, shots, neutering and microchipping . . . although it doesn't cover 100%. I've calculated that I'm coming up about even in my dog's first year. Probably, I will either reduce coverage with VPI to the minimum or switch to PetPlan this year.

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