Opinion

Philip, SD

#13052 Oct 21, 2013
DILLIGAF wrote:
If Obama's HHS secretary Sebelius is serious in getting the site for ACA up and working, perhaps she should try feeding it some Viagra, I hear that helps, thank God I don't need the ACA, but if I did and tried to enroll, only to fail to get on many times, would the ACA cover my agita, and angst? Just a rhetorical question, with a tad of levity, no reply needed.
The ACA has likely already affected you unless you are under Vet care which is government care.

If you already have healthcare insurance whether you bought it privately or get it somehow through your employer the ACA has provided additional coverage and benefits to you.

I knew a man who had coverage under a very large group plan. He exhausted his coverage and his insurance lapsed, next came personal bankruptcy.

His wife was left with nothing. A lot of the nasty dirty tricks that insurance companies used to pull are stopped under the ACA.

In addition some of those passed on charges to people who used emergency care or could not pay were passed on to you somehow some way. Under the ACA if they are being required to be responsible for their healthcare costs and help pay the bills.
No longer are "all" costs being passed on to those who can pay or have healthcare coverage.

This whole thing of Obama care is not as bad as some would have you believe. There is a lot of b/s out there and a lot of miss-representation of what it is all about.

Politics 101.
hack hack wheeeeeeze

Riverhead, NY

#13053 Oct 21, 2013
Opinion wrote:
<quoted text>
Understand that there is no government insurance policy involved other than the same Medicare and Medicaid that existed before.
People are going on the exchanges and purchasing private insurance from private insurance companies.
If you lie, lie, lie, can the "private" company throw you off? If they do, who pays your medical bills?

Actually, the first thing that is notified is the IRS. And they don't have to sue. They can attach everything you own without a legal proceeding.

What private insurance company can do that?
Opinion

Philip, SD

#13054 Oct 21, 2013
hack hack wheeeeeeze wrote:
<quoted text>
If you lie, lie, lie, can the "private" company throw you off? If they do, who pays your medical bills?
Actually, the first thing that is notified is the IRS. And they don't have to sue. They can attach everything you own without a legal proceeding.
What private insurance company can do that?
My understanding is:

If you lie lie lie - YES> Just like in the past. If you purchased a private healthcare policy from United Healthcare and lied on your application. If you go on the exchange now and lie and the Blue Cross insurance company finds out - they can cancel your policy and depending on the lie they can refuse to pay your health care bill.

No they are not going to notify the IRS that they kicked you off. No they are not going to notify the IRS that you lied and they won't pay your health care bill. Its your bill between you and the hospital and or Doctor. The insurance company has no reason to sue you over anything. They are not going to keep track of whether or not you purchase HC insurance from them or someone else. If they find reason to deny your claim based on a lie that is your bill not theirs. The Doctor and the hospital might sue you. But likely they have to have sufficient reason that they would not have provided you that policy for that amount of money had you not lied. Lets say you made a mistake and miss-stated your year of birth by one year. Likely they could not refuse payment.

The IRS has nothing to do with the health care bill you ran up and then walked away from. Just like now you would be responsible for your health care bill.

The IRS comes into play when your file your income tax return. My guess they are going to ask you who your insurance company is and your policy number on form. If you don't have insurance you will get fined for not having any healthcare insurance and the fine likely will be withheld from any refund.
hack hack wheeeeeeze

Riverhead, NY

#13055 Oct 21, 2013
Opinion wrote:
<quoted text>
My understanding is:
If you lie lie lie - YES> Just like in the past. If you purchased a private healthcare policy from United Healthcare and lied on your application. If you go on the exchange now and lie and the Blue Cross insurance company finds out - they can cancel your policy and depending on the lie they can refuse to pay your health care bill.
No they are not going to notify the IRS that they kicked you off. No they are not going to notify the IRS that you lied and they won't pay your health care bill. Its your bill between you and the hospital and or Doctor. The insurance company has no reason to sue you over anything. They are not going to keep track of whether or not you purchase HC insurance from them or someone else. If they find reason to deny your claim based on a lie that is your bill not theirs. The Doctor and the hospital might sue you. But likely they have to have sufficient reason that they would not have provided you that policy for that amount of money had you not lied. Lets say you made a mistake and miss-stated your year of birth by one year. Likely they could not refuse payment.
The IRS has nothing to do with the health care bill you ran up and then walked away from. Just like now you would be responsible for your health care bill.
The IRS comes into play when your file your income tax return. My guess they are going to ask you who your insurance company is and your policy number on form. If you don't have insurance you will get fined for not having any healthcare insurance and the fine likely will be withheld from any refund.
Dream on. Why was the IRS made part of the whole BozoCare scheme?

