Hard times keep car repo man busy

Tony Atkins is reflected in his rearview mirror as he programs a GPS navigation unit for the next location he'll go to on his bank clients' list for repossession. Full Story
mario kenny

Miami, FL

#23 Nov 14, 2009
In my state the repo man cannot move or touch another car even if it is in the way, you should haul them off to court for trespass and disturbing the peace. These are two of the many things I did to protect my rights and be repaid for the liability and or damage, done on me. I am no lawyer but I did this and it worked for me. I found out that the repo man was a contractor and did not have the correct permission to do anything to me whatsoever. The debt was sold to another collector for pennies on the dollar. In my case my credit report said written off as bad debt, I found out that this was an IRS filing of loss of an asset, therefore I expect that they got a break from the IRS, I reasoned this to be that they have collected on the bad debt and sold the asset to a third party. I am dealing with this third party now.
My Experience wrote:
I had to deal with a pair of repo men when they came to get one of my employees cars.
They would not identify themselves so I told them to come back at 4:00 when my worker returned to the yard. They left but snuck back into my yard and hooked up the car and proceeded to side swipe one of my service trucks and then drive their tow truck into the storm water ditch. I contacted the police and they came out and it turned out that the tow truck driver had a warrant out for his arrest. They hauled him away and left me with a two hour mess getting this tow rig out of the ditch with an excavator. The other guy could not drive the tow truck because he could not drive a stick shift, he put me in touch with his boss who asked me if I could just move the truck out into the parking lot with my employees car still attached. I asked him about the damages to my service truck he said that he had know way of knowing if the damage was pre existing! So I had the other repo guy unhook the car so I could pull the tow truck out and when he did I pushed the tow truck out with the excavator and accidentally smashed the controls to operate the tow truck.
When he pointed out the damage I told him I had no way of knowing if the damage was pre existing!
What a bunch of dumbass's if they had just come back at 4:00 none of this would have happend.
My Experience

Cockeysville, MD

#24 Nov 16, 2009
mario kenny wrote:
In my state the repo man cannot move or touch another car even if it is in the way, you should haul them off to court for trespass and disturbing the peace. These are two of the many things I did to protect my rights and be repaid for the liability and or damage, done on me. I am no lawyer but I did this and it worked for me. I found out that the repo man was a contractor and did not have the correct permission to do anything to me whatsoever. The debt was sold to another collector for pennies on the dollar. In my case my credit report said written off as bad debt, I found out that this was an IRS filing of loss of an asset, therefore I expect that they got a break from the IRS, I reasoned this to be that they have collected on the bad debt and sold the asset to a third party. I am dealing with this third party now.
<quoted text>
Maybe you should just pay for the car? I dont have much use for attorneys or feel the need to "haul them off to court" My post was not intended to support your cause I was just commenting on repo men and their tactics. The damage I did to that tow rig was around $4500 based on what I know about truck and equipment repairs. The owner of the tow company called me the next day to see about what he could do to fix my service truck and wanted to know what I could do to fix his tow rig. Needless to say it was hilarious, I put him on the speaker so our staff coulf hear this guy ramble on about the unfourtunate situation and how things should have been handled in a differnt manner and could you pay for the repairs on my tow rig. I told him that as far as I knew the damage was pre existing! This guy lost his mind on the phone and started cussing me and blaming everything on my refusal to obey an order for reposession!

