gooslin mitch bowling church
not a used car salesman

Winchester, KY

#39 Aug 2, 2012
The Atheist 2012 wrote:
<quoted text>
Well I'd like to see you put it to better use.:O
You are very smart to make these so called christians show they tru color by they angre.I do not agree with you about GOD but I pray Ido not hate.
Abba

Pikeville, KY

#40 Aug 11, 2012
Clergy Housing/Parsonage/Manse Allowance (Part 1)
The housing allowance exclusion comes from Code section 107. This provision was first included in the tax code in 1921. It was revised in 1954 and again in 2002.
When there is a housing allowance, the pastor determines the amount of compensation to be set aside
for housing allowance and submits it to the church finance committee. The committee must annually include the amount to be designated for housing in the committee minutes prior to the beginning of the new tax year. The pastor assumes full responsibility for complying with IRS definitions of "cost to provide a house."
When a parsonage is provided for the pastor, all utility costs and repairs are paid by the church. It is
recommended that congregations with a parsonage also provide for a housing equity allowance. The
purpose of this allowance is to provide financial resources for a pastor to purchase housing upon retirement,
or when a new call or appointment requires purchase of a home.
When there is a parsonage, it is recommended that a furnishing allowance also be provided. This is
nontaxable income to be used for household expenses. The church finance committee must designate this amount
annually.
A housing allowance paid to you as part of your salary is not income to the extent you use it, in the year received, to maintain and furnish a home. The amount of the housing allowance that you can exclude from your income cannot be more than the reasonable compensation for your services as a minister. The church or organization that employs you must officially designate the payment as a housing allowance before the payment is made. A definite amount must be designated; the amount of the housing allowance cannot be determined at a later date. If no part has been officially designated, you must include your total salary in your income.
Expenses of providing a home include rent, house payments, furniture payments, costs for a garage, and utilities, but not limited to. They do not include the cost of food, personal items, personal gifts or maid service, are eligible under IRC 107. This housing exclusion is only available for federal tax purposes and is subject to social security tax.
This is one of the greatest benefits available to clergy today. A housing allowance paid is not included in gross income to the extent it is used to furnish and maintain a home in the year received. Unfortunately, many churches fail to designate a portion of their minister's compensation as housing or parsonage/manse allowance, and thereby deprive him/her of a very important tax benefit.
Although a housing allowance may be used to purchase a home, it may not be used to shelter's a minister's entire salary from tax. The IRS has ruled that the housing allowance exclusion is limited to an amount equal to the fair rental value of a home, including furnishings and appurtenances such as a garage, plus the cost of utilities. To the extent that a greater amount is designated as a housing allowance, the designation will be ineffectual, even if the excess amount is actually spent on a down payment for the purchase of a home.
A minister who owns his own home and does not incur any costs for rent, mortgage, insurance, property taxes, etc., is not entitled to exclude the amount of his housing allowance.
If you own your home and you receive a housing allowance as part of your pay, the exclusion cannot be more than the smaller of the following:
The amount actually used to provide a home,
The amount officially designated (in advance of payment) as a rental or housing allowance,
The fair market rental value of the home, including furnishings, utilities, garage, etc., or
An amount which represents reasonable pay for your services as a minister.
Abba

Pikeville, KY

#41 Aug 11, 2012
Clergy Housing/Parsonage/Manse Allowance (Part 2)

Have you paid off your mortgage?
You may be able to exclude from your gross income other eligible housing expenses directly related to providing a home. Qualifying expenses include utilities, repairs, improvements, furnishings, property taxes and insurance. Any additional mortgage that does not apply to improvements on your home cannot be excluded from gross income.

Do you have a home equity loan?
The percentage of a home equity loan used to make improvements or remodel your residence is eligible to apply toward housing expenses. For example, suppose you receive a $50,000 home equity loan and use $25,000 of the loan for qualifying housing expenses such as repairs or improvements. Because $25,000 is 50% of the total loan amount, you can claim 50% of your loan payments as eligible housing expenses.

Have you refinanced your mortgage?
If you used some of the mortgage proceeds for eligible housing expenses, the percentage of the loan used to pay for qualifying housing expenses (like repairs or remodeling) is eligible to apply toward housing expenses. For example, suppose your new mortgage amount is $250,000, which includes your former mortgage amount of $50,000 plus $40,000 to be used for repairs or improvements. Because $90,000 is 36% of the total loan amount, 36% of your loan payments can be considered eligible housing expenses.

Parsonage / Manse

A parsonage/manse allowance paid to you as part of your salary is not income to the extent you use it, in the year received, to maintain and furnish a parsonage/manse. The church or organization that employs you must officially designate the payment as a parsonage/manse allowance before the payment is made. A definite amount must be designated; the amount of the parsonage/manse allowance cannot be determined at a later date. If no part has been officially designated, you must include your total salary in your income.

The major tax break granted to members of the clergy is the income exclusion for rental value of parsonages. Ministers may totally exclude the value of a parsonage that is provided them in kind by the congregation. But, where a cash, parsonage, or manse allowance is paid, a minister must include in income the amount that he has not used during the tax year to pay rent or otherwise maintain and furnish a home. Fair rental value of the parsonage, utilities paid by the church, parsonage, utilities, and furnishing allowance is subject to social security tax.

If housing is provided to you by your congregation, the parsonage or manse exclusion cannot be more than what is reasonable pay for your services, and is limited to the fair market rental value (including furnishings, utilities, garage, etc.) of the home. This FRV limitation generally does not come into play when a home is provided.

