Yeah, they really haven't been doing me any favors :) In your information, did you see anything that says the premiums can't be over 9.5% of the employees’ wages? I kept this job because we have a small business, and a pre-existing condition, but when I changed to part-time, I also started paying most the premiums, but I still had to do it because of not being insurable elsewhere. I believe this company is going to also be doing a major overhaul to their full time benefits though because I am paid substantially above minimum wage, and I know that the premiums for the full time employees making lower wages will not be below 9.5% if this is the law (this was in the info I received from the company leadership team).<quoted text> I am astounded that you are paying almost 30% of your salary for health insurance coverage now....
As far as the opt-out, I believe folks like you will find that the Obama Administration will be easier to deal with in the exchanges than the Haslam Administration would be. Obama has a vested interest in making this work as well as it possibly can, since we know what will happen if there is a major snafu in the early days of implementation, while Haslam might not care if the program fell flat....You have been on this thread long enough to KNOW what I mean !! Good luck, I believe this will all work out okay.
While change always has some anxiety, I am actually hopeful and optimistic. I do think that being able to finally get our insurance independently will be a good thing and probably less expensive as a small business in the long run.
I do know what you mean. Thanks again.