My google-fu is weak. You'd think that finding the percentage of winners who takes the lump sum vs. annuity would be an easy search.<quoted text>
By the way, I would assume that the annuity payments are relatively minor because most winners take the lump sum payment.
And the question there boils down to how well you can invest the lump sum and get a larger sum of money over the course of years vs. the annuity.
If the jackpot is big enough, it's really a moot point when you think about it. Either way, your basic needs should be met.
After that, it becomes a matter of greed. I only got 20 mil from the annuity but if I took the lump sum and invested it, I could have had 30 mil!