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#22 Dec 5, 2007
Whats to probe? This is legalized loan sharking. A RICO. No probes. Give the people back the money they stole from them and put them in jail for as long, if not longer, then you would any organized crime loan sharks. These bastards are worse. The mob dont give out blood money to housewives and young kids who they know will not be able to pay. Even amongst gangsters, these parasitical financial vampires are the scum of the earth, the bottom of the barrel. The Smegma of the financial world. Lock em all up. Disband them, and put an end to this circle jerk. Lets see now. The Government has the gambling along with the Church and the so called Indians. The Government controls the Prostitution, Alcohol Distribution, Drug Distribution, Extortion and the Loan Sharking. And they say crime doesnt pay. Sounds like a mob to me.
“Truth to Power!”
Since: Apr 07
#23 Dec 5, 2007
What's odd about it?
It was only a matter of time before a dumbarse making $9 hr, who lied about his income to get a loan was sunk by the $600,000 mortgage once the bubble burst and interested started creeping up.
New Law making it more difficult for this same dumbarse to file for bankruptcy in order to wipe out all of his unsecured debt is a good thing.
You shouldn't be rewarded or forgiven so quickly for an utterly stupid and sometimes deceitful practice with your finances.
#24 Dec 5, 2007
Testimony of Ralph Nader
Committee on the Budget
U.S. House of Representatives
June 30, 1999
Lou Dobbs: Congress stiffs working Americans
Tom Delay & Bush Republicans Only Benefit The Wealthy
Under The Influence
60 Minutes' Steve Kroft Reports On Drug Lobbyists' Role in Passing Bill That Keeps Drug Prices High
Spending on Lobbying Thrives
Drug and health products industries invest $182 million to influence legislation
#25 Dec 5, 2007
If you read the terms of a credit card agreement, 99% of the time it states in plain english that they reserve the right to adjust your rate anytime they see fit. Now if you are going to accept this credit card, then you deserve to have your rates adjusted any time they see fit.
DONT USE CREDIT CARDS
I dont use em and I dont need em. Yeah, some of you will say you need them for emergencies. Well you dont. I had an "emergency" where my AC unit tanked. Six thousand bucks for a new one. The AC company offered me a payment plan that amounted to a 3% finance charge. What credit card would have given me that rate? LOL
Really folks, shake that rat called "credit" off your necks.
#26 Dec 5, 2007
Fortunately there are some CC companies that are not on the "usury" bandwagon. Though I pay all my statements in full each month, it is reassuring to know that the interest rate is fixed at a rate just slightly over 7% APR. If you qualify for membership, take a look at what USAA has to offer. The same can be said for all of its insurance programs, albeit it has scaled back home insurance coverage in Florida due to financial risk and an unwillingness by the state to face the reality of certain risks largely unique to the state. I found it interesting that the state represents nationally about 10% of its income from such policies, but represents over 50% of its risk. Ouch!
#27 Dec 5, 2007
Simple solution Logic. I agree completely. Pay cash or do without. "Emergency" is a relative term. Being out of beer and cigarettes is an emergency to the minds of some people.
Let some of these credit card companies go belly-up because they have no customers. Americans need to learn to live within their means.
#28 Mar 26, 2014
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