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roxy bear

United States

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#72275
Mar 15, 2013
 

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U still r not deemed worthy of miss Roxy bby ;)

Since: Feb 13

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#72277
Mar 15, 2013
 

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roxy bear wrote:
Sink o swim modafucka,u wanted to cause me pain n misery,i can show u all kinds ;)
Roxy, you're not talking to me , are you? What've I done?

Since: Feb 13

Guild

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#72278
Mar 15, 2013
 
Sassy, it's at the end ofa 16+ hour day and long week for me. As I've posted before I have physical issues from tim to time that require meds. When I take them well I am not coherent enough to discuss things properly. You took the time and effort to express yourelf and I will read it and respond but rght now I'm just gonna rest awhile. Thanks for understanding.
BILL ORIELLY

Union City, TN

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#72279
Mar 15, 2013
 
The Original Amused wrote:
<quoted text>
Again with the moral high ground. Hilarious. You have NO credibility when it comes to morality.
Priceless!!! You must be lookin in the mirror..........
Bronco

Jamestown, TN

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#72281
Mar 15, 2013
 
great post

Since: Feb 13

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#72282
Mar 15, 2013
 

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Nuh_ wrote:
Sassy, it's at the end ofa 16+ hour day and long week for me. As I've posted before I have physical issues from tim to time that require meds. When I take them well I am not coherent enough to discuss things properly. You took the time and effort to express yourelf and I will read it and respond but rght now I'm just gonna rest awhile. Thanks for understanding.
I understand completely, Nuh_, and rest easy.:)

Since: Feb 13

United States

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#72283
Mar 15, 2013
 

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SexySassySenior wrote:
<quoted text>
Pertaining to your first paragraph, it's enlightening to me that you had no problem with putting up the Maxine Waters clip, even though it was totally irrelevant to the points being discussed about the Congressional testimony of the Big Oil CEOs behavior at that Hearing and the price of Gas and Diesel, but you object to putting up any of the rest of that Hearing, while claiming that you have no obligation to do so. That's true...you don't...but it says a lot about your real Agenda and your lack of fairness in stating your POV....an attempt to slant the truth, if you will. I've never understood why you Conservatives feel the need to do that, if you truly want what's best for this Country, and not JUST what's best for you, personally. And before you even say it...YES, I do put up Links to Articles that are critical of Obama, when I think they might be legitimate criticisms and Ones that I think the Posters might need to know about. I just did it a couple of days ago, as a matter of fact.
So Willard, the conclusion that I come to because of your thinly disguised bashing of me and my views...even though you did it in unnecessary BIG WORDS, it was Bashing and you meant it to be...is that you are not any different that the Other Conservatives on this Forum in your tactics...you just try to do it in a more intelligent-sounding way, which IMO actually comes across as being so exaggerated in that attempt, that it actually sounds like a Kid trying to sound like a Grown-up and over-doing it more than any actual Adult would.
Your message is lost, Willard, if very few can understand what you're trying to convey! And I suspect that most of the Topix Posters have no idea what you are saying nor do they care, because you're making it too tiresome for them to try and understand....much like Roxy, just at the opposite end of the spectrum.
Today's Old People are Worthless Losers that Deserve ZERO Respect.
I mean, why should I have to respect someone who lied about their age and dropped out of high school so they could "Go Git Hitler and dem Japs, dern tootin," then go work in a toll booth for 30 years?

Now, all old people do is wheel around in their hoverounds, get fat and eat McDonald's hotcakes and sausage at 4am, and make the United States an international mockery. They bitch and complain about how everyone owes them for all they have done in the past, when in actuality most did nothing with their lives.

It is your fault that we have the military industrial complex, the inflation of our once-great currency, and the disgusting proliferation of the "gimme" generation. The old fucks in this country were the first to take to the streets in the 60's in demand free shit, and now we have retards like Obama who were raised in that mindset and think that it's up to "the man" to pay everyone's bills.

Seriously, old people are worse than minorities. They expect a handout; sucking the system dry and holding back progress.
roxy bear

United States

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#72284
Mar 15, 2013
 
Who r u?
roxy bear

United States

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#72285
Mar 15, 2013
 
U my man.

Since: Feb 13

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#72286
Mar 15, 2013
 

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roxy bear wrote:
Who r u?
He's a Clabbered Milk Baby.
Pete

Jonesborough, TN

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#72289
Mar 15, 2013
 

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SexySassySenior wrote:
Pete, I worked in Retail in my younger days. For alot years, the standard Mark-up was 10%...everybody marked their products up 10% above cost, ALL costs...EVERYBODY! When Greed took over, that all changed. what's the standard Mark-up now?
I don't know how long ago you are talking about, but I have been in retail for over 25 years and know of no retail merchant operating on a 10% mark-up. In fact, at least in the past twenty years, that is virtually impossible for any retailer and still stay in business.

