danger zone

Decatur, GA

#10562 May 12, 2013
Please, let's stop the picking & poking about gays. It seems you do this purposefully. Yes, God loves sweet, honest, loving gay people, more than homophobes and Kansas Westboro Church members. Does that answer your question? We haven't spoken of gays for awhile, please let it rest on this Mother's Day Sunday.

Since: Jan 10

Location hidden

#10563 May 12, 2013
Oh my wrote:
<quoted text>
Educate yourself...
Hospital Costs Go Public: What Changes In Health Care?
May 08, 2013 1:00 PM
http://www.npr.org/2013/05/08/182295999/drama...
One hospital outside Dallas charges a little over 14 grand for pneumonia treatment. Another hospital a few miles down the same street charges more than twice as much, over $38,000. Why? Why has it taken so long for those prices to be made public? And now that they're out, how is that going to change health care?
Today the Obama administration published the prices hospitals charge for the 100 most common procedures, and the discrepancies are staggering. Here in Washington, one hospital charges $69,000 for a joint replacement. You can pay less than half of that just across town....
Perhaps this poster could "Educate yourself...", too.

Charges for a procedure, visit, test, etc. are pretty much useless any more as the insurance companies, managed care, etc. have determined what they will pay each of the aforementioned items.

Look on an Explanation of Benefits (EOB) sometime. They'll have some info on them regarding the base charge, the insurance adjustment or contractual adjustment, the balance due from the insurance company (more likely than not it will be less, probably much less) and the expected patient balance.

Is the charge "real" if no one pays it?

It would take more time than I care to spend explaining how charges got way out of line in the examples mentioned in the article, but the "outlandish" charges were meant for the few patients that actually paid charges because they had no insurance. A good portion of those charges ended up as bad debts.

Another thing: the Hospital Audit Guide, many years ago, changed the beginning line on the income statement for healthcare providers to be "Net Patient Service Revenue (or similar).

Another set of words for Net Patient Service Revenue is: How much are we going to get paid? Not, how much are our charges?

In the "olden" days you could have (for simplicity):

Gross Revenue $25,000
Contractual Adjustments (15,000)
--------
Net Patient Service Revenue $10,000

Now, actually many years ago, it's just:

Net Patient Service Revenue $10,000

The rationale: Gross revenue (the cumulative charges) is/was a useless phrase/item/number that had very little meaning.

BTW, as Clark Howard mentions, if you're having a procedure not covered by your insurance company (maybe a boob job, not sure if RK or certain eye procedures are always covered), you should negotiate with the provider for the managed care rate.
Informed Opinion

North Fort Myers, FL

#10564 May 12, 2013
DrinknChickn wrote:
<quoted text>I'm starting to see the insidious nature of the whole plan now. Why didn't Aggie just state this to begin with! Now I understand. There are dangerous forces at work here.

http://i4.ytimg.com/vi/syBRZGU95aA/mqdefault....
I'm just worried our friend Aggie will figure out that Brietbart was assassinated to keep him from releasing "the video".

The one that conclusively proves that every single human being in the Western Hemisphere who ever encountered Obama is part of the conspiracy to do something illicit.

Forget The CFR, the Trilateral Commission, and the Bilderberg Group - we're talking Murder !!!
Informed Opinion

North Fort Myers, FL

#10565 May 12, 2013
Aggie23 wrote:
<quoted text>----------
Quotes from "Informed Opinion" regarding the 12 revisions of the Benghazi talking points.
"What a joke. Is this supposed to be a matter if any importance ?"
….
But 4 Americans are killed in the 17th attack on embassies and consulates and suddenly we have to "investigate".
==========
Hopefully, no one you love is ever abandoned by our government for political reasons. "If it happens, your attitude will change - it always does."
Yea- hopefully you Right Wing Wackos are never called to account for 4,000 dead American Troops, and $6,000,000,000,000.00 in debt our children and grandchildren will have to pay.

But hey, dead American Troops and Trillions in debt aren't interesting to RWWs - no way to spin it positively for you all, so just bury those issues along with our troops.

"Nothing to see here - just move along".

Hey, don't worry, nobody notices you didn't care when all those embassy attacks happened under Right Wing Wacko rule.

"No problem with attacks on embassies and consulates when RWWs in charge - just move along".

And you wonder why nobody takes RWWs seriously.