It is a great story and sometimes we tell it and laugh our asses off.
My xp

Annapolis, MD

#25 Dec 5, 2009
Stop BS'n HON
the working POOR

Lehighton, PA

#26 Jan 25, 2010
Hey, The repo men are just doing a job... But, it does suck that they are sneaky about the way they come for the cars... I fell behind in payments due to 1,000.00 to get a new transfer case on my Jeep that was bought new in 2007 and has almost 100,000 miles on it now.... Talked with the loan company and made arraigments with them .. Sent the check as promised on 1/11/10 . They just now processed my check to credit my account... The company sent the repo man to take the jeep... He was a nice guy just doing his job.. Told me I can pick it up Mon. after the loan company opens and we straighten things out... Sometimes bad things happen to good people, no one is exempt from hard times.. I have a full time job, raising 4 kids alone and work very hard to make ends meet.. I dont have a nest egg any more ( was used to pay medical bills for one of my children who fell ill). Please don't judge other honest hard working people... We have to work and pay for OUR things.. unlike welfare ho's and rich bitches !
TRIPLE K

Allentown, PA

#27 Jan 25, 2010
t-miami wrote:
My wife, a ph.d, just had her car repossessed. She fell behind because she lost her teaching job due to a prolonged and very painful eye condition, scleritis, where your eye turns bloody red and very painful and light sensitive. While there was a statement in this article saying that Atkins had "little sympathy for people who are months behind on their payments..." , he has little knowledge of what a hard working person my wife is and how difficult is was to watch her suffering that illness and then having her car towed .
I think he is also trying to assuage his own guilt about what
he does for a living.
I would just like to comment on some of the issues surrounding the redemption of our vehicle. A little embarrassing but I went and got a loan from my Mom and sister and paid off the loan - completely. There wasn't much left to be paid anyway.
The repo firm guarded their location until I had paid the loan. Then, I had to set up an appointment to go get our car. This business was in a filthy trailer in a big electically fenced impound yard in the next county. There should be laws about how far they can tow your car. The minimum wage girls in the trailer were naturally as rude as you might expect having all day dealt with people that have had their cars stolen. You may argue with that term, "stolen", but when 90% of the loan is paid, that, in my opinion is just what it is. They of course require exact change in cash and the woman told my wife she was $5 short but she didn't look in the envelope to see that 5 of the 1's were folded differently not extending to the end where they would have been easily grabbed with the other bills.
This place would only let my wife , the car owner, inside the compound. She is going in to sign a legal document or two but you cannot have legal representation or a mechanic to make sure there is no damage.
I understand they are concerned about security but I would question the legality of forcing someone to sign a legal document if they wished to have representation. Hire a security guard.
They drove my car about 20 to 30 feet away from my wife where she could view it through a window and told her to sign that the vehicle was in the same condition as when they towed it and to hold them harmless...blah blah blah. The won't let her inspect the vehicle i.e. look at all sides, look under it etc. but they want her to sign a document that the vehicle is in the same condition ... HUH! They scribbled a few things like "clothes", "cd's", "toys", "music" in the worst 3rd grader handwriting possible and called that something like a personal inventory and charged about $65 dollars for that. Nice work if you can get it. They tried to make some excuse how they need to do the inventory right away when I suggested they should not even bother opening the car for a day two in case the owners come get it. Nahh, they don't want to miss a chance at doing a 10 minute inventory for $65 bucks. The repo fee itself was $375 and the storage about $29/day. Oops, left out the $50 redemption fee...what the hell is that ?
There need to be serious regulation on this industry:
- The fees that can be charged
- Specific state forms for legal issues and inventory
- Allowing legal representation and mechanical inspection at redemption
- waiting period before inventory, to prevent unnecessary fee generating inventory of personal items.
- distance the car can be towed, this might generate extra mileage fees or something and places unnecessary hardship on the car owner.
I am sure I could think of more but it's a start.
phd? Try DEADBEAT! Try paying your bills.
Oh pity poor me, they took my car.
TRIPLE K

Allentown, PA

#28 Jan 25, 2010
bukkake wrote:
I love how everyone who has their vehicle repo'd has a story behind it. "It was not my fault, i didnt know the payment was late, my wife has a bad eye" blah blah blah. Pay your bills and the repo man will not come and see you. When you buy a vehicle and finance it you sign a contract.
Pay cash for your car then when someone tries to reposses it you can shoot them dead.
TRIPLE K