First, there is no such thing as a "standard" mark-up. There may be a standard mark-up for one company or a chain store, but there is no retail standard mark-up. Mark-up is based strictly on operating costs. If your operating costs are at 30% of your sales, then you better have more than a 30% mark-up or you won't be in business for very long. Again, I know of no retail company that can operate at a cost less than 10% of their sales. Operating costs include taxes, insurance, payroll, utilities, advertising, lease costs, etc. There are also fixed and variable costs. Fixed costs are costs like salaried employees, insurance, lease payments, etc. Variable costs include commissioned payroll, some taxes, gas, etc.

Without going into too much detail, my operating costs normally run between 38%-40% of sales. Therefore, my mark-up is slightly more than that. We budget for a 5% net profit each year. The only way I can beat that budget is by decreasing costs or increasing prices. I can't increase pricing due to the competition in my area, especially in this economy. My specific industry is very capital intensive and requires me to have a large sum of capital tied up in inventory. That is why the operating costs in my industry are so high. If you have a small convenience store, then you can probably operate with 25%-35% operating costs. But a 10% mark-up is unheard of these days. Also, everyone's operating costs are different. For instance, I own the real estate I operate from and don't pay myself rent. This lowers my costs. I do this to be the most competitive in the areas I operate in. With only a 5% profit goal, I have to have a lot of sales volume to make anything. Some retailers have more costs due to high insurance, higher priced labor market, etc. Their pricing will be higher. This is why there is no such thing as a standard mark-up.

Regarding your comment about "greed", at least in the retail industry, a business can't operate competitively with a greedy pricing strategy. With the introduction of the internet and global markets, you simply can't price your goods at a level above the market norm. It is too easy to shop your competitors these days. Therefore, retailers focus on costs. When operating costs are raised on traditional brick & mortar stores like some taxes, wage increases, insurance, utilities, etc., that simply takes away from my profit margin. Remember, I only operate at a 5% margin, therefore, there is not much left to take. I can't simply raise my prices due to internet retail companies. If my margin goes much lower, it would benefit me more to simply sell my company and invest everything in tax-free municipal bonds. However, in that scenario, the government would get nothing from me and about 110 jobs would be lost.

I realize you are probably referring to large multi-national corporations and large multi-national banks when you use the terms "greed" and the "wealthy." But you need to realize most of our economy is made up of much smaller companies like mine. Right now, this segment of the economy is hurting badly because consumers simply aren't spending. Raising operating costs like taxes and wages right now would kill of a whole lot of these companies. That is why you hear from people like me complaining about raising costs during a down economy.

Hope this explains some things from my side of the fence.

Since: Feb 13

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#72292
Mar 15, 2013
 

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Pete, it was a long time ago, in the 70's, but 10% was the Standard Mark-up for many years before that...if fact, through all my growing up years.

And yes it did increase, not too many years after that and has steadily increased since then, according to People that I know in the Business.

But, I'd like to ask you something, if I may...why don't you pay yourself Rent on your Property? Wouldn't that be Tax Deductible, as a Business Expense for your Business, and the extra money beneficial to your Personal Finances. I understand that you would have to pay Personal Income Taxes on it, but wouldn't you still come out a little ahead?
Dunn

Fulton, MS

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#72293
Mar 15, 2013
 

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ya'll goin 'at Haaslaam thang?

Since: Feb 13

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#72297
Mar 15, 2013
 

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Dunn wrote:
ya'll goin 'at Haaslaam thang?
WHAT Haslam Thang??? I can tell you right now that I'm not going , no matter what it is, but I WOULD like to know what you're talking about.
Dunn

Fulton, MS

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#72298
Mar 15, 2013
 
tha Haaslaam thang

“IMNTBHO”

Since: Dec 10

On The Road Again

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#72299
Mar 15, 2013
 

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Dunlapian wrote:
<quoted text>Well "NTM8DOR" after I called you out about post #71751, all I have heard from you is the sound of crickets.
As the post says, you got "hits" from a Google search. I never get them. I don't hear anyone hear except Liberals crying about bad links and viruses and all that. My system is clean so I can only guess that hackers are only targeting Liberals. Hence my statement about only Liberals being hacked. I did not say you got hacked. You claimed that you had 3 hits to your firewall from a Google search. 3 Hits would denote 3 attempts at hacking your computer.

Now to clarify for you, my point was and is that only Liberals on this thread seem to be having problems with hackers, whether it be actual hacking or attempted hacking.

I keep forgetting that, when dealing with Liberals, you have to explain everything in detail so their limited IQ can follow.

“IMNTBHO”

Since: Dec 10

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#72300
Mar 15, 2013
 

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The Original Amused wrote:
<quoted text>
Many conservatives hold to the belief that the Earth is only 6,000 years old in