Since: Jan 10

Location hidden

#10566 May 12, 2013
Informed Opinion wrote:
<quoted text>
Lord, I despise ignorance.
It's always sadly ironic whenever a Right Wing Wackos come into a law office to complain your doctor or surgeon has harmed them or a family member through malpractice.
In the states with which I'm familiar, the attorney will explain to you that, unless unless your spouse earned substantial income, his or her death just isn't worth suing over, because statutory limits on recovery for pain and suffering and lack of consortium and companionship make the potential recovery not worth an attorney's time or effort.
The attorney will explain that under statutes enacted to discourage lawsuits against doctors, it may cost a minimum of $100,000 to hire medical doctors as experts to file affidavits just to have the right to even file the lawsuit, and doctors to testify at trial, and years of litigation and work by the attorney to prosecute any decent sized malpractice lawsuit.
They'll explain to you that if you don't win, you'll have to pay the costs for the other side, and in some cases, if offers of judgment were made, you'll have to pay their fees also.
Got an extra $1,000,000 lying around ?
You won't have the money to pay for a lawyer, or you being a good Right Winger, you'll want the attorney to risk his money and years of his life, and take the case on contingency, so you can transfer the risk and the cost to someone else.
When the attorney refuses, you'll be angry - where's the justice ?
Suddenly, it'll come home to you what it means to be a little guy in modern day America, where all those rules made to protect defendants from those "bad" plaintiff's attorneys actually work.
It's ironic, but it's the result of your getting the very laws you wanted.
Having seen this rodeo about 200 X, tell me again how I have no idea what I'm talking about.
The vast majority of attorneys won't go near a medmal case because the rules are designed to make it as difficult and expensive as possible to prevail.
Why are Right Wing Wackos so proud if their ignorance ?,
and
why do they assume everyone else is as ignorant as get are ?
LMBO.

One of the uninformed poster's comments was, "most attorneys won't come within a mile of a malpractice claim."

One of my comments was, "Although, that being said, I guess one would have to define what "most attorneys" means..."

There are MANY attorneys advertising on TV AND radio asking people if they were hurt or injured by a doctor or a drug, so I guess it gets back to the uninformed one's definition of most attorneys.

BTW, not that I need to "support" what I'm saying, but I was involved in malpractice cases in hospitals, dialysis clinics, drug companies and dental practices. There's plenty of attorneys out there, many are/were working on contingency. If the plaintiff's case doesn't win, they don't get paid...
Scott

Toccoa, GA

#10567 May 12, 2013
Aggie23 wrote:
<quoted text>
"loser pays" has been shown to reduce frivolous lawsuits and actually helps those who have true grounds for litigation.
While most western nations have a form of loser pays, I could only find 8 states with loser pays of any kind and not all those applied to medical malpractice suits. Please list which states have medical malpractice loser pays laws.
Florida HAD "loser pays" for a whopping total of 5 years from 1980-1985, it was not implemented properly and both "sides" were hurt - however, those who have studied the full effects say that "the baby should not have been thrown out with the bath water" and are suggesting a modified form - if Florida has enacted another type of "loser pays", please cite it, because I tried every permutation of phrase on Google and couldn't find it. That is a serious request, I would love to look at them. The only ones I could find were Alaska and Texas.
The "medical malpractice" lottery is a loser for all responsible people - plaintiffs who suffered no harm and ambulance chasing lawyers clog up the system with frivolous lawsuits that they never intend to take to court, they are just hoping for an insurance settlement to make a buck for nothing. And if the insurance company chooses to settle, the doctor has no choice even if he/she wants to fight for their good name - and then they get to forever after have the reputation of having settled a malpractice suit and they get to pay increased insurance costs for the rest of their career - often for no wrongdoing AT ALL.
Am I denying malpractice exists? Absolutely not - but there is a lottery system mentality among some because VERY FEW states have loser pays. Just look at the trial lawyer advertisements on television - "You don't pay, if we don't win." - why not roll that dice? Are patients who are harmed through TRUE negligence entitled to compensation, of course. But even in cases where the doctor was not at fault and some bad result occurred, for whatever reason, the doctor is fighting the natural inclination of jurors to look at the person who has incurred injury and feel sorry for them and want to help them - REGARDLESS of whether or not the doctor actually did anything wrong - after all, he/she can afford it, right?
So it looks like your post is a load of horse feathers and isn't even true in Florida anymore.
Aggie, great post! However, you should know you are disparaging one of Informed Opinion's idols in former Senator and Presidential candidate, John Edwards. As you recall, he is one of those wonderful Liberals who amassed a large fortune on the backs of poor people by suing doctors and hospitals. He made $25,000,000 on one malpractice case alone. Of course he cared about poor people and talked constantly about the disparity in incomes.