Allentown, PA

#29 Jan 25, 2010
Mariah wrote:
I will laugh when you idiots fall on your faces from the plan of our beloved Commander and Chief. You all deserve the heartache it will bring you. Just a bit of a note to those getting their vehicle repo'ed. You do not have to hand over any vehicle that is on your property.
Ask them to leave if they do not call the police. They are trespassing and file charges.
Then you can return the vehicle yourself saving yourselves the repo fee's or come up with the money that is due.
try living within your means.
If you have to finance something, you cannot afford it. Simple.
TRIPLE K

Allentown, PA

#30 Jan 25, 2010
mario kenny wrote:
The repo man cannot get my car, I have then locked up in the enclosed garage, they have come several time to try to get my cars by big shows of force, they brought the police once but I did not give up the cars as they did not have a court order. The order they had was a fake and did not have the authority of a judge or the court. I live in FL so everything is done by the court and a judge. I am finding ways to fight back and win it has been 2 years and running I refuse to pay any bills at all. The banks have made off with millions so I want my piece of the robbery, that is how simple I regard this issue.
ASSS HOLE
TRIPLE K

Allentown, PA

#31 Jan 25, 2010
mario kenny wrote:
In my state the repo man cannot move or touch another car even if it is in the way, you should haul them off to court for trespass and disturbing the peace. These are two of the many things I did to protect my rights and be repaid for the liability and or damage, done on me. I am no lawyer but I did this and it worked for me. I found out that the repo man was a contractor and did not have the correct permission to do anything to me whatsoever. The debt was sold to another collector for pennies on the dollar. In my case my credit report said written off as bad debt, I found out that this was an IRS filing of loss of an asset, therefore I expect that they got a break from the IRS, I reasoned this to be that they have collected on the bad debt and sold the asset to a third party. I am dealing with this third party now.
<quoted text>
Bad debt? You're proud that you are "bad debt'?
you promised to make payments and didn't. you LIED.
you deserve what you get.
TRIPLE K

Emmaus, PA

#32 Feb 1, 2010
Please someone help me!!!!!!! I am a lost sole.
Fed Up With Bad Practices

Macedonia, OH

#33 Feb 11, 2010
For those of you who say people who have had their cars repoed should "just pay their bills" consider this. My account was 4 days past due when my car was repoed. Why was it past due? They applied the payment to the wrong account. 4 Days doesn't even cover my 15 day grace period. Now I have been without a car for 3 days, why? Because the weather has been so bad that the repo co. can only allow cars to be brought in.... what cars can't drive out the same as in? The repo girl who came had all of my personal information but when I asked for a first name or employee identification she wouldn't let me have it because she was "afraid of retribution" you guys should be afraid... but not of me. Of Karma. When you get snotty over something that you have no business in and won't even let me call the bank to find out what they did wrong you deserve to be looked badly upon. My bank said they would have taken a check at the door to stop the process but the repo girl said, my boss is friends with the bank manager and she said since you removed their rights to call we can remove your rights to a car.

Please .... go on pretending that you're doing something good with your life... Just know that no one else is going to buy it. So don't argue the point. No one sees you as having any value in society.
Anthony

La Grange, KY

#34 Apr 19, 2010
i guss im lucky i only drive to work and home bothe places are locked up. the offic has gards and a card to enter the gate and exit takes codes and also its a federal parking lot with lots of laws pertecting us and my home well it has a privit property do not truspass sighn and a locked grage with a keey to enter and a remote controle alarm system for B and E offinders ow ya and the store is just acrosed the street love to be right next to wallmart im not lazy just got mad at them for being asholes on the phone to me when i was out of town one week and missed my paymint i told them put a late fee on it ill be in on friday but the threts and games and threts and games and calls and harassmint i just could not resist but to take my paymint and put it in a escrow account and make thim whate laffing the hole time as they make it easer for me to prosacute thim for there disregard for the law ps i love being a scorpio
huangxiaohan

