matt

Greeneville, TN

#1 May 9, 2014
I have a hospital bill. It's not that much, but I have fallen on hard times. I tried to work out a payment plan with them, but they were a heartless bunch. What happens if you are unable to pay. I have never been in a situation like this before. I have never had a problem paying my bills before. Someone told me it its less than 400 dollars they will probably just write it off. Please be kind. Does anyone know...has anyone been thru this before. Thank you.
Closet Skeleton

United States

#2 May 9, 2014
matt wrote:
I have a hospital bill. It's not that much, but I have fallen on hard times. I tried to work out a payment plan with them, but they were a heartless bunch. What happens if you are unable to pay. I have never been in a situation like this before. I have never had a problem paying my bills before. Someone told me it its less than 400 dollars they will probably just write it off. Please be kind. Does anyone know...has anyone been thru this before. Thank you.
Sorry you are struggling financially. It's easy to get in over your head. I'm surprised they would not work out a payment plan. I had surgery & a consulting doctor's office was owed $700ish dollars not covered by insurance. They were great working with me. I can pay $20/month until paid off & it's interest free! I would try to work out something once more. It is possible they will write-off the debt; HOWEVER, often times they will sell the debt to someone else & that group will come after you. Then, you will be hit with interest and a bunch of fees. Sometimes they will even sue & if they take a judgment they could garnish your wages or attach your property. I would try to get a low interest loan through credit card offer if all else fails to avoid more costs, hassle, and hits on the credit score. Good luck!
hmmm

Jonesborough, TN

#3 May 10, 2014
It affects your credit score too
I know

Greeneville, TN

#4 May 10, 2014
Believe me, I speak from experience, it happened to me. If you don't make arrangements with them, then they will turn you over to an outside collection agency, and you will have interest added on that. They turned me over to a place in Knoxville, and those people were so hateful and rude and would not work with me at all. They kept threatening me and telling me they were going to garnish my check. So, if at all possible, try to borrow the money before they turn it over to a collection agency.
Really

Greeneville, TN

#5 May 10, 2014
matt wrote:
I have a hospital bill. It's not that much, but I have fallen on hard times. I tried to work out a payment plan with them, but they were a heartless bunch. What happens if you are unable to pay. I have never been in a situation like this before. I have never had a problem paying my bills before. Someone told me it its less than 400 dollars they will probably just write it off. Please be kind. Does anyone know...has anyone been thru this before. Thank you.
If it is Laughlin hospital they do charge interest. They will take you to court and get a judgement. They should let you pay $20 a month. If you can't handle that, heck I don't know what to tell you.
Closet Skeleton

United States

#6 May 10, 2014
I was floored when the doc let me pay payments that low with no interest. I can afford to pay more but got caught up in an insurance mess over my deductible & played it conservatively till we got the final amounts owed worked out. There is no reason for them not to cooperate but I guess if they sell the debt to third parties they prob figure they are getting money & to H with it. Greed! The hospital where my surgery was done tried to jack up my insurance BIG TIME! Insurance had pre-approved a reasonable amount but they wanted a crazy amount over that despite there being no complications. I've heard of this happening to several people I know. I pay my bills but that crap is pure greed on their part.
Mandy S

United States

#7 May 10, 2014
My nurse gave me a toxic medicine made me swell up she swings with my uncle that hates my ex wife because my ex wife knows his cousins ex wife is a big snitch works with the state and sent me a five hundred dollar bill that I'm not gonna pay damn them nurse practitioners don't make cents
matt

Greeneville, TN

#8 May 10, 2014
Yes, it is Laughlin. They would not agree to waive the interest or lower the amount any. To the person that the interest was waived was your bill from Laughlin. I always pay my bills and it was embarrassing to have to ask and they were heartless and kind of on the rude side.
Closet Skeleton

United States

#9 May 10, 2014
matt wrote:
Yes, it is Laughlin. They would not agree to waive the interest or lower the amount any. To the person that the interest was waived was your bill from Laughlin. I always pay my bills and it was embarrassing to have to ask and they were heartless and kind of on the rude side.
Mine was through a Johnson City hospital, actually the anesthesia doc who was contracted to come in on the surgery. I always pay my bills in full but the hospital collected my deductible which is very high. Then, those crooks would not give me my deductible back once the insurance paid them in full. Due to the way my providers submitted the bills, the doctors were the ones who should have received my deductible & not the hospital. I didn't want to pay out a ton more of money that I knew insurance was responsible for so the anesthesiologist had kind collection people who told me it happened all the time & they worked with me. Franklin Woods Hospital charged enormous amounts to the insurance company trying to rip them off also. I don't feel the doctors were to blame & I will have to say the insurance company stood by me & said the hospital was doing things in breach of their contract w/Blue Cross. I got it settled & the doctor still allowed me to pay $20/month if I wanted.

Seriously, I would try to borrow the $$ to get it paid off. It's not worth the embarrassment, hassle or hurting your credit. If you can't borrow from friends or family try to get one of those credit card deals which are interest free for 12-18 months. The fees would not be much on that little $$ & it would be done with. Just my opinion...

“You gotta stand for something”

Since: Sep 13

Location hidden

#10 May 10, 2014
matt wrote:
Yes, it is Laughlin. They would not agree to waive the interest or lower the amount any. To the person that the interest was waived was your bill from Laughlin. I always pay my bills and it was embarrassing to have to ask and they were heartless and kind of on the rude side.
Just call the billing department and ask for them to send you a request for uncompensated services paper. If you meet the financial requirements your bill will most likely be wrote off. It is made for people who have fell on hard times. I had a friend that did it, and they wrote off her entire surgery bill. The worst that could happen is the tell you no, but it will still buy you time before it goes to collections. I hope this helps.:)

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