What are our teachers benefits

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need facts

Hoffman Estates, IL

#1 Feb 3, 2011
I hear all unions, teacher's benefits,etc. I would like to hear from teachers what the real facts are.

1) do you get 100% healthcare benefits or do you have to pay a share?

2) do you get dental and vision?

3) do you pay into Social Security?

4) do you pay into your own pension?

5) do you get automatic increases in salary

6) when are you tenured and why?
Uncle Sam

Wheaton, IL

#2 Feb 3, 2011
While you're at it.... Have a teacher tell you about the money they get paid over and above what is publicly posted as salary. Meeting attendance, Committee membership, sport event attendance, stipens, the list goes on. Unless you're inside their system, you "never" hear how much in addition to salary they get paid for these things.
Bubba

Frankfort, IL

#3 Feb 3, 2011
Hey Uncle Sam if the job is so easy I suggest you get off your far ass and become a teacher. Then come back in five years and tell me how easy it is to teach the children of today!!!!!
Teacher

Mount Prospect, IL

#4 Feb 3, 2011
need facts wrote:
I hear all unions, teacher's benefits,etc. I would like to hear from teachers what the real facts are.
1) do you get 100% healthcare benefits or do you have to pay a share?
2) do you get dental and vision?
3) do you pay into Social Security?
4) do you pay into your own pension?
5) do you get automatic increases in salary
6) when are you tenured and why?
I pay approximately $200/month for BCBS PPO family coverage. I pay approx.$15/month for dental and vision. I pay approximately $60/month for Medicare and approximately $40/month for TRS health insurance (I think that is our pension fund?) I also pay state and federal taxes at the same rates as you do.

It's hard to understand why the rumor continues to circulate that we are somehow scamming the system. We pay for the same things that the average Joe pays for.
whoa

Warrenville, IL

#5 Feb 3, 2011
Teacher wrote:
<quoted text>
I pay approximately $200/month for BCBS PPO family coverage. I pay approx.$15/month for dental and vision. I pay approximately $60/month for Medicare and approximately $40/month for TRS health insurance (I think that is our pension fund?) I also pay state and federal taxes at the same rates as you do.
It's hard to understand why the rumor continues to circulate that we are somehow scamming the system. We pay for the same things that the average Joe pays for.
It's not the teachers, it's the admnistrators doing the scamming.
Uncle Sam

Wheaton, IL

#6 Feb 3, 2011
Bubba wrote:
Hey Uncle Sam if the job is so easy I suggest you get off your far ass and become a teacher. Then come back in five years and tell me how easy it is to teach the children of today!!!!!


LOL.. I have been a teacher and let me tell you, compaing it to a job in the real world is not possible. By "far" teaching is a sweet and soft deal. Have you the experience in both worlds I wonder?

First, in the professional real world I have not worked less than 50 hours a week. That is nearly 20 hours a week more than the average teacher time. Second, until you have 5 years or so, you only get 2 weeks a year vacation. Few if "any" real world jobs have a pension program, so 401K is my requirement and I pay SSN as well of course. My family health plan (BCBS) costs me personally $310 a month. Professionals are salaried so if the boss say's you're on committees, your there evenings or weekends at no extra compensation like teachers.

Keeping this short... "Bubba" if you think teaching 5th graders is a very tough job, I say compared to what? Certainly not a real world professional job comparision. I suggest you do your "homework" before you make your foolish statement again.
need facts

Hoffman Estates, IL

#7 Feb 3, 2011
Teacher wrote:
<quoted text>
I pay approximately $200/month for BCBS PPO family coverage. I pay approx.$15/month for dental and vision. I pay approximately $60/month for Medicare and approximately $40/month for TRS health insurance (I think that is our pension fund?) I also pay state and federal taxes at the same rates as you do.
It's hard to understand why the rumor continues to circulate that we are somehow scamming the system. We pay for the same things that the average Joe pays for.
Thanks for your honesty. I own a business...I have no dental or vision. I pay $1,000/month for a family of four. I receive no pension, just what I save on my own. There is no way I will retire at 55.(I think most teachers could very easily work until 65 at least) And...don't you want to know what TRS is, I know I would.