Putian, China

#35 Apr 19, 2010
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wildbill

Havre De Grace, MD

#36 May 8, 2010
as for this topic, B.s.
my wife and i both have direct deposit from our jobs, we also have automatic payments from our acct to crysler financial for the payments on our 2004 jeep wrangler unlimited. if you repo people want to try to justify something, explain to me why my jeep was repoed in the middle of the night due to a computer crediting the wrong acct at crysler. and the next day when i called them they found the glitch and sent the repo co. a release letter to the co. to give it back to me, my question is to the repo people is why the hell when i called the recovery co the next day do they ask me if i have an appt.? after going to the place with the police and showing the police that i had a release letter from the bank they changed their minds real quick when the cops told them that since the bank released the vehicle back to me if they did not release it to me and i was to report it stolen they were going to be charged with criminal possetion of stolen property.
wildbill

Havre De Grace, MD

#37 May 8, 2010
TRIPLE K wrote:
<quoted text>
try living within your means.
If you have to finance something, you cannot afford it. Simple.
are you serious making a statement like that? are you a total idiot or does it just come naturaly? are you saying that if i want to buy a new car i should just walk in to the dealer and hand him a check for 30,000 to buy a vehicle. i dont know of to many americans who can just walk in off the street and drive out with a car paid in full before it even touches the street. only an idiot would make a statement like you did.
Reaganomics

New Britain, CT

#38 May 9, 2010
wildbill wrote:
are you saying that if i want to buy a new car i should just walk in to the dealer and hand him a check for 30,000 to buy a vehicle. i dont know of to many americans who can just walk in off the street and drive out with a car paid in full before it even touches the street.
Pay $2,000 cash for a used car or take the bus.
fenster

Simsbury, CT

#39 May 9, 2010
TRIPLE K wrote:
Please someone help me!!!!!!! I am a lost sole.
just pray and you will be healed
Tam

Washington, DC

#40 May 17, 2010
Loyal Recovery Agent wrote:
If you don't want this to happen to you. Its simple pay your bills. This is no ones fault but yours. Read the fine print before buying any type of vehicle. Understand the fine print before signing. If you default upon payments. Lien holder has the full right to have vehicle recovered. Upon the detbors expense. This industry is regulated by The Department of Agriculute and consumer Services
The repossessors job is just to recover unit. We could careless of your story. Everybody has one. Nothing new in this business. Again if you don't want this to happen to you. Just make the proper arrangements. So you'll never have to find yourself in this situation. Have a great day.
Maybe, you forgot the part about a medical condition his wife had. Somethings in life cannot be explained or determined when it may or may not happen. It is soooooo easy to say, "Pay your bills, or get a job" Only if you currently do not have any problems. But in the real world, we can become ill as quickly as we blink our eyes or how about my friends mother on her way to work and was hit by a drunk driver. By the way, she was waiting at the bus stop and the car jumped the curb. So tell her to pay her bills, while she is in the hospital with two others fighting for their lives.
Mel

Slatington, PA

#41 May 17, 2010
My neighbors had 4 cars repossessed within 2 years. They are currently hiding a truck that the repo man has been trying to get for half a year now.

That should be condidered grand theft and the guy should goto jail.

If you don't pay for it, give it back. Its not your car until it is paid for and you have the title in your hands.
Title Lady

Columbia, SC

#42 Aug 5, 2010
mario kenny wrote:
The repo man cannot get my car, I have then locked up in the enclosed garage, they have come several time to try to get my cars by big shows of force, they brought the police once but I did not give up the cars as they did not have a court order. The order they had was a fake and did not have the authority of a judge or the court. I live in FL so everything is done by the court and a judge. I am finding ways to fight back and win it has been 2 years and running I refuse to pay any bills at all. The banks have made off with millions so I want my piece of the robbery, that is how simple I regard this issue.
Well, some would say that is the American Way!

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