Since: Feb 13

Location hidden

#73412 Mar 22, 2013
Dunlapian wrote:
<quoted text>Well Nuh_, the vast majority(that I know) in my county watches Fox News all the time(in their free time). I know people who have to be home just to watch a show on Fox News, they plan their day around it.
As I said before they don't even watch the Super Bowl or the play offs leading up to it, instead they watch Fox News.
<<yawning>>
Really Sassy

Ukraine

#73414 Mar 22, 2013
Really Sassy wrote:
<quoted text>
<<yawning>>
i farted and pooed my depends
stone thrower

Livingston, TN

#73415 Mar 22, 2013
Dunlapian wrote:
<quoted text>Well Nuh_, the vast majority(that I know) in my county watches Fox News all the time(in their free time). I know people who have to be home just to watch a show on Fox News, they plan their day around it.
As I said before they don't even watch the Super Bowl or the play offs leading up to it, instead they watch Fox News.
If you`re not a fan of football why should you watch the Super Bowl
or the playoffs?

Since: Feb 13

Guild

#73416 Mar 22, 2013
Thanks to ObamaCare:

18 new tax hikes are in store
(Congressional Budget Office, June 2012)

7 million people will lose their employer-sponsored health insurance
(Congressional Budget Office, July 2012)

Employers slow down hiring therefore slowing down economic growth
(The Federal Reserve Beige Book, March 2013)

$716 Billion in payments to Medicare providers CUT
(Medicare Trustees Report, 2012 and Congressional Budget Office, July 2012)

Individual market premiums skyrocket
(Contingencies, Jan/Feb 2013)

Notice all the far-right sources cited...
Honestly

Beechgrove, TN

#73417 Mar 22, 2013
SexySassySenior wrote:
<quoted text>
I don't have the slightest idea, but I would think that your Doctor or your Local Health Dept. would be a good place to start.
If you would care to share how that happened, I would be interested in hearing the details.
Have them call Obama
Honestly

Beechgrove, TN

#73418 Mar 22, 2013
SexySassySenior wrote:
<quoted text>
I have to tell you that I have become very concerned as to just exactly what Obamacare is going to mean for a lot of People. It seems that reliable information is very hard to find and frankly, I haven't tried, but there are some things that have been mentioned in the News and Online, that alarm me. But, they weren't elaborated on to get the Full Story, which is essential.
So far, you're the first Person that I've heard of who has lost their Workplace Health Coverage because of it and I wonder why, or if the rest will follow. I'm sorry that it's happened to you, whatever is going on...I truly am!
I don't know what suggestions to offer you, other than I would be asking questions of my Employer, My Insurance Company, and my Congressman to try and figure out what my options are.
You could have got the full truth from Fox news. They warned this was coming. NOw----Oh well, have a nice day!
Honestly

Beechgrove, TN

#73419 Mar 22, 2013
SexySassySenior wrote:
<quoted text>
I have to tell you that I have become very concerned as to just exactly what Obamacare is going to mean for a lot of People. It seems that reliable information is very hard to find and frankly, I haven't tried, but there are some things that have been mentioned in the News and Online, that alarm me. But, they weren't elaborated on to get the Full Story, which is essential.
So far, you're the first Person that I've heard of who has lost their Workplace Health Coverage because of it and I wonder why, or if the rest will follow. I'm sorry that it's happened to you, whatever is going on...I truly am!
I don't know what suggestions to offer you, other than I would be asking questions of my Employer, My Insurance Company, and my Congressman to try and figure out what my options are.
You got to realize that this does not go into effect until Jan 1 2014.

Since: Feb 13

Guild

#73420 Mar 22, 2013
Honestly wrote:
<quoted text>
You got to realize that this does not go into effect until Jan 1 2014.
ObamaCare taxes have already begun:

$23.6 Billion:“Black liquor” tax hike (Took effect in 2010) This is a tax increase on a type of bio-fuel. Bill: Reconciliation Act; Page: 105

$22.2 Billion: Tax on Innovator Drug Companies (Took effect in 2010):$2.3 billion annual tax on the industry imposed relative to share of sales made that year. Bill: PPACA; Page: 1,971-1,980

$20 Billion: Tax on Medical Device Manufacturers (Takes effect Jan. 2013): Medical device manufacturers employ 360,000 people in 6000 plants across the country. This law imposes a new 2.3% excise tax. Exempts items retailing for <$100. Bill: PPACA; Page: 1,980-1,986

$15.2 Billion: High Medical Bills Tax (Takes effect Jan 1. 2013): Currently, those facing high medical expenses are allowed a deduction for medical expenses to the extent that those expenses exceed 7.5 percent of adjusted gross income (AGI). The new provision imposes a threshold of 10 percent of AGI. Waived for 65+ taxpayers in 2013-2016 only. Bill: PPACA; Page: 1,994-1,995

