Obamacare Explained
Unincorporated

New Lenox, IL

#1 Nov 6, 2013
We've all heard the horror stories about Obamacare and how it is throwing people out of their insurance plans etc. Here is the deal. Obamacare makes you get insurance for things you will never need. Like maternity care for men, or prostate cancer for women. That kind of thing. The Obamacare plan makes you pay for these services so others CAN have them. You may use something another person couldn't. Now, you may object to the idea of paying for something you could never use but the point is, that without you kicking in for that service, another will never get that treatment. There would be no money for it. That is how they will get around the young and healthy not signing up for Obamacare. However without someone else kicking in for your care that they could never use, you couldn't get that care. Somebody has to pay for healthcare. This is a way to spread the cost over society. And of course allows the illegals and the indigent to receive care. Did that make sense? It actually seems to be a good way to actually have people pay for their healthcare and not cost shift it onto only those with very good health insurance.
Professor

Mokena, IL

#2 Nov 6, 2013
Unincorporated wrote:
We've all heard the horror stories about Obamacare and how it is throwing people out of their insurance plans etc. Here is the deal. Obamacare makes you get insurance for things you will never need. Like maternity care for men, or prostate cancer for women. That kind of thing. The Obamacare plan makes you pay for these services so others CAN have them. You may use something another person couldn't. Now, you may object to the idea of paying for something you could never use but the point is, that without you kicking in for that service, another will never get that treatment. There would be no money for it. That is how they will get around the young and healthy not signing up for Obamacare. However without someone else kicking in for your care that they could never use, you couldn't get that care. Somebody has to pay for healthcare. This is a way to spread the cost over society. And of course allows the illegals and the indigent to receive care. Did that make sense? It actually seems to be a good way to actually have people pay for their healthcare and not cost shift it onto only those with very good health insurance.
It's the IRON FIST OF TYRANNY disguised as compassion for the masses!

All those lame brains that didn't head the warning are crying like stuck pigs now! You gotta love it !
Unincorporated

New Lenox, IL

#3 Nov 6, 2013
It's a redistribution of wealth. Those that have will give. Those that don't have, will get. Remind you of anything?
Each according to his ability.
Each according to his need.
Mike

Chicago, IL

#4 Nov 7, 2013
Unincorporated wrote:
We've all heard the horror stories about Obamacare and how it is throwing people out of their insurance plans etc. Here is the deal. Obamacare makes you get insurance for things you will never need. Like maternity care for men, or prostate cancer for women. That kind of thing. The Obamacare plan makes you pay for these services so others CAN have them. You may use something another person couldn't. Now, you may object to the idea of paying for something you could never use but the point is, that without you kicking in for that service, another will never get that treatment. There would be no money for it. That is how they will get around the young and healthy not signing up for Obamacare. However without someone else kicking in for your care that they could never use, you couldn't get that care. Somebody has to pay for healthcare. This is a way to spread the cost over society. And of course allows the illegals and the indigent to receive care. Did that make sense? It actually seems to be a good way to actually have people pay for their healthcare and not cost shift it onto only those with very good health insurance.
This is exactly the way health insurance worked before Obamacare. The premiums I pay do not go into a pool that only I can use - they go into a pool that everyone insured by my insurer uses. So, even before Obamacare, my premiums went towards breast cancer treatment, maternity care...whatever.

There is a reason employer paid healthcare has always been cheaper than individual plans. And there is a reason larger companies pay less than smaller companies. It's because you spread the cost out. If employee A is always sick, and employee B is never sick, the cost is split. This part of it is not changing other than the fact that more people will be insured - which is to the benefit of the insurance companies.