Control!!!

Unless you have an innocent explanation.
Opinion

Philip, SD

#13056 Oct 21, 2013
hack hack wheeeeeeze wrote:
<quoted text>
Dream on. Why was the IRS made part of the whole BozoCare scheme?
Control!!!
Unless you have an innocent explanation.
Since you infer by "Dream on." that you do not believe anything I have took the time to explain to you,
evidently any further explanation I give you will not satisfy you as you have provided your own answer.

Maybe someone else or time will educated you on the finer points of Obama care. In the mean time you can be dead set against it.
DILLIGAF

New York, NY

#13057 Oct 21, 2013
Opinion wrote:
<quoted text>
The ACA has likely already affected you unless you are under Vet care which is government care.
If you already have healthcare insurance whether you bought it privately or get it somehow through your employer the ACA has provided additional coverage and benefits to you.
I knew a man who had coverage under a very large group plan. He exhausted his coverage and his insurance lapsed, next came personal bankruptcy.
His wife was left with nothing. A lot of the nasty dirty tricks that insurance companies used to pull are stopped under the ACA.
In addition some of those passed on charges to people who used emergency care or could not pay were passed on to you somehow some way. Under the ACA if they are being required to be responsible for their healthcare costs and help pay the bills.
No longer are "all" costs being passed on to those who can pay or have healthcare coverage.
This whole thing of Obama care is not as bad as some would have you believe. There is a lot of b/s out there and a lot of miss-representation of what it is all about.
Politics 101.
Ok, maybe you can explain to me this, I have medicare, as I am retired, and I also have coverage from my wife's employment, however she just had to retire as she is terminally ill with cancer in 4 locations in her body, when she passes on I will lose my coverage which came from her employment, she was a NYC worker in the BD. of Education here in NYC. Will I be required to purchase Obamacare when she dies, as I would only have my medicare?

“Lovely year for a Guinness”

Since: Dec 07

Daytona Beach

#13058 Oct 22, 2013
Opinion wrote:
<quoted text>
Actually it’s pretty clear that you know little about Obama Care or the health care available under the exchanges. Otherwise you would know that one of the first questions asked is if you smoke.
Obama care health insurance penalizes smokers.
Yes, smokers will face sticker shock as the Affordable Care Act, allows insurers to penalize smokers by continuing to charge higher rates to tobacco users. Now you will likely complain about that.
How do you combat tobacco use without discriminating against smokers? The ACA attempts this balancing act by allowing insurers to continue their practice of charging tobacco users a so-called "smoker surcharge" but limiting it to 50 percent above the rates they charge nontobacco users, beginning in 2014.
Smoking and tobacco use are the only pre-existing conditions that the Affordable Care Act still allows insurers to discriminate against.
Before the ACA a lot of large group plans allowed smokers to get the same coverage as non-smokers without additional charge to the smokers. But when insurance companies could determine whether a smoker was requesting coverage they could either charge far more than 50 percent more for smokers or simply deny them coverage altogether because they smoke. The ACA puts limits on how much more smokers can be charged.
Very likely within a short time large group plans that presently don't check for smokers will because it is legal to do so.
Go back to complaining about how you cannot get on the websites because of too many people trying to get on. But even if the websites don't work well at the present time what does that have to do with whether or not the ACA is good or bad?
Silly one liners do not win the day - facts - reasoning - and presenting it in an intelligent manner might, so try it once.
actually, it's pretty clear......you watch too much TV

“Lovely year for a Guinness”

Since: Dec 07

Daytona Beach

#13059 Oct 22, 2013
Welcome To Obamacare -

our servers still remain down but you can reach us by phone at; 1-800-bul-shit.

