Should iclaim through the car insurance?

Should iclaim through the car insurance?

Posted in the Idyllwild Forum


Chicago, IL

#1 Feb 16, 2013
Should iclaim through the car insurance?
My mother in law was driving my wifes car on our insurance pollicy. She was hit on the passenger side of the car and puched in to the roundabout by the cab on a 14 wheller. MY mother in law was not to blame as the lorry was in the wrong lane and there are witnesses who saw the accident.

The car is a 1996 renault clio and there is some heavy denting and scratches on the passenger door and front wing. Nothing that has effected the driveability of the car to my knowledge. since the car was pushed up over the kerb and on to the roundabout it could have knocked the tracking a little.

I dont know how much it will be to repair but the car is only worth about ÃÃ600 and the insurance policy on this car has an excess of ÃÃ350 cause it was the named driver who was driving and not my wife. There also is no protected no claims bonus.

If i was to put this claim through the insurance how would this effect the pocket and the no blaims bonus.
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