As I've said before, the insurance companies will benefit most from Obamacare. That's because one of his biggest bribes came from Kaiser Permanente.
Spread the risk

Mokena, IL

#5 Nov 7, 2013
Mike wrote:
<quoted text>
This is exactly the way health insurance worked before Obamacare. The premiums I pay do not go into a pool that only I can use - they go into a pool that everyone insured by my insurer uses. So, even before Obamacare, my premiums went towards breast cancer treatment, maternity care...whatever.
There is a reason employer paid healthcare has always been cheaper than individual plans. And there is a reason larger companies pay less than smaller companies. It's because you spread the cost out. If employee A is always sick, and employee B is never sick, the cost is split. This part of it is not changing other than the fact that more people will be insured - which is to the benefit of the insurance companies.
As I've said before, the insurance companies will benefit most from Obamacare. That's because one of his biggest bribes came from Kaiser Permanente.
You are absolutely correct. What I find amazing and annoying is that people like Unincorporated and Professor don't know this. They only just now thought about it or became aware because they read some right wing blog blasting Obamacare. These guys are in their 50's and never thought about how insurance has always worked.
Unincorporated

Chicago, IL

#6 Nov 7, 2013
Check, check, double check. All correct. This is the only way pay can pay for medical. This will affect an average man's income much more than a 1%er. The unions may be exempt for a while but they will pay eventually.
Professor

Belvidere, IL

#7 Nov 7, 2013
Mike wrote:
<quoted text>
This is exactly the way health insurance worked before Obamacare. The premiums I pay do not go into a pool that only I can use - they go into a pool that everyone insured by my insurer uses. So, even before Obamacare, my premiums went towards breast cancer treatment, maternity care...whatever.
There is a reason employer paid healthcare has always been cheaper than individual plans. And there is a reason larger companies pay less than smaller companies. It's because you spread the cost out. If employee A is always sick, and employee B is never sick, the cost is split. This part of it is not changing other than the fact that more people will be insured - which is to the benefit of the insurance companies.
As I've said before, the insurance companies will benefit most from Obamacare. That's because one of his biggest bribes came from Kaiser Permanente.
Your example Mike is the same as automobile insurance. It's all based on risk. You take the good with the bad. When the bad become too costly you dump them.

I believe unincorporated is talking about those that don't contribute, and just take. The insurance companies looked at Obamacare like a great way for them to get paying customers forced on them by the almighty government. They are realizing that they have have been tricked and fooled like a lot of people have. They didn't think that in 10yrs we will be a single payer healthcare system and they will be out of business!

Citizens were lied to by Obama on the terms & cost of obamacare. Obama just set the stage for single payer, government controlled healthcare. Their is a misconception that being insured means you will get the treatment needed. A lot of jaws will be dropping when they find out that is not the case! Very sad......but very TRUE!
Unincorporated

Chicago, IL

#8 Nov 7, 2013
The only way to pay for medical is to, stop paying for expensive treatments, spread the expense among more people. There are a lot more people in the 50k range than the 1 million dollar annual range. Therefore, the working man will pay the most in percentage terms. As usual, the hard worker gets the shaft. And less care. Spreading the cost is the only way to get this done.
Astronaut yellowhammer

Palos Hills, IL

#9 Nov 7, 2013
I love Obamacare. Give it a little while, they will get the bugs worked out? By the way, what is the republican plan for fixing it?
Medicare

Marcus Hook, PA

#10 Nov 7, 2013
Professor wrote:
<quoted text>
Your example Mike is the same as automobile insurance. It's all based on risk. You take the good with the bad. When the bad become too costly you dump them.
I believe unincorporated is talking about those that don't contribute, and just take. The insurance companies looked at Obamacare like a great way for them to get paying customers forced on them by the almighty government. They are realizing that they have have been tricked and fooled like a lot of people have. They didn't think that in 10yrs we will be a single payer healthcare system and they will be out of business!
Citizens were lied to by Obama on the terms & cost of obamacare. Obama just set the stage for single payer, government controlled healthcare. Their is a misconception that being insured means you will get the treatment needed. A lot of jaws will be dropping when they find out that is not the case! Very sad......but very TRUE!
What is the matter with single payer? Why do you need a private insurance company scimming the money. Private insurance trains no doctors or develops new medical techology. They move money around. Medicare is government run and far better than private insurance. Why don't you think our great country can handle single payer?
Unincorporated

Melrose Park, IL

#11 Nov 8, 2013
The doctors will cease to exist if you pay them medicare prices. How many are retiring because of Zerocare?
Professor

