FEMA flood maps may force more insurance purchases

Full story: Newsday 84
New flood maps for Nassau County could force thousands of previously exempt South Shore property owners to buy flood insurance and, in some cases, adhere to more rigorous building standards. Full Story
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Lucille

Suffern, NY

#87 Mar 1, 2010
I had flood insurance for 3 years until the maps came out in Sept 2009. I have a print out saying my house in Hewlett has 1% chance of flooding in 100 years. So I decided to drop my flood insurance at a cost of $388 per year. Now I was just notified on February 26,2010 that I am in a flood area and must pay between $1800 -$2200 per year.
I am writing my Congresswoman Carolyn Mc Carthy to
reinstate my grandfather clause to $388 per year.
What a rip off. They inform you when you are out of options to pay the lower price. I can't see how Seniors or young families can stay here anymore....

Since: Jan 07

Location hidden

#88 Mar 3, 2010
Lucille wrote:
I had flood insurance for 3 years until the maps came out in Sept 2009. I have a print out saying my house in Hewlett has 1% chance of flooding in 100 years. So I decided to drop my flood insurance at a cost of $388 per year. Now I was just notified on February 26,2010 that I am in a flood area and must pay between $1800 -$2200 per year.
I am writing my Congresswoman Carolyn Mc Carthy to
reinstate my grandfather clause to $388 per year.
What a rip off. They inform you when you are out of options to pay the lower price. I can't see how Seniors or young families can stay here anymore....
good luck but you will get no relief. my mortgage company forgot to pay my flood bill one year so the policy was canceled. reinstatement cost more - my only relief was to get my mortgage company to pay the difference, which I did. You, on the other hand, canceled your own policy for merely pecuniary reasons. And if you do not get flood isurance, yoour mortgage company-bank can call in your note for breach of conditions - unless flood insurance was not an original requirement of the loan - if not, you may have an argument that they cannot impose a new requirement on you. but if you bought your house within the past 15 years, I am sure you had a flood requirement.

good going.
JoGo

AOL

#89 May 24, 2011
The new FEMA maps have so many people paying more. If you were grandfathered in (already had flood insurance before it was required)I paid $390. but I am told that at the end of the 2 year moratorium, we will be paying closer to $2000. a year. Now, for me, that is more than I can afford with the prospect of heating oil doubling in price. This is so unfair to do to people in any economy, especially since nobody will collect in this part of the country..so we are paying for everyone else and yet we will never collect from this insurance. People have to start complaining or we will not be able to live.
JoGo

AOL

#90 May 24, 2011
Lucille wrote:
I had flood insurance for 3 years until the maps came out in Sept 2009. I have a print out saying my house in Hewlett has 1% chance of flooding in 100 years. So I decided to drop my flood insurance at a cost of $388 per year. Now I was just notified on February 26,2010 that I am in a flood area and must pay between $1800 -$2200 per year.
I am writing my Congresswoman Carolyn Mc Carthy to
reinstate my grandfather clause to $388 per year.
What a rip off. They inform you when you are out of options to pay the lower price. I can't see how Seniors or young families can stay here anymore....
I hate to tell you but everyone will be paying that $1800 -$2000. price tag. The lower rate was for 2 years and then the bomb drops..but Chuck Schumer has extended the moratorium for 5 years and has called for a new look at the maps, one that will hopefully take us out of the flood zone.

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