My wife is a teacher with good insurance. We are on the family plan (five of us as well) and we pay about 350 a month.<quoted text>
If you guys aren't covered by spousal healthy insurance how much do you pay for plans? I have been cheeking into them for a family of 5 and from what I've seen they average from as little as 225.00 per month with a high family dedcutible of 11000 to about 950 per month for a deductible of 2500.
That doesn't seem to steep considering the fact that we pay about 120 a week now out of hubby's check.
I have heard anywhere from 500 a month with the insurance kicking in only after the first 10,000 out of your pocket. Then only 80% of the cost, with a limit of 1 million in coverage. Then other plans offer lower deductibles but much higher monthly payments.
I have heard from my AllState broker that they are setting up a Health/Life/401k for all Snyder Lance IO's. I use them for my commerical business insurance because they set up all IO's from Snyder's nation wide in a group rate and it was 50 a month cheaper than everyone else. State Farm still has the cheapest Limited Liability policies for about 14 a month or 146 a year(discount if you pay all at once)compared to 300 AllState.
If I were you I would wait to see what AllState has to offer. They will come to the DC to speak with everyone when you get closer to the merge.