Since: Jan 10

Location hidden

#10568 May 12, 2013
To Aggie:

Now, you see why I say it's pretty much a waste of time?

Happy Mother's Day to all!
Informed Opinion

North Fort Myers, FL

#10569 May 12, 2013
Aggie23 wrote:
<quoted text>"loser pays" has been shown to reduce frivolous lawsuits and actually helps those who have true grounds for litigation.
While most western nations have a form of loser pays, I could only find 8 states with loser pays of any kind and not all those applied to medical malpractice suits. Please list which states have medical malpractice loser pays laws.
Florida HAD "loser pays" for a whopping total of 5 years from 1980-1985, it was not implemented properly and both "sides" were hurt - however, those who have studied the full effects say that "the baby should not have been thrown out with the bath water" and are suggesting a modified form - if Florida has enacted another type of "loser pays", please cite it, because I tried every permutation of phrase on Google and couldn't find it. That is a serious request, I would love to look at them. The only ones I could find were Alaska and Texas.

The "medical malpractice" lottery is a loser for all responsible people - plaintiffs who suffered no harm and ambulance chasing lawyers clog up the system with frivolous lawsuits that they never intend to take to court, they are just hoping for an insurance settlement to make a buck for nothing. And if the insurance company chooses to settle, the doctor has no choice even if he/she wants to fight for their good name - and then they get to forever after have the reputation of having settled a malpractice suit and they get to pay increased insurance costs for the rest of their career - often for no wrongdoing AT ALL.

Am I denying malpractice exists? Absolutely not - but there is a lottery system mentality among some because VERY FEW states have loser pays. Just look at the trial lawyer advertisements on television - "You don't pay, if we don't win." - why not roll that dice? Are patients who are harmed through TRUE negligence entitled to compensation, of course. But even in cases where the doctor was not at fault and some bad result occurred, for whatever reason, the doctor is fighting the natural inclination of jurors to look at the person who has incurred injury and feel sorry for them and want to help them - REGARDLESS of whether or not the doctor actually did anything wrong - after all, he/she can afford it, right?

So it looks like your post is a load of horse feathers and isn't even true in Florida anymore.
Every state has "loser pays".

Politicians and lobbyists like to pretend "loser pays" doesn't exist - but is has existed for decades.

it's called "offer of judgment", or "demand for judgment", or "proposal for settlement".

In Florida it's codified as Section 768.79.

In Georgia it's codified as O.C.G.A.£ 9-11-68.

In the event either party in a lawsuit make such an offer at any time in a lawsuit, even at the very beginning, If that party wins - the loser pays all your attorney's fees and costs.

That's why often an Offer of Judgment is filed at the start of every lawsuit by both sides.

As to costs, most states have statutes that automatically make the loser pay the winner's costs.

Of course politicians and lobbyists will never tell you about that.

You get to learn that when you show up at an attorney's office and are told to be prepared to pay all the other sides fees and costs.
columbus native

Edmond, OK

#10570 May 12, 2013
guest wrote:
<quoted text>
I was in your town last summer (I was born on Fort Benning 57 yrs. ago and spent my first seven years there) and was very impressed with downtown, clean and comfortable. How's the river release going and is it ready for kayaks yet?
Don't give up the beauty of Georgia pine trees and clearer water than here. Also this is one of the most staunch republican parts of our country so have to be slightly careful what I say. Folks like to flaunt their ego walking around in plain clothes showing off their pistols. I prefer Pine Mountain where I plan to be in 2 years.
columbus native

Edmond, OK

#10571 May 12, 2013
Question? Why would this republican state nor any state turn down 8 billion dollars in medicaid money because it comes from "The Government"? That money will just go next door to another willing state. Now republicans military bases are also "Government Money" and like Ft Benning all win by expansion. Hypocrittical or not? Money for healthcare or money for the military? Whats the difference repubs?
ChicknButt

Douglasville, GA

#10572 May 12, 2013
REPUBLICANS ARE SO PREDICTABLE

I said this in response to Aggies Benghazi Fever:
ChicknButt wrote:
<quoted text>
McCain calls for appointment of a Senate Joint Select Committee. Of course he would head it. McCain's call for a Watergate-style select committee is also rooted in the premise that the Obama administration is guilty of covering up the details of what really happened in Benghazi -- an idea that was floated by then-Republican presidential nominee Mitt Romney and has yet to be supported by any evidence.
McCain faces term limit on Senate Armed Services Committee. He was the ranking member, and extremely powerful post. The only ranking Republican spot available to him will be on the Indian Affairs Committee. Unless, that is, the Senate creates a brand-new select committee.
I see motive and opportunity here. How about you?
In todays news regarding McCain:
JOHN MCCAIN wrote:
<quoted text>
Sen. John McCain continued his criticism of the White House's handling of the Sept. 11 attacks in Benghazi, Libya, calling for a select committee to investigate what he called the Obama administration's "cover-up."
http://news.yahoo.com/blogs/ticket/mccain-ben...