We are also looking for all pregnant, diabetic women that are dehydrated, to act as props whenever the President makes a public appearance
hack hack wheeeeeeze

Riverhead, NY

#13060 Oct 22, 2013
Opinion wrote:
<quoted text>
Since you infer by "Dream on." that you do not believe anything I have took the time to explain to you,
evidently any further explanation I give you will not satisfy you as you have provided your own answer.
Maybe someone else or time will educated you on the finer points of Obama care. In the mean time you can be dead set against it.
The best reply to your wishful thinking is that unions, politicians and the very wealthy want no part of BozoCare and have in fact, been given exemptions nowhere provided in the law as written.

And why was Nevada excluded?

What they are asking for, and receiving, is a presidential exemption, done without hearings or legal review.

Tell us. Do you approve of this? Doesn't it tell you something about this law, who wrote it and who enforces it?
Opinion

Philip, SD

#13061 Oct 22, 2013
DILLIGAF wrote:
<quoted text>
Ok, maybe you can explain to me this, I have medicare, as I am retired, and I also have coverage from my wife's employment, however she just had to retire as she is terminally ill with cancer in 4 locations in her body, when she passes on I will lose my coverage which came from her employment, she was a NYC worker in the BD. of Education here in NYC. Will I be required to purchase Obamacare when she dies, as I would only have my medicare?
You would have insurance under Medicare. So you would not have to do anything other than keep your coverage under medicare.

But Medicare does not cover everything so you might want to consider a "supplemental plan" that you would purchase separate. United Healthcare sells a supplemental plan.

I do not believe that you will find the supplemental plans on the exchanges but will have to contract a insurance company and tell them you have Medicare already and are possibly interested in a supplemental plan that would cover what medicare doesn't.

Since: Oct 13

Location hidden

#13062 Oct 22, 2013
President Obama is a God-send to this country. I donated as much as I could afford to have him re-elected for a 2nd term. The very idea of Romney/Ryan becoming the leaders of our wonderful country is not even in my scope of understand.
Opinion

Philip, SD

#13063 Oct 22, 2013
hack hack wheeeeeeze wrote:
<quoted text>
The best reply to your wishful thinking is that unions, politicians and the very wealthy want no part of BozoCare and have in fact, been given exemptions nowhere provided in the law as written.
And why was Nevada excluded?
What they are asking for, and receiving, is a presidential exemption, done without hearings or legal review.
Tell us. Do you approve of this? Doesn't it tell you something about this law, who wrote it and who enforces it?
I don’t think Nevada was excluded from the ACA. Here is their exchange. Nevada may have gotten a year exemption for Medicare changes under the ACA.
http://exchange.nv.gov/
The government has approved a number of one-year waivers that allow the insurance plans at various companies, and unions, to ignore the requirement on annual limits.. That’s because the law says that annual coverage limits can’t be lower than $750,000 in 2013 — and there are no annual dollar limits starting in 2014. So without those waivers, employees in those companies might have been left in the lurch until the law fully went into effect. The waivers to this one part of the law expire in just a few months.
A presidential executive order is a directive issued by the President of the United States under his statutory or constitutional powers. In many ways, presidential executive orders are similar to written orders, or instructions issued by the president of a corporation to its department heads or directors. While they do bypass the U.S. Congress and the standard legislative law making process, no part of an executive order may direct the agencies to conduct illegal or unconstitutional activities.
Thus I believe President Obama has fully authority to use executive orders to implement the ACA in a reasonable manner. Delaying a law is not deemed changing a law he would have to use executive directive/intent to enact the law differently than outlined. The executive’s branch’s ability to enable a law reflects their ability to execute. The date in the law establishes a date by which the law can be in affect not that it must.
The bill was passed and signed into "law" with an amendment, sponsored by Republican Charles Grassley, stating that all members of Congress, their families, and staff must be subject to the Affordable Care Act. The amendment offered by Sen. Charles Grassley did includes a provision that would require members of Congress (and their personal staffs) to get their insurance on the Obamacare exchanges.
But there was an unexpected wrinkle: the exchanges are intended for people who currently do not get employer-provided insurance, whereas lawmakers and their staffs previously had about 70 percent of their insurance premiums underwritten by the federal government through the Federal Employees Health Benefits Program.
For lawmakers and their staffs, the loss of employer contributions would have amounted to an unintended pay cut of between $5,000 to $10,000. Under pressure from Congress, the Office of Personnel Management proposed a rule in August, which was finalized in September, saying the federal government could still contribute to health-care premiums.
In any case, lawmakers and their staffs are not eligible for the tax credits that other Americans using the exchanges might qualify for. Yes - members of Congress and their staffs must buy their health insurance on the new Affordable Care Act marketplace — but they’ll have the benefit of the federal government paying a large share of the price of that coverage – the later was one issue raised in the recent shut-down.
shameless-li