$13.2 Billion: Flexible Spending Account Cap – aka “Special Needs Kids Tax”(Takes effect Jan. 2013): Imposes cap on FSAs of $2500 (now unlimited). Indexed to inflation after 2013. There is one group of FSA owners for whom this new cap will be particularly cruel and onerous: parents of special needs children. There are thousands of families with special needs children in the United States, and many of them use FSAs to pay for special needs education. Tuition rates at one leading school that teaches special needs children in Washington, D.C.(National Child Research Center) can easily exceed $14,000 per year. Under tax rules, FSA dollars can be used to pay for this type of special needs education. Bill: PPACA; Page: 2,388-2,389

$5 Billion: Medicine Cabinet Tax (Took effect Jan. 2011): Americans no longer able to use health savings account (HSA), flexible spending account (FSA), or health reimbursement (HRA) pre-tax dollars to purchase non-prescription, over-the-counter medicines (except insulin). Bill: PPACA; Page: 1,957-1,959

$4.5 Billion: Elimination of tax deduction for employer-provided retirement Rx drug coverage in coordination with Medicare Part D (Takes effect Jan. 2013) Bill: PPACA; Page: 1,994

$4.5 Billion: Codification of the “economic substance doctrine”(Took effect in 2010): This provision allows the IRS to disallow completely-legal tax deductions and other legal tax-minimizing plans just because the IRS deems that the action lacks “substance” and is merely intended to reduce taxes owed. Bill: Reconciliation Act; Page: 108-113

$2.7 Billion: Tax on Indoor Tanning Services (Took effect July 1, 2010): New 10 percent excise tax on Americans using indoor tanning salons. Bill: PPACA; Page: 2,397-2,399

$1.4 Billion: HSA Withdrawal Tax Hike (Took effect Jan. 2011): Increases additional tax on non-medical early withdrawals from an HSA from 10 to 20 percent, disadvantaging them relative to IRAs and other tax-advantaged accounts, which remain at 10 percent. Bill: PPACA; Page: 1,959

$0.6 Billion:$500,000 Annual Executive Compensation Limit for Health Insurance Executives (Takes effect Jan. 2013): Bill: PPACA; Page: 1,995-2,000

$0.4 Billion: Blue Cross/Blue Shield Tax Hike (Took effect in 2010): The special tax deduction in current law for Blue Cross/Blue Shield companies would only be allowed if 85 percent or more of premium revenues are spent on clinical services. Bill: PPACA; Page: 2,004
Honestly

Beechgrove, TN

#73421 Mar 22, 2013
SexySassySenior wrote:
<quoted text>
Case PROVEN! No further Proof necessary.
WHat hate = make a person getting welfare get a job.

I guess Bill Clinton hated everybody. He installed a program to retrain and find jobs for those on welfare. I think It is still in effect.

You I find disgusting
Honestly

Beechgrove, TN

#73422 Mar 22, 2013
SexySassySenior wrote:
"Hartmann: The Terrible Consequences Of Reaganomics:(VIDEO)."
Click here:
http://aattp.org/hartmann-the-terrible-conseq...
Do you paid by the Dem-lib party... You should,,, You would be a good mouth piece for them.
Timbuk2

Boca Raton, FL

#73423 Mar 22, 2013
Pete wrote:
<quoted text>
Well, here is a realistic example and I will use my company as the example. I pay one-half the group healthcare costs for employees who want it. About half of the employees take it. With Obamacare, I will have to pay the healthcare cost for all employees or be fined $750 per year per employee.
There's a whole lotta misinformin' goin' on.

If you do not provide health insurance, the fine for firms with 50+ employees, is $2000 per employee. This fine will occur as soon as one employee applies for medicaid or subsidized insurance. The fine is actually calculated by taking the number of employees minus 30. So for 120 employees, the fine would be $80K. That could put a kink in the ole P&L.

Also, you are no longer permitted to provide fancier insurance to valued employees or use it as an incentive to motivate employees. The insurance you provide for yourself must be the same that you offer to your warehouse clerks.
Pete wrote:
<quoted text>
That fine is less than providing healthcare on my own for all the employees, so I will opt to be fined. Then these same employees have to go to the so-called exchange to buy insurance and I can guarantee you it won't be as cheap as when I was paying for half of it. The end result will be my employees will end up paying more for health insurance and the government will have a new revenue source from which to spend more.
But they will have choices! They can choose Bronze, Silver, Gold or Platinum plans. The differences are not is what's covered, the differences will be in monthly cost versus deductibles. Employees under 30 can opt for "catastrophic" insurance.

