Farm Bureau raising deductible

[scrounger]

Check your statements,as of Jun 1st the deductible on your home owners is goin up to $1000,Oh but it's gonna save us about $10 every 6 months.Looks like its time to go ins shopping.

[Really]

For your information it wasn't effective June 1st it was first of April and it happens when your policy renews..... U should go shopping so I can see that everyone else has a higher price and most have a 1 % ded so do the math if you have a house that's 200,000 thats more than farm bureau 1,000 ded get your facts straight before u show your ignorance!

[scrounger]

Really wrote:

For your information it wasn't effective June 1st it was first of April and it happens when your policy renews..... U should go shopping so I can see that everyone else has a higher price and most have a 1 % ded so do the math if you have a house that's 200,000 thats more than farm bureau 1,000 ded get your facts straight before u show your ignorance!

Hey wiseass it was effective June 1st for me.We have had a $250 ded for years,and have claimed less than $2000 in that time. Everytime you turn around they're wantin more money for something when we havent filed any claims.Im gonna shop around,and I might not get it any cheaper but im gonna find out.

Really wrote:

U should go shopping so I can see that everyone else has a higher price

HUH????? whats that mean???? you gonna be n my pocket????? Proof read much????? and u call me ignorant.

[wondering]

You can keep the lower deductible if you pay higher premiums

[iknow]

State Farm is cheaper for me for equal coverage. Farm Bureau have lost their minds since the tornadoes. I was a life long customer and they lost my business.

[jeangirl]

Farm Bureau canceled my home coverage after 15 years. I had a claim last year due to hail damage.

[customer]

I have had Nationwide for years. I heard a lot of people say Farm Bureau was cheaper and better. I went to the office on the Newport highway. While sitting in the waiting room, I overheard one of the workers in the space behind talking very rude to someone on the phone. After comparing their price and coverage with what I had, mine was better. Also I have been hit in the rear bumper buy 2 different drivers with State Farm. The first one, they refused to pay and my insurance had to fix it. The secound, they complained because they had to pay for a rental car for a few days. I ask about the dimenished value for my car and they refused to pay anything. I called a manager and he has yet to call back.

[realist]

wondering wrote:

You can keep the lower deductible if you pay higher premiums

Yup. They have been doing that to me for 20 years. No claims and zero deductible and my assessment hasn't gone up every year. But, my premium has .......... Then they call me (there's my first warning) to set up an appointment for me to come in so they can evaluate my policies (my second warning) and help me save money (I'm screwed). No company gives away or gives up money for no reason. Guess I'll see what they have to say and then do some SERIOUS shopping.

[Customer]

iknow wrote:

State Farm is cheaper for me for equal coverage. Farm Bureau have lost their minds since the tornadoes. I was a life long customer and they lost my business.

Vallie Insurance on Tusculum Blvd, next to Howard's Pharmacy was quite a bit cheaper than State Farm or Farm Bureau for my cars and home. I have been with them for about a year, but haven't had a claim so I don't know how they are about paying off.

[Dixie iron fist]

It's still the cheapest insurance around. Specially if you have a auto/farm/home package.

[Native]

Hey Srounger, please post again with what you find out. We were dropped by Nationwide after being with them over 30 years because of finally filing two claims. Saved a little money with Farm Bureau because of bundling policies, Life, Auto, Home, etc. Buddy $1000.00 could be a big hit! Let me know!

[Crooked]

Farm Burea is out of control. They now have a $1000 for everyone, according to them. I had a $250 deductible for almost 15 years and only made one claim, for about $1500 in all that time. The deductible is per incident too, meaning that every time you file a claim, it will need to be over $1000 or you get nothing. I had a recent claim and FB estimated that it was going to be about $950, so they would not have to pay anything. I guess this is the nature of our country now, where everyone is becoming crooks in order to make a quick dime.

[rebel yell]

I have had my homeowners policy with them for the past 19 yrs, never filed a claim and i paid extra to REPLACE anything damaged or stolen, now i got my statement telling me not only are they raising my deductible from $500 to $1500, but now they will be depreciating all of my personal property and the structure itself, ie. the roof, siding etc., however my premiums stay the same...also in dealing with them after my moms home and barns were damaged pretty badly in the tornado as they continued to give ger a hard time and tried to short her from every any, I have decided they are a bunch of compassion free asshole who seem to feel insulted that she would dare file a claim with them. GONE TO STATE FARM.Her premiums, deductible are cheaper and we both are treated with respect. I felt at one time they were the best but now they are the worst insurance company in greene county, My opinion.

[Bye Farm Bureau]

I understand that companies like this need to make profit, but this is borderline criminal. I will definitely be shopping other places. At one time, Farm Bureau used to be a good option, but if you compare them to other companies now, with the raised deductible and premium increase, they are down right mediocre. And that is being polite. It's way too much to expect homeowners to pay for a $250 deductible plan for almost 20 years and then just raise it up to $1000 without any reasoning. That means that unless you have some major damage to your property, they will never have to pay anything under $1000. It's a SCAM!

[Alyagotado]

Farm Burear sucks. I've been with them over 20 years and never filed a claim. Yet they raised my auto insurance and canceled my rental policy. Then they call you in on your day off to re-evaluate your coverage or they're going to drop you. The only reason I keep them is I only pay about a grand a year on home and 3 vehicles. How much can you actually save? These insurance commercials suck. No way can a normal person save all those promised bucks. They all suck. I'd kind of like to do "Flo" from progressive, though. She looks kinda plain, but I'll bet she's a wildcat in the sack.

[Just me]

I have had Allstate since 1974 and loyalty does pay. I had a claim in 2011 for water damage to my car. And lost my home in a fire last year. The agent came out to my house while it was burning(I had called her). Didn't have any problems. They were great. They did not drop me either.