According to the President of Blue Cross, yes people are being told that their old policy does not meet the ACA standards and will be cancelled and replaced.Hundreds of thousands of people being dropped from their insurance rolls, hundreds of thousands more then are enrolling in the ACA, now many are just enrolling in Medicare, which will put a huge crimp in the total of people who they mistakenly believed would log on to the ACA websites, which incidently from what I hear will be very easy to hack into and SSNs stolen, along with bank acct. numbers, nice going WH nitwits, you too horseface Sebelous.
He suggesting that they go onto the exchanges and look at a comparable Blue Cross policy that is being offered. Depending on individual circumstances and possible government subsidies they might actually find a lower rate. But it also might be higher.
All health insurance policy companies base rates on a large pool of people being insured. The smaller the pool the more risk they take to insure. For pure profit, in the past the insurance companies who sold individual policies carefully picked and choose who they insured.
They cancelled policy holders at their will. No longer can they do that. Also now they cannot pick and choose who they elect to insure and if they are going to stay in the insurance game they need to expand their coverage pools.
As to ACA websites being able to be hacked into, stop and think about all the insurance companies who already have your SS number. Think about all the Doctors and hospitals that already have your SS number on file. Personally I would feel more protected giving a government that information than the people at PayPal or the local electric company who can use an automatic bank withdrawal. Also I might add that you get your SS number from the government and the IRS, SS and Medicare already have it.
But if you are dead set against the ACA likely there will be something wrong somewhere to make mountains out of mole hills about..