Mokena, IL

#13 Nov 8, 2013
Astronaut yellowhammer wrote:
I love Obamacare. Give it a little while, they will get the bugs worked out? By the way, what is the republican plan for fixing it?
How can you love a program that didn't even start yet and has been nothing but a disaster leading up to implementation? The only answer I can come up with is your extremely ignorant & stupid!
Professor

Mokena, IL

#14 Nov 8, 2013
Medicare wrote:
<quoted text>
What is the matter with single payer? Why do you need a private insurance company scimming the money. Private insurance trains no doctors or develops new medical techology. They move money around. Medicare is government run and far better than private insurance. Why don't you think our great country can handle single payer?
It's a death sentence if you become seriously sick! You think the insurance companies are bad, wait until you have to deal the government! The government can't even run a web site and you trust them to make medical decisions for you and your family ? Scary!!!!
Unincorporated

Mokena, IL

#15 Nov 8, 2013
Professor wrote:
<quoted text>
It's a death sentence if you become seriously sick! You think the insurance companies are bad, wait until you have to deal the government! The government can't even run a web site and you trust them to make medical decisions for you and your family ? Scary!!!!
We all die eventually. Zerocare is just a way to stop treating people needlessly to extend their lives one or two more years at astronomical expense to everyone else. IMO, if you can pay for an exotic treatment, by all means go for it. Zerocare unburdens society having to paying for it. You will die sooner, that's all. In the end, what's the difference?
Professor

Hales Corners, WI

#16 Nov 8, 2013
Unincorporated wrote:
<quoted text>
We all die eventually. Zerocare is just a way to stop treating people needlessly to extend their lives one or two more years at astronomical expense to everyone else. IMO, if you can pay for an exotic treatment, by all means go for it. Zerocare unburdens society having to paying for it. You will die sooner, that's all. In the end, what's the difference?
I'm not sure what your mean, but my wife had aggressive cancer about 10yrs ago. Treatment back then with surgery was about $300K. She is alive and healthy ever since. Thank God. How can we determine if and when it's worth it ? I definitely don't want the government making that decision. It will be lights out for everyone who gets sick. I value life. You can't put a price tag on it. Everyone deserves to live that wants to in my opinion!
Unincorporated

Mokena, IL

#17 Nov 8, 2013
I'm of course happy for you she made it through. We can determine if it is worth it by asking the patient if he or she can afford it. That will be the question soon. The answer in most cases will be no. I've had my own brushes with death in my immediate family. 300k as well. The patient did not make it. I would have begged, borrowed and stole to get the help he needed if I had no insurance.
My point is, can we afford as a nation, procedures with say, a 5% success rate that may extend a patient's life be done but costs a million dollars? We do this now. We can't afford it. Hence, Zerocare.
It's a sticky wicket for sure.
Professor

Mokena, IL

#19 Nov 9, 2013
U R Dumb wrote:
<quoted text>
None of them. Find one that is. You are a dumbass. You know if you and I ever meet your 6"4 multiple gym membership self is going to get a beating. Quit being stupid.
You will always find a doctor. They will definitely dwindle down. It's what I speak of as loud as I could "common sense" When the sacrifice of 10yrs of school outweighs the reward of pay, no one will want to become a physician. The government will control the cost, pay, and make all medical decisions at every level of healthcare! Extremely scary! The quality of doctors skills, care, and technology will decline as time goes on. This is evident in Canada and everywhere else socialized medicine is implemented. In Canada doctors are coming to America to practice because it's just not worth it in Canada. Many are also going into veterinary care because they can do better! We are making a huge mistake in America if we accept this government takeover of the best healthcare system in the world. In my opinion anyone who embraces government controlled healthcare just don't value life.

Think about this. All the elite from every nation that implemented this oppressive healthcare system on its populous, does not participate in it ! They get the best of care, taken care of immediately, and no price tag is put on them or their families lives! They claim this is COMPASSION & FAIR for everyone? They mean for the RULED! US! This is the IRON FIST of TYRANNY ideology I speak of so loudly & so often!

They consider themselves the RULERS! We are the RULED! Extremely dangerous & evil for us.........the RULED!!!!!!

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