One area non-teachers would LOVE to see gone is tenure. No other job has it. Would you be willing to give that up to gain the respect of people? Seriously, why should you get to keep a job just because you've been there for 5 years...makes zero sense and is an archaic policy.
Miles August

Lemont, IL

#8 Feb 3, 2011
need facts wrote:
<quoted text>Thanks for your honesty. I own a business...I have no dental or vision. I pay $1,000/month for a family of four. I receive no pension, just what I save on my own. There is no way I will retire at 55.(I think most teachers could very easily work until 65 at least) And...don't you want to know what TRS is, I know I would.

One area non-teachers would LOVE to see gone is tenure. No other job has it. Would you be willing to give that up to gain the respect of people? Seriously, why should you get to keep a job just because you've been there for 5 years...makes zero sense and is an archaic policy.
Did you choose to own a business? I mean I am sure that at one point in your life you could have chosen to be a teacher if you wanted the benefits that teachers get, right? But now because the economy is rough it's time to go after the people who have government jobs and pensions. Go figure. Maybe it's time to start bitching about the police and fire, oh wait, we will give it a week before we cry about that because police/fire were working hard during the blizzard.
Point is, it's not a government employees fault that they chose that career path. Where's the bitching about all the services/grants/ healthcare that the state throws away people that don't look for jobs, abuse the system, have babies to get more checks from the state? Or use food stamps/ link cards to trade for dope? Or people who abuse the seniors ride free programs?

Maybe you should sell your business got to school to be a teacher, and get the benefits your bitching about. Wait, the state has stopped hiring teachers. And that translates into more kids per classroom.
we pay them

La Grange, IL

#9 Feb 3, 2011
Miles August wrote:
<quoted text>
Did you choose to own a business? I mean I am sure that at one point in your life you could have chosen to be a teacher if you wanted the benefits that teachers get, right? But now because the economy is rough it's time to go after the people who have government jobs and pensions. Go figure. Maybe it's time to start bitching about the police and fire, oh wait, we will give it a week before we cry about that because police/fire were working hard during the blizzard.
Point is, it's not a government employees fault that they chose that career path. Where's the bitching about all the services/grants/ healthcare that the state throws away people that don't look for jobs, abuse the system, have babies to get more checks from the state? Or use food stamps/ link cards to trade for dope? Or people who abuse the seniors ride free programs?
Maybe you should sell your business got to school to be a teacher, and get the benefits your bitching about. Wait, the state has stopped hiring teachers. And that translates into more kids per classroom.
Point is government gets money from the private sector taxpayers, and when private sector taxpayers don't make money, the government has less and yet continue to spend more and putting our children and grandchildren's future in jeopardy.

Point is every government agency must be held accountable to the taxpayers.

Locally and statewide we have read of adminstrators who've conned board members into giving them lucrative contracts, we have school unions who would rather see class sizes swell than take a pay freeze or pay cut to keep more teachers employed, we have read of salary spiking as much as $70,000 before a police chief retired, we have read of fire department officials retiring from one position to be rehired in another similar position at a higher salary.

Taxpayers are being abused by their employees!

WE employ and pay teachers and all other government workers. WE have a say in how those funds are spent. There is no more money.
Real question

Palos Hills, IL

#10 Feb 3, 2011
Teacher wrote:
<quoted text>
I pay approximately $200/month for BCBS PPO family coverage. I pay approx.$15/month for dental and vision. I pay approximately $60/month for Medicare and approximately $40/month for TRS health insurance (I think that is our pension fund?) I also pay state and federal taxes at the same rates as you do.
It's hard to understand why the rumor continues to circulate that we are somehow scamming the system. We pay for the same things that the average Joe pays for.
The most important question wasn't asked. What kind of retirement do you get? What percent of your salary, at what age and how much do you pay for health care when you retire? Pension info. is what I want to know!
Miles August

Lemont, IL

#11 Feb 3, 2011
we pay them wrote:
<quoted text>Point is government gets money from the private sector taxpayers, and when private sector taxpayers don't make money, the government has less and yet continue to spend more and putting our children and grandchildren's future in jeopardy.

Point is every government agency must be held accountable to the taxpayers.

Locally and statewide we have read of adminstrators who've conned board members into giving them lucrative contracts, we have school unions who would rather see class sizes swell than take a pay freeze or pay cut to keep more teachers employed, we have read of salary spiking as much as $70,000 before a police chief retired, we have read of fire department officials retiring from one position to be rehired in another similar position at a higher salary.