Add to that Rand Pauls comments:

Kentucky Sen. Rand Paul wrote Friday that former Secretary of State Hillary Clinton should never hold high office again

Political Witch-Hunt. That's what the Republicans are running here regarding Benghazi.
Bored

Dawsonville, GA

#10573 May 12, 2013
Informed Opinion wrote:
<quoted text>
Every state has "loser pays".
Politicians and lobbyists like to pretend "loser pays" doesn't exist - but is has existed for decades.
it's called "offer of judgment", or "demand for judgment", or "proposal for settlement".
In Florida it's codified as Section 768.79.
In Georgia it's codified as O.C.G.A.£ 9-11-68.
In the event either party in a lawsuit make such an offer at any time in a lawsuit, even at the very beginning, If that party wins - the loser pays all your attorney's fees and costs.
That's why often an Offer of Judgment is filed at the start of every lawsuit by both sides.
As to costs, most states have statutes that automatically make the loser pay the winner's costs.
Of course politicians and lobbyists will never tell you about that.
You get to learn that when you show up at an attorney's office and are told to be prepared to pay all the other sides fees and costs.
Not exactly the rest of the story. A Paul Harvey you're not.
And the rest of the story BO didn't tell you.
OCGA 9-11-68 B, 1 & 2.
(1) If a defendant makes an offer of settlement which is rejected by the plaintiff, the defendant shall be entitled to recover reasonable attorney's fees and expenses of litigation incurred by the defendant or on the defendant's behalf from the date of the rejection of the offer of settlement through the entry of judgment if the final judgment is one of no liability or the final judgment obtained by the plaintiff is less than 75 percent of such offer of settlement.
(2) If a plaintiff makes an offer of settlement which is rejected by the defendant and the plaintiff recovers a final judgment in an amount greater than 125 percent of such offer of settlement, the plaintiff shall be entitled to recover reasonable attorney's fees and expenses of litigation incurred by the plaintiff or on the plaintiff's behalf from the date of the rejection of the offer of settlement through the entry of judgment.
Section D.
(1) The court shall order the payment of attorney's fees and expenses of litigation upon receipt of proof that the judgment is one to which the provisions of either paragraph (1) or paragraph (2) of subsection (b) of this Code section apply; provided, however, that if an appeal is taken from such judgment, the court shall order payment of such attorney's fees and expenses of litigation only upon remittitur affirming such judgment.
(2) If a party is entitled to costs and fees pursuant to the provisions of this Code section, the court may determine that an offer was not made in good faith in an order setting forth the basis for such a determination. In such case, the court may disallow an award of attorney's fees and costs.
Bored

Dawsonville, GA

#10574 May 12, 2013
columbus native wrote:
Question? Why would this republican state nor any state turn down 8 billion dollars in medicaid money because it comes from "The Government"? That money will just go next door to another willing state. Now republicans military bases are also "Government Money" and like Ft Benning all win by expansion. Hypocrittical or not? Money for healthcare or money for the military? Whats the difference repubs?

It's too complicated for you to understand, that's why you're asking the questions.
Try getting an answer from some of your liberaces friends, bet you won't.
Bored

Dawsonville, GA

#10575 May 12, 2013
ChicknButt wrote:
REPUBLICANS ARE SO PREDICTABLE
I said this in response to Aggies Benghazi Fever:
<quoted text>
In todays news regarding McCain:
<quoted text>
http://news.yahoo.com/blogs/ticket/mccain-ben...
Add to that Rand Pauls comments:
Kentucky Sen. Rand Paul wrote Friday that former Secretary of State Hillary Clinton should never hold high office again
Political Witch-Hunt. That's what the Republicans are running here regarding Benghazi.