FRV (Fair Rental Value): Should be determined objectively and between unrelated parties, what it would cost to rent a comparable home (including furnishings and utilities) in a similar location. The fair rental value of a parsonage/manse is determined for social security purposes only. This should be reasonable, but conservative.
stopover

Pikeville, KY

#42 Aug 11, 2012
i have known mitch bowling since high school ,he is a very good man and i believe that he is a man of GOD !!!!! so why wont you people leave this man alone .better yet why wont you go to him in person tell him whay you are saying on here i donot believe you have the nerve
church carsalesman

Winchester, KY

#44 Aug 11, 2012
The Atheist 2012 wrote:
<quoted text>
Why would someone be afraid to say something to a preacher? If he is a man of god then they will have nothing to worry about right? Or are you insinuating he would harm them? Just curious
meek and humble spirit sells more cars to the church members
stopover

Pikeville, KY

#45 Aug 11, 2012
donot turn it around .they just donot have the back bone to tell him to his face,they will not even put their name on hereto show who they are
Sinner

Clay City, KY

#46 Aug 18, 2012
church carsalesman wrote:
<quoted text>meek and humble spirit sells more cars to the church members
At least he is not a pill pusher or a druggie.But thats not for me to judge someone either.I just saying A lot of things are hurting people in the world,besides selling a car.He does sell a car or trade a car but thats not wrong. we all have more than likely done this sometime in our life.Who cares,he is preaching and teaching the word of God.If your not interested in hearing it or you dont believe in it stay the off of here.Mitch is a good man and only God is his judge not me or the rest of you.He who has no sin cast the first stone, was said for a reason.God I believe,got tired of gossip and critizism and wanted to show the people that they were not without sin and had done wrong.He died for you and for me.Show some repect and lift the pastors up in the world.Dont cut them down,enough is wrong with the world today an our time on this earth is a very short time.So try to live it like it is your last day and there will be no tommorrow.
hey

Macon, GA

#47 Aug 19, 2012
Sinner wrote:
<quoted text>
At least he is not a pill pusher or a druggie.But thats not for me to judge someone either.I just saying A lot of things are hurting people in the world,besides selling a car.He does sell a car or trade a car but thats not wrong. we all have more than likely done this sometime in our life.Who cares,he is preaching and teaching the word of God.If your not interested in hearing it or you dont believe in it stay the off of here.Mitch is a good man and only God is his judge not me or the rest of you.He who has no sin cast the first stone, was said for a reason.God I believe,got tired of gossip and critizism and wanted to show the people that they were not without sin and had done wrong.He died for you and for me.Show some repect and lift the pastors up in the world.Dont cut them down,enough is wrong with the world today an our time on this earth is a very short time.So try to live it like it is your last day and there will be no tommorrow.
I could not have said it better myself.
not a mormon

Winchester, KY

#48 Aug 20, 2012
hey wrote:
<quoted text> I could not have said it better myself.
they also "lifted up" jim jones and jim baker and who can for get jimmy swaggart and many others no wonder this atheist guy is gaining on you all because he dont sell used cars
Drummer

Winchester, KY

#49 Jan 24, 2013
That explains alot. Now we got the handle on the reaction time. Just lay off. It's OVERKILL.

I ain't even studyin yo silly ass. FACK.
bizzybizzy

Winchester, KY

#50 Jan 27, 2013
This topix got very busy
signs

Winchester, KY

#51 Jan 28, 2013
exhibiting mens rea which can only mean INTERNET STALKING. Someone better read the Federal Communication laws.
phelps

United States

#53 Feb 15, 2013
There will be a day comeing you will fall to you nees Android face your maker
The Atheist 2013

Stanton, KY

#54 Feb 15, 2013
phelps wrote:
There will be a day comeing you will fall to you nees Android face your maker
Android face your maker? Whoa I love topix these days lmao
Earl Bob

Clemmons, NC

#55 Feb 15, 2013
Wo unto yee people of little faith. If yee can not trust a used car calesman,who can yee trust.

In the name of Jeeeeeezus.
Spirit of doubt,come out of these untrusting people.
hodclopper

Winchester, KY

#58 Feb 16, 2013
SPAmmer wrote:
Earl Bob,
I believe your commentary earns you a place in the slam dunk hall of fame.
i bout a car off this preacher and the only place it will go is to brothels and bars and oh yea to sell gold at my church for profit
SPAMMER

Winchester, KY

#60 Feb 17, 2013
I wonder what wonderful things are done for the community.

I would like to know and I think several other people would like to know.
becky

Macon, GA

#61 Feb 18, 2013
we already know that a athiest is a fool that is why they were givin april 1 for a holiday.you will bow down and beg jesus someday like it or not im just gonna pray for you.
SPAMMER

Winchester, KY

#64 Feb 18, 2013
Chrissy scratching her head like she got lice trying to come up with the list of wonderful things.

And reading the who is chrissy thread we note that she is friends with the atheist and smee (at least friends) while pretending to argue with them. hmmmm

Like we're all stupid. I bet she is the brightest in her family from what I've seen.
Smee

Waco, KY

#65 Feb 18, 2013
Have you never disagreed with one of your friends on an issue, SPAMMER? Because I have. When you disagreed with said friend, did you simply wash your hands of them? Well I don't. You see, the fact of the matter here is that up until our little discussions about religion on here, I had no idea who, then A12, now A13 was. We agreed to disagree on his methods of conversing with others and exchanged Facebook info. The same is true for Chrissy and A13. I can say this with certainty because I was brought into the situation by both parties. I knew Chrissy from high school but had never spoken to her until recent months. Not sure what she said to you to get you all up in arms as you are. What's the matter darlin'? Can't take a little healthy criticism?

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