Taxpayers are being abused by their employees!

WE employ and pay teachers and all other government workers. WE have a say in how those funds are spent. There is no more money.
1. I pay the same taxes as you, and I have a government job.

2. You have made no mention of wasteful government spending on these charity programs that are abused. The studies are there? If you have a say in how the funds are spent, why is it ok to let the crack addict single mother continue to have children and get more money from the state? Instead your focused on government employees.

3. How do you "con" a board or municipality? It is negotiating, give and take. In Illinois I have paid into my pension, and Illinois takes the money out of my pension fund and uses it for other programs, now the pension fund is dry and they want to take more out of my check to put towards my pension. And many of these municipalities and counties hide money, or transfer accounts to make it look like they are strapped. That's why they ask for increases in sales or property taxes, but in actuality they don't need it.

4. I agree that alot of guys get rehired in similar positions, it is a scam. But who is to blame? It's the same as a mayor or county president giving a contract to build a facility to a personal friend, they overpay on the project, get a some extra cash, and then that mayor or county president gets a nice "political contribution".
we pay them

Carol Stream, IL

#12 Feb 3, 2011
Miles August wrote:
<quoted text>
1. I pay the same taxes as you, and I have a government job.
2. You have made no mention of wasteful government spending on these charity programs that are abused. The studies are there? If you have a say in how the funds are spent, why is it ok to let the crack addict single mother continue to have children and get more money from the state? Instead your focused on government employees.
3. How do you "con" a board or municipality? It is negotiating, give and take. In Illinois I have paid into my pension, and Illinois takes the money out of my pension fund and uses it for other programs, now the pension fund is dry and they want to take more out of my check to put towards my pension. And many of these municipalities and counties hide money, or transfer accounts to make it look like they are strapped. That's why they ask for increases in sales or property taxes, but in actuality they don't need it.
4. I agree that alot of guys get rehired in similar positions, it is a scam. But who is to blame? It's the same as a mayor or county president giving a contract to build a facility to a personal friend, they overpay on the project, get a some extra cash, and then that mayor or county president gets a nice "political contribution".
The private sector makes money. Public sector spends money.

Charities need to be scrutinized for abuses, I agree. Personal accountability when receiving public services is a must.

It is easy to "con" a board when the board majority are either lazy, have personal relationships that interfere with their fiduciary duties, and/or have absolutely no business acumen.

When scams happen, the blame is to be placed on those who tolerate it and those who participate in it. They should be fired or removed from office. The cost should be not be borne by taxpayers.

So you're saying you're getting ripped off by fellow government workers regarding your pension? That's not my problem. I don't expect government workers to make up for my loss in my 401k.
Miles August

Lemont, IL

#13 Feb 3, 2011
we pay them wrote:
<quoted text>The private sector makes money. Public sector spends money.

Charities need to be scrutinized for abuses, I agree. Personal accountability when receiving public services is a must.

It is easy to "con" a board when the board majority are either lazy, have personal relationships that interfere with their fiduciary duties, and/or have absolutely no business acumen.

When scams happen, the blame is to be placed on those who tolerate it and those who participate in it. They should be fired or removed from office. The cost should be not be borne by taxpayers.

So you're saying you're getting ripped off by fellow government workers regarding your pension? That's not my problem. I don't expect government workers to make up for my loss in my 401k.
"Thats not my problem" mentality is what makes the cycle continue. It's not my problem that you lost money in your 401k. Do you think any of the bail out money for private sector business came from the pension fund I paid into? It's not being ripped off by government workers, it's being ripped off by the people that the public vote into office. The same public that own these business's
Confused

New Lenox, IL

#14 Feb 3, 2011
we pay them wrote:
<quoted text>
The private sector makes money. Public sector spends money.
Charities need to be scrutinized for abuses, I agree. Personal accountability when receiving public services is a must.
It is easy to "con" a board when the board majority are either lazy, have personal relationships that interfere with their fiduciary duties, and/or have absolutely no business acumen.
When scams happen, the blame is to be placed on those who tolerate it and those who participate in it. They should be fired or removed from office. The cost should be not be borne by taxpayers.
So you're saying you're getting ripped off by fellow government workers regarding your pension? That's not my problem. I don't expect government workers to make up for my loss in my 401k.
I just skimmed through these posts briefly, but I see no mention of the unions. Certainly we should consider the fact that the teachers have a very, very powerful union protecting their interests, including healthcare and tenure.