Won't be the first witch hunt in D.C. Won't be the last one either. Seems the witches are always the folks from the other party, whether democraps or repubs.
Are you really that ignorant?
Bored

Dawsonville, GA

#10576 May 12, 2013
Bill in Dville wrote:
To Aggie:
Now, you see why I say it's pretty much a waste of time?
Happy Mother's Day to all!

sometimes it's just fun to throw bull paddies at him, he considers it a mating ritual.
ChicknButt

Douglasville, GA

#10577 May 12, 2013
Those last 3 posts are just pure uselessness.

At this point I think you're just typing to keep your fingers busy in an attempt to reduce your chronic urges to practice onanism.
ChicknButt

Douglasville, GA

#10578 May 12, 2013
Senator Jim Inhofe has proposed Obama's impeachment over the "most egregious cover-up in American history." Speaking on the Rusty Humphries Show, he said "we may be starting to use the I-word before too long."

"The I-word meaning impeachment?" Humphries clarified. "Yeah," said Inhofe.

But it's purely out of concern for a memo, isn't it? Of course it's not political.

"Inhofe added that it likely wouldn't happen until after the 2014 midterm elections."

Political Witch-Hunt.
ChicknButt

Douglasville, GA

#10579 May 12, 2013
In case you aren't familiar with Inhofe - Here are few wiki excerpts:

nhofe, former chairman of the Senate Committee on Environment and Public Works, does not believe that human activities cause climate change.[32] In The Republican War on Science, Chris Mooney stated that Inhofe "politicizes and misuses the science of climate change".[33] On the other hand, Inhofe's view on climate change have been praised by Australian geophysicist and climate change skeptic Bob Carter, who says that Inhofe "has been instrumental in making sure that some of the other side of the story on climate change remains in the public domain."[34]

Inhofe often repeats his claim that human influenced climate change is a hoax and impossible because Gods still up there. and that it is outrageous and arrogant for people to believe human beings are able to change what He is doing in the climate.[35]

----------

Inhofe wrote the Inhofe Amendment to the Comprehensive Immigration Reform Act of 2006, which was debated in Congress in May 2006. The amendment would make English the national language of the United States and require that new citizens take an English proficiency test.

----------

Inhofe has generally been seen as overtly hostile by LGBT advocacy groups, earning a 0% in every one of his terms on Human Rights Campaign's position scorecard.[65] Inhofe is in favor of a constitutional amendment banning same-sex marriage, against adding sexual orientation to the definition of hate crimes, and voted against prohibiting job discrimination on the basis of sexual orientation.[66] Inhofes office has said he does not hire openly gay staffers due to the possibility of a conflict of agenda.

You read that right. He belives beating up gays is ok.
----------

On October 21, 2010, at the age of 75, Inhofe landed his Cessna on a closed runway at a south Texas airport, scattering construction workers who ran for their lives. In a recorded telephone call, the men's supervisor told the Federal Aviation Administration (FAA) that Inhofe "scared the crap out of" workers, adding that the Cessna "damn near hit" a truck. And the airport manager, also speaking to the FAA in a recorded telephone call, opined,Ive got over 50 years flying, three tours of Vietnam, and I can assure you I have never seen such a reckless disregard for human life in my life. Something needs to be done. This guy is famous for these violations.[78]

----------

Taxpayer-funded travel

Inhofe has made multiple foreign trips, especially to Africa, on missions that he described as "a Jesus thing" and that were paid for by the U.S. government. He has used these trips for activities on behalf of The Fellowship, a Christian organization.[81] Inhofe has said that his trips included some governmental work but also involved "the political philosophy of Jesus, something that had been put together by Doug Coe, the leader of The Fellowship...It's all scripturally based." Inhofe used his access as a Senator to pursue religious goals.[82]

----------

Yep. Republicans put this man in office. Voting is serious business - it affects HUNDREDS OF MILLIONS of human lives.

Republicans seriously need to be ashamed of their actions every time they pull a voting lever for people like this. It's just irresponsible and reckless.
ChicknButt

Douglasville, GA

#10580 May 12, 2013
Today John McCain said:

"With all due respect, I think this is a serious issue," he said. "I will even give the president the benefit of the doubt on some of these things.[But] WE NEED A SELECT COMMITTEE."

Wrong, Mr. McCain - YOU need a select committee.
OMTE

Fitzgerald, GA

#10581 May 12, 2013
Bill in Dville wrote:
To Aggie:
Now, you see why I say it's pretty much a waste of time?
Happy Mother's Day to all!
I bet Aggie's a MILF. Happy mother days to all you beautiful women. You are Gods greatest creation. I love you all.

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