Denver, CO

#13064 Oct 22, 2013
seems like sean hannity and his followers got obamacare all wrong, actually hannity plain out lies about obamacare....oh pity the fools who believe him...

http://www.huffingtonpost.com/2013/10/18/sean...
Opinion

Philip, SD

#13065 Oct 22, 2013
shameless-li wrote:
seems like sean hannity and his followers got obamacare all wrong, actually hannity plain out lies about obamacare....oh pity the fools who believe him...
http://www.huffingtonpost.com/2013/10/18/sean...
I am shocked - dumbfounded - amazed that Sean Hannity and or Fixed News would put out miss-information that was extremely politically tilted to the right.

Unbelievable.

I'm sure that Sean Hannity and Fixed News being the "only Fair and Balanced News source" while all other news sources are liberal rags will quickly correct that once in a life time mistake.

But, I'm not going to hold my breath.

I will though bet that the wingnuts that want to believe those lies will be shortly presenting them as facts on this forum while ranting and raving anti-Obama care.
shameless-li

Fairfield, CT

#13066 Oct 22, 2013
DILLIGAF wrote:
<quoted text>
Ok, maybe you can explain to me this, I have medicare, as I am retired, and I also have coverage from my wife's employment, however she just had to retire as she is terminally ill with cancer in 4 locations in her body, when she passes on I will lose my coverage which came from her employment, she was a NYC worker in the BD. of Education here in NYC. Will I be required to purchase Obamacare when she dies, as I would only have my medicare?
sorry to hear about your wife...i would think if you have medicare all you would need to do is buy a part b supplement to your insurance....i don't think obamacare would apply to you since you do have insurance already.
depending on where you live, part b supplements in nassau county can cost you about $215 a month.
i would stay away from AARP and "other" senior groups who offer plans at a much higher rates.

Since: Oct 13

Location hidden

#13067 Oct 22, 2013
President Obama is a great President. All he is trying to do is give all Americans better health care. So what do the Republicans have to bitch about? Simply put, they can't stand it that he is trying to help all citizens. There isn't a 'mandate' that everyone has to accept. So if they want to be sick and miserable -let them be that way. Is there another 'shutdown' in the near future? Pity these conservatives, ill-informed and not even care about their or other people's welfare.
shameless-li

United States

#13068 Oct 22, 2013
Opinion wrote:
<quoted text>
I will though bet that the wingnuts that want to believe those lies will be shortly presenting them as facts on this forum while ranting and raving anti-Obama care.
how true....it's unbelievable how many people can't make up their own minds about anything...it's sad that they need to watch tv to have someone tell them what to do...
it's sad and funny at the same time.

Since: Oct 13

Location hidden

#13069 Oct 22, 2013
Hey - all the President is trying to do is give the best for health care that can be had. If a person doesn't want to register
then just don't. It really is a free country (despite some who don't believe that Pres. Obama is an American).
Leo

Berryville, AR

#13070 Oct 22, 2013
Yes! President Obama was elected, then re-elected again!!! The
Romney/Ryan ticket was more than the public could deal with.
Leo

Berryville, AR

#13071 Oct 22, 2013
Yes indeed. The President was elected, then re-elected. So the Republicans are pissed (at themselves).

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