I agree though-tenure is a bad idea.
we pay them

Wheaton, IL

#15 Feb 3, 2011
Miles August wrote:
<quoted text>
"Thats not my problem" mentality is what makes the cycle continue. It's not my problem that you lost money in your 401k. Do you think any of the bail out money for private sector business came from the pension fund I paid into? It's not being ripped off by government workers, it's being ripped off by the people that the public vote into office. The same public that own these business's
If I lost money, I will try to make more. If you lose money, my taxes go up, and up, and up.

we pay them

Wheaton, IL

#16 Feb 3, 2011
Miles August wrote:
<quoted text>
"Thats not my problem" mentality is what makes the cycle continue. It's not my problem that you lost money in your 401k. Do you think any of the bail out money for private sector business came from the pension fund I paid into? It's not being ripped off by government workers, it's being ripped off by the people that the public vote into office. The same public that own these business's
You mean the politicians that the unions put into office.
Miles August

Lemont, IL

#17 Feb 3, 2011
we pay them wrote:
<quoted text>If I lost money, I will try to make more. If you lose money, my taxes go up, and up, and up.
You really think the unions have that much pull anymore? Like I said, I pay taxes too, I haven't seen a salary increase in 3 years, the pension fund that I put into has been spent by Illinois to take care of the people without jobs, or who are trying to save their business , and now my taxes went up, just like yours, my property tax went up, just like yours.

Your not getting my point, how pathetic is it that the public is turning on the people that are needed like teachers, firemen, and cops. Some of which put their safety and lives on the line, for the public. The same government employees that are seeing, layoffs, budget cuts, and reduced staffs. The same ones that are working more with less The same people that get bitched at by the public, bit that the public would love to see when their house is on fire, their kid is missing, or when they are involved in an accident. Teachers are just as valuable with teaching children, being your childs supervisor for 8 hours or more a day.

Funny how money makes people turn so easily.
Neighbor

Wheaton, IL

#18 Feb 3, 2011
Miles? I think you missed their point a bit. No one blames the individual teacher, policeman or fireman. It's the economic conditions that have fallen upon us that highlight how bad the state budget is. Examining it and you realize the contracts agreed to with their Unions can't be paid for. We are broke.(Seperate issue is that their Unions refuse to bare a fair share reduction as the public side has been forced to.) The focus here is how do we fix the problem and as it turns out, these Union contracts are at the heart of our current state problem. We borrowed $88M last year to pay their benefits because we don't have the revenue coming in. Obviously this can't continue if we want to dig out of debt right? Just last year a Joliet salary survey showd that state worker wages on average have grown to double that of the blue color private sector folks who pay tax/s. You have to look at it from both sides I think. In this thread, it needs to be pointed out just how much it costs today for teachers & administrators... the perks they get are not just a great base salary and these perks need to be looked at.
Teacher

Mount Prospect, IL

#19 Feb 3, 2011
Real question wrote:
<quoted text>
The most important question wasn't asked. What kind of retirement do you get? What percent of your salary, at what age and how much do you pay for health care when you retire? Pension info. is what I want to know!
I honestly don't know about our pension. I know that I pay into it (TRS) and there is a column of my salary schedule that shows "Board Contribution" toward my pension. The amount teachers receive for their pensions depends on the number of years worked. I believe we have to have 35 years in to receive the full pension and insurance benefits.

My husband has owned his own business for 20 years and has a 401K, which took a big hit with stock market. I think we have about the same amount in our accounts. Believe me, neither of us is looking at retiring at 55!!
Teacher

Mount Prospect, IL

#20 Feb 3, 2011
Confused wrote:
<quoted text>
I just skimmed through these posts briefly, but I see no mention of the unions. Certainly we should consider the fact that the teachers have a very, very powerful union protecting their interests, including healthcare and tenure.
I agree though-tenure is a bad idea.
Our union here in 122 is so weak that our union president, like our board members, just do whatever Dr. Sass tells him to do. I know that in large cities the unions are very strong. I feel that for the purposes of our discussions here on Topix we shouldn't get worked up over strong unions. We do not have a strong union here in New Lenox.

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