And Obama promised these plans will be less. Just like he promised to lower taxes and close Guantanamo.
Pete wrote:
<quoted text>
The other scenario is I take my current workforce of 120 people and cut it to 49 full time and 80 part time.
You mean old capitalist! Don't you know that your real purpose is to provide jobs and health insurance? Making a profit is secondary, you meany.
Pete wrote:
<quoted text>This makes me exempt from this law and I will continue doing what I am doing. The result is a lot of workers get their hours cut to part time and part time employees don't get any benefits. Therefore, they will have to come up with the money to pay for insurance while working reduced hours.
You'll be in good company. Chili's is looking to eliminate busboys completely. I know of several people down here in FLA who are working three 29 hour per week jobs. No retailer or restaurant is offering full time jobs, even to managers.

Employees without insurance will have to get it from medicaid, and they will be subsidized. In fact, by 2019, anyone who makes less than $100K will be eligible for subsidized medicare, and there are no tests for assets. People with castles and Rolls Royces will be eligible for medicaid as long as their income does not exceed $100K.
So don't feel bad. Obama has everything under control.
Pete wrote:
<quoted text> Based on all of this, and I have read the entire plan, is that I can't find any benefit of this to anybody except the government. I am sure some people will end up with free insurance, but at a cost of raising insurance for everyone else and taxing businesses. This is a disaster waiting to happen.
Just drink the kool-aid. We're going to a better place.
Honestly

Beechgrove, TN

#73424 Mar 22, 2013
Dunlapian wrote:
<quoted text>Pete, how can you guarantee a cost of insurance per employee when that cost has not even been given yet?
Oh But it has. The cost of employee insurance is approx.$5-$6,000 per year. Yeah,, that is an additional benefit you get.
Didn't know that. By the time you pay all the employer taxes for each employee an $20,000 employee ($9.60/hr)actually cost the employer about $27 to $29,000 per year. Now with Obama Care that is going up a BUNCH. The question is,,, Who will keep their job much less keep their health insurance.

Since: Feb 13

Guild

#73425 Mar 22, 2013
Honestly wrote:
<quoted text>
WHat hate = make a person getting welfare get a job.
I guess Bill Clinton hated everybody. He installed a program to retrain and find jobs for those on welfare. I think It is still in effect.
You I find disgusting
Nope.

Obama took it off last July.
Honestly

Beechgrove, TN

#73426 Mar 22, 2013
Dunlapian wrote:
<quoted text>Well Nuh_, the vast majority(that I know) in my county watches Fox News all the time(in their free time). I know people who have to be home just to watch a show on Fox News, they plan their day around it.
As I said before they don't even watch the Super Bowl or the play offs leading up to it, instead they watch Fox News.
It helps to know what is coming and going on in your country especially if it is going to affect you in a real way.(i.e Obama Care)

Dem-Libs check out all the other sites to listen to lies and NOn-truth tellers (i.e. Nancy Pelosi, etc.)
Honestly

Beechgrove, TN

#73427 Mar 22, 2013
stone thrower wrote:
<quoted text>
If you`re not a fan of football why should you watch the Super Bowl
or the playoffs?
Because the dem/libs will require this...Its call Tyrany
Honestly

Beechgrove, TN

#73428 Mar 22, 2013
Nuh_ wrote:
Thanks to ObamaCare:
18 new tax hikes are in store
(Congressional Budget Office, June 2012)
7 million people will lose their employer-sponsored health insurance
(Congressional Budget Office, July 2012)
Employers slow down hiring therefore slowing down economic growth
(The Federal Reserve Beige Book, March 2013)
$716 Billion in payments to Medicare providers CUT
(Medicare Trustees Report, 2012 and Congressional Budget Office, July 2012)
Individual market premiums skyrocket
(Contingencies, Jan/Feb 2013)
Notice all the far-right sources cited...
Do you call the congressional Budget OFfice Far-RIght? From what I see, They are coming,, Bend Over dem-lib
Honestly

Beechgrove, TN

#73429 Mar 22, 2013
Nuh_ wrote:
<quoted text>
ObamaCare taxes have already begun:
$23.6 Billion:“Black liquor” tax hike (Took effect in 2010) This is a tax increase on a type of bio-fuel. Bill: Reconciliation Act; Page: 105
$22.2 Billion: Tax on Innovator Drug Companies (Took effect in 2010):$2.3 billion annual tax on the industry imposed relative to share of sales made that year. Bill: PPACA; Page: 1,971-1,980
$20 Billion: Tax on Medical Device Manufacturers (Takes effect Jan. 2013): Medical device manufacturers employ 360,000 people in 6000 plants across the country. This law imposes a new 2.3% excise tax. Exempts items retailing for <$100. Bill: PPACA; Page: 1,980-1,986
$15.2 Billion: High Medical Bills Tax (Takes effect Jan 1. 2013): Currently, those facing high medical expenses are allowed a deduction for medical expenses to the extent that those expenses exceed 7.5 percent of adjusted gross income (AGI). The new provision imposes a threshold of 10 percent of AGI. Waived for 65+ taxpayers in 2013-2016 only. Bill: PPACA; Page: 1,994-1,995
$13.2 Billion: Flexible Spending Account Cap – aka “Special Needs Kids Tax”(Takes effect Jan. 2013): Imposes cap on FSAs of $2500 (now unlimited). Indexed to inflation after 2013. There is one group of FSA owners for whom this new cap will be particularly cruel and onerous: parents of special needs children. There are thousands of families with special needs children in the United States, and many of them use FSAs to pay for special needs education. Tuition rates at one leading school that teaches special needs children in Washington, D.C.(National Child Research Center) can easily exceed $14,000 per year. Under tax rules, FSA dollars can be used to pay for this type of special needs education. Bill: PPACA; Page: 2,388-2,389
$5 Billion: Medicine Cabinet Tax (Took effect Jan. 2011): Americans no longer able to use health savings account (HSA), flexible spending account (FSA), or health reimbursement (HRA) pre-tax dollars to purchase non-prescription, over-the-counter medicines (except insulin). Bill: PPACA; Page: 1,957-1,959
$4.5 Billion: Elimination of tax deduction for employer-provided retirement Rx drug coverage in coordination with Medicare Part D (Takes effect Jan. 2013) Bill: PPACA; Page: 1,994
$4.5 Billion: Codification of the “economic substance doctrine”(Took effect in 2010): This provision allows the IRS to disallow completely-legal tax deductions and other legal tax-minimizing plans just because the IRS deems that the action lacks “substance” and is merely intended to reduce taxes owed. Bill: Reconciliation Act; Page: 108-113
$2.7 Billion: Tax on Indoor Tanning Services (Took effect July 1, 2010): New 10 percent excise tax on Americans using indoor tanning salons. Bill: PPACA; Page: 2,397-2,399
$1.4 Billion: HSA Withdrawal Tax Hike (Took effect Jan. 2011): Increases additional tax on non-medical early withdrawals from an HSA from 10 to 20 percent, disadvantaging them relative to IRAs and other tax-advantaged accounts, which remain at 10 percent. Bill: PPACA; Page: 1,959
$0.6 Billion:$500,000 Annual Executive Compensation Limit for Health Insurance Executives (Takes effect Jan. 2013): Bill: PPACA; Page: 1,995-2,000
$0.4 Billion: Blue Cross/Blue Shield Tax Hike (Took effect in 2010): The special tax deduction in current law for Blue Cross/Blue Shield companies would only be allowed if 85 percent or more of premium revenues are spent on clinical services. Bill: PPACA; Page: 2,004
Yes, you are exactly right but the main part of ObamaCare, employer provided health insurance is not in effect yet! The Exchanges are not setup so the regular Joe can go and get ObamaCare. Jan 1,2014 is when the Dem-libs feel the full impact. Then in 2015, the cost of ObamaCare will go up about 25-35%.. More people will lose out here. for all those dem-libs Bend Over hold on tight.
Honestly

Beechgrove, TN

#73430 Mar 22, 2013
Nuh_ wrote:
<quoted text>
Nope.
Obama took it off last July.
Thanks,,,, I stand corrected.
Pete

Charlotte, NC

#73431 Mar 22, 2013
Honestly wrote:
<quoted text>
I have to question the price per employee. I think it is now over $2000 per employee if you do not offer-give them insurance. It is $750 to the individual if they do not have insurance.
The $750 figure I used in the post was a calculated figure I did. I wasn't referring to the individual fine. I used $2000 per employee as the fine. However, the first 30 are excluded. That is a total fine of $40,000. Divide the total cost of the fine by the total number of full time employees and you get $800 per full time employee. You also get some tax breaks for actually offering health insurance to employees, which I do and will. I assumed another $50 per full time employee in tax breaks. That is how I came up with $750 per full time employee. Also, I am assuming no full time employee will opt to take my employer funded insurance because the cost will be much higher than the exchange insurance. I am assuming that based on my broker's prediction of what my health care insurance cost is going to be in 2014, a 40% jump.

My current work staff is 120 full time employees. I can change that to under 50 and avoid this tax all together. I would have to go to 49 full time and a heck of a lot of part time employees. I can't run my business that way. I will probably go to 60 full time and the rest part time because that mix is the best I can do with what I have to do in terms of cost. In my calculations, I used 50 as the full time employee number because that is the number where the fines kick in.

Right or wrong, this is how I am doing the analysis.
Pete

Charlotte, NC

#73432 Mar 22, 2013
SexySassySenior wrote:
Well Pete, one of your own set you out. I have to now wonder whether anything you have posted about yourself, including your "Business" experience, is true.
Ok Sassy. You are going to believe whatever you want to believe regardless of the information I post anyway, so I sort of expected this reply. I know the truth and I am comfortable with what I have relayed to you.

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