Same with me.<quoted text>
Havent since the inception and it didnt strike me as a huge amount - but I dont recollect what the deductible is. Right now I am on my spouses plan which has reasonable monthly charge but totally unreasonable deductable. So the devil is always in the details
Yes, you have to look at the whole package.
Raising the deductible is always the sure way to lower the premium.
Which is why I have high deductibles on my auto and home owners.
It's a form of being partially self-insured.
CT is known to be very expensive for health ins (and I noticed for auto as well compared with PA, not to mention gasoline, income tax, heating oil and don't get me started on the $500 I dropped at the DMV when we moved in - titles, tags, licenses.......)