M & T Bank Fees

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sucks

Herkimer, NY

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#106
Sep 13, 2012
 

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M&T sucks, the branch manager would not even speak to me when i had a question, he sits in the back doing shit all day. the women are nasty in Herkimer. they treat you like crap , i am getting out. there fees are crazy, its hard for most people these days due to the economy, you would think that they would be a little more understanding. I HAVE NEVER overdrawn my account and it happened a couple months ago, i have been with Herkimer County trust and thru there 10 different name changes and i asked for a little understanding, NOPE. cant do that, she sd, and the manager wouldnt speak to me, they ran my credit and low balled my score, i went to 3 other places/ online and my score was higher. they are money hungry nasty ass people. i hope it goes under with all their jobs!
Get over it

Carmel, NY

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#107
Mar 31, 2013
 

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Fly wrote:
just because i'm not a customer the want me to pay $10 dollar for a each check..both check is belong to this suck bank..BURN IN HELL M&T BANK
Seriously?! Go to your own bank...
hank hill

Chicago, IL

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#108
Apr 7, 2013
 

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Fly wrote:
just because i'm not a customer the want me to pay $10 dollar for a each check..both check is belong to this suck bank..BURN IN HELL M&T BANK
I can do you one better, I am a customer and they tried to charge me $10 to cash a check! This was the rome branch, bunch of friggen idiots couldn't read the name on the check, acct and drivers lic was the same I guess.
raven

United States

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#109
Sep 26, 2013
 

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I go to M&T bank to open a new account,all my information is in the computer ready to go. Then the lady says ohhhh,im sorry we are unable to open an account for you at this time because your name came up in Chexsystems. I go on to inform her that it must be a mistake because for the last 20 years ive been doing my banking I pay by cash or use my debit card. She still does nothing to verify its actually me in chexsystems and instead gives me their 800 number. I call,get an automated system,request a.copy of whatever report theres supposed to be and wait. About 3 weeks later,a letter comes to my home informing me that I am NOT in their system,but the same name with a different spelling, a different social,drivers license number,birthday,and address is there. They go on to apologize for any inconvenience this may have caused,which means crap to me. I go back to M&T bank,wait for the woman ive dealt with and inform her of what ive learned. She proceeds to tell me that because my name,though its not me comes up in chexsystems that she is unable to open an account for me. I throw a photocopied letter from.chexsystems at her,take her name,go to her supervisor and inform them of the situation. Im apologized to continuously,and the manager tries to make excuses for their improperly trained employee and tries to convince me now that I can open an account there and trust them with my money. I leave,contact their corporate office,get the original teller fired,and took them to court and won. I was publicly embarrassed the day I was told I could not open an account and went back with a letter from chexsystems proving it is not me and was still told that I cannot open an account with them because my name,though not me is listed with chexsystems. That was absolutely bullshit and I had enough. Im not sorry for the actions I took and I hope all M&T banks.close and disappear as a bad memory
Three Dollar Bill

Camp Hill, PA

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#110
Sep 26, 2013
 

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Raven, you are a tool. Why not just go take your business to another bank. you douche
Derrrrrrrr

Wallingford, CT

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#111
Oct 14, 2013
 
raven wrote:
I go to M&T bank to open a new account,all my information is in the computer ready to go. Then the lady says ohhhh,im sorry we are unable to open an account for you at this time because your name came up in Chexsystems. I go on to inform her that it must be a mistake because for the last 20 years ive been doing my banking I pay by cash or use my debit card. She still does nothing to verify its actually me in chexsystems and instead gives me their 800 number. I call,get an automated system,request a.copy of whatever report theres supposed to be and wait. About 3 weeks later,a letter comes to my home informing me that I am NOT in their system,but the same name with a different spelling, a different social,drivers license number,birthday,and address is there. They go on to apologize for any inconvenience this may have caused,which means crap to me. I go back to M&T bank,wait for the woman ive dealt with and inform her of what ive learned. She proceeds to tell me that because my name,though its not me comes up in chexsystems that she is unable to open an account for me. I throw a photocopied letter from.chexsystems at her,take her name,go to her supervisor and inform them of the situation. Im apologized to continuously,and the manager tries to make excuses for their improperly trained employee and tries to convince me now that I can open an account there and trust them with my money. I leave,contact their corporate office,get the original teller fired,and took them to
court and won. I was publicly embarrassed the day I was told I could not open an account and went back with a letter from chexsystems proving it is not me and was still told that I cannot open an account with them because my name,though not me is listed with chexsystems. That was absolutely bullshit and I had enough. Im not sorry for the actions I took and I hope all M&T banks.close and disappear as a bad memory
All lies. Then, you woke up.
Tiger Lily

Fort Plain, NY

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#112
Oct 15, 2013
 
I can't believe anyone would even begin to defend M & T and their policies. But what I REALLY can't believe is that anyone would bank there to begin with. My son had two graduation gift checks drawn on M & T, and since we were passing through Herkimer, we decided to go through the M & T drive-thru to cash them. Of course we were informed of the $10 fee per check to do that, since we don't bank there. They were M & T bank checks for Pete's sake!! Absolutely no risk to M & T to cash them! Most ridiculous bank policy ever. If they think that it's going to encourage people to open up an account there, I think it will have the opposite effect. Who would trust them not to come up with more ridiculous outrageous fees in the future!
Reality check

Herkimer, NY

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#113
Oct 15, 2013
 
What ticked me off is when they are managing your retirement investments you loose money or have little growth, yet THEIR stocks have grown significantly in past months. They definitely need investigating for their tactics. The best thing we can do is take our business eleswhere.
Obviously

Westfield, MA

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#114
Oct 15, 2013
 
Tiger Lily wrote:
I can't believe anyone would even begin to defend M & T and their policies. But what I REALLY can't believe is that anyone would bank there to begin with. My son had two graduation gift checks drawn on M & T, and since we were passing through Herkimer, we decided to go through the M & T drive-thru to cash them. Of course we were informed of the $10 fee per check to do that, since we don't bank there. They were M & T bank checks for Pete's sake!! Absolutely no risk to M & T to cash them! Most ridiculous bank policy ever. If they think that it's going to encourage people to open up an account there, I think it will have the opposite effect. Who would trust them not to come up with more ridiculous outrageous fees in the future!
First, nearly all banks charge non-customers to cash their checks.

Second, you clearly know absolutely nothing regarding the risk in cashing checks for non-customers. It's not that hard to figure out, biggest risk being fraud. Such as....that person stole the check, found the check, made the check....these, along with many other scenarios.

If you were the account owner of the check, you'd appreciate it.

You are clueless.
Tiger Lily

Worcester, MA

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#115
Oct 15, 2013
 
Please go back and read what you wrote so you can fully appreciate how STUPID you sound. First of all, no banks around here charge a fee for cashing checks for non-customers if the checks are drawn on that bank.

There are these things called computers. They are these amazing things that allow the banks to make up-to-the-minute transactions... So when someone presents a check to be cashed, the teller can go immediately to the account to make sure that the funds are available... So no risk.

As for the fraud... What would $10 do to prevent fraud?? Do you know what other banks do? They ask for the check casher's Driver's License!! OMG- what a concept!! Identify thd person to make sure they are, indeed, thd person the check was made out to!

M&T's fee is ridiculous. You must be a good little minion who works for them, even though they'd drop you like a bad habit in a heartbeat if necessary.

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