Stolen money from sccount

Stolen money from sccount

Posted in the Huntington Forum

Well

Charleston, WV

#1 Sep 19, 2013
Can a bank Legally accept a my checks without my ID. Someone for that past 6-9 months has been transferring my money into their account. I just realized today that I was missing a large sum of money out of my account. They said the person had forged my signature and then transferred my money into their account, which they also had the same credit union as me. Aren't they suppose to check a persons ID. If they are not allowed what legal actions can I take against my bank?
Well

Charleston, WV

#2 Sep 19, 2013
ACCOUNT*
Jack McCockoff

Milton, WV

#3 Sep 19, 2013
Uh, this has been going on how long and you just noticed it? They don't have to ask for ID everytime someone cashes a check. As for action against your Bank (or Credit Union), not likely.

Now, if you have the evidence and go to the Prosecuting Attorney in your County...now you can accomplish something. That is a criminal offense. If the money crossed State lines, it becomes a Federal offense.

If your Bank (or Credit Union) is at all concerned about you and it's other customers, believe me, their Security Department will fall over themselves to help you with your complaint.

Good luck to you.

Level 5

Since: Sep 13

Alameda, CA

#4 Sep 19, 2013
Well wrote:
Can a bank Legally accept a my checks without my ID. Someone for that past 6-9 months has been transferring my money into their account. I just realized today that I was missing a large sum of money out of my account. They said the person had forged my signature and then transferred my money into their account, which they also had the same credit union as me. Aren't they suppose to check a persons ID. If they are not allowed what legal actions can I take against my bank?
Yes. Banks are supposed to cross check against a signature card, buy in reality it doesn't occur and neither the Federal Reserve nor the Comptroller of the Currency would expect it to occur.

Your post raises a few questions. How did the person get our account number? Did this person use your checks? If not, did the person forge a check or checks? Was it an ACH or wire transfer(s)? If you are a alleging fraud, the bank or other financial institution will investigate. If the person or person had an account at the same branch or institution, on the surface, it doesn't appear as if that person or persons was acting in an underhanded manner. It seems that there may be more to this story than was disclosed in the original post. For example, do you know the person in question?
jaaaa

Charleston, WV

#5 Sep 19, 2013
Entertainment lawyer wrote:
<quoted text>
Yes. Banks are supposed to cross check against a signature card, buy in reality it doesn't occur and neither the Federal Reserve nor the Comptroller of the Currency would expect it to occur.
Your post raises a few questions. How did the person get our account number? Did this person use your checks? If not, did the person forge a check or checks? Was it an ACH or wire transfer(s)? If you are a alleging fraud, the bank or other financial institution will investigate. If the person or person had an account at the same branch or institution, on the surface, it doesn't appear as if that person or persons was acting in an underhanded manner. It seems that there may be more to this story than was disclosed in the original post. For example, do you know the person in question?
No it was just my checks and he/she transferred money from my account to his/her account. The account number is always on the bottom of the checks. Yes i do know the person and its not in question the teller at my bank even knew who it was. Yes he forged my signature, he/she signed my name. The writing didn't even come close to looking like mine. Thats what i dont know how he/she got them, i really do think the bank just gave them to her/him. Can a bank just give someones checks with out validation of an ID or SSN card. Shouldn't the bank be responsible for validating IDs before someone transfers money for one account to another?!?!? I dont know what to do?!?!?! All i can say is just about all my savings is gone!!!

Level 2

Since: May 13

Location hidden

#6 Sep 19, 2013
If i was you i would get a bat and go to this guys house and make him pay!!!

Level 2

Since: May 13

Location hidden

#7 Sep 19, 2013
Jack McCockoff wrote:
Uh, this has been going on how long and you just noticed it? They don't have to ask for ID everytime someone cashes a check. As for action against your Bank (or Credit Union), not likely.
Now, if you have the evidence and go to the Prosecuting Attorney in your County...now you can accomplish something. That is a criminal offense. If the money crossed State lines, it becomes a Federal offense.
If your Bank (or Credit Union) is at all concerned about you and it's other customers, believe me, their Security Department will fall over themselves to help you with your complaint.
Good luck to you.
Nope all banks have to check an id. Thats stupid what if i said i was you and walked in your bank and walked out with your money.... Wouldn't you sue too??
Curious

Bluefield, WV

#8 Sep 20, 2013
Call the banking commission.
cash

Huntington, WV

#9 Sep 20, 2013
I would post the name of the bank so other people would know to watch their accounts.

Level 5

Since: Sep 13

Alameda, CA

#10 Sep 20, 2013
jaaaa wrote:
<quoted text>
No it was just my checks and he/she transferred money from my account to his/her account. The account number is always on the bottom of the checks. Yes i do know the person and its not in question the teller at my bank even knew who it was. Yes he forged my signature, he/she signed my name. The writing didn't even come close to looking like mine. Thats what i dont know how he/she got them, i really do think the bank just gave them to her/him. Can a bank just give someones checks with out validation of an ID or SSN card. Shouldn't the bank be responsible for validating IDs before someone transfers money for one account to another?!?!? I dont know what to do?!?!?! All i can say is just about all my savings is gone!!!
This story does not make sense. Why haven't you gone to the bank, spoken to the manager and made an accusation of fraud? Have you confronted the person that you believe stole the money? Have you closed the account?
dumb

Huntington, WV

#11 Sep 20, 2013
People never cease to amaze me with their level of stupid. Why o why would you post this on topix before going to the bank and the police.

Your IQ level is low enough that you could at 25 points to it and still be below 0.
well

Charleston, WV

#12 Sep 20, 2013
Entertainment lawyer wrote:
<quoted text>
This story does not make sense. Why haven't you gone to the bank, spoken to the manager and made an accusation of fraud? Have you confronted the person that you believe stole the money? Have you closed the account?
The bank contacted me

Level 5

Since: Sep 13

Arcadia, CA

#13 Sep 21, 2013
well wrote:
<quoted text>
The bank contacted me
That's interesting. Why did the bank contact you and what did the bank suspect?
Well

Charleston, WV

#14 Sep 21, 2013
Entertainment lawyer wrote:
<quoted text>
That's interesting. Why did the bank contact you and what did the bank suspect?
I got something in the mail saying that my car payment had not been paid, it comes directly out of my account. It turns out in that account the was $0 in my account....

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