An opinion "puff" piece by a writer with a known disdain for the ACA.*yawn*growing consensus of IT experts, outside and inside
the government, have figured out a principal reason
why the website for Obamacare’s federally-sponsored
insurance exchange is crashing. Healthcare.gov forces
you to create an account and enter detailed personal
information before you can start shopping. This, in
turn, creates a massive traffic bottleneck, as the
government verifies your information and decides
whether or not you’re eligible for subsidies. HHS
bureaucrats knew this would make the website run
more slowly. But they were more afraid that letting
people see the underlying cost of Obamacare’s
insurance plans would scare people away.
HHS didn’t want users to see Obamacare’s true
“Healthcare.gov was initially going to include an
option to browse before registering,” report
Christopher Weaver and Louise Radnofsky in the Wall Street Journal .“But that tool was delayed,
people familiar with the situation said.” Why was it delayed?“An HHS spokeswoman said the
agency wanted to ensure that users were aware of their eligibility for subsidies that could help pay
for coverage, before they started seeing the prices of policies .”(Emphasis added.)
As you know if you’ve been following this space, Obamacare’s
bevy of mandates, regulations, taxes, and fees drives up the cost of
the insurance plans that are offered under the law’s public
exchanges. A Manhattan Institute analysis I helped conduct found
that, on average, the cheapest plan offered in a given state, under
Obamacare, will be 99 percent more expensive for men, and 62
percent more expensive for women, than the cheapest plan offered
under the old system. And those disparities are even wider for
That raises an obvious question. If 50 million people are
uninsured today, mainly because insurance is too expensive, why
is it better to make coverage even costlier?
Political objectives trumped operational objectives
The answer is that Obamacare wasn’t designed to help healthy
people with average incomes get health insurance. It was designed
to force those people to pay more for coverage, in order to
subsidize insurance for people with incomes near the poverty line,
and those with chronic or costly medical conditions.
But the laws’ supporters and enforcers don’t want you to know
that, because it would violate the President’s incessantly repeated
promise that nothing would change for the people that Obamacare
doesn’t directly help. If you shop for Obamacare-based coverage
without knowing if you qualify for subsidies, you might be
discouraged by the law’s steep costs.
The comments are very entertaining, though.
Dave Ryan 1 day ago
Endless hyperbole without one specific example. No wonder people lose trust. I am a 55 year old male in Arizona paying $406 in AFTERTAX $ for my individual plan through a broker. Can you cite examples where people similar to me are signing up for ACA coverage costs for comparable plans that are greater than what they pay currently?
Dave Noland 22 hours ago
So I guess the young people who are getting sick, then going to the emergency room, passing those costs on to me, are physically responsible? Quit crying and trying to pretend that we don’t know this is political.
Michael 22 hours ago
Oh Avik, calm down. Aren’t you getting tired from all your “outrage” over ACA. It’s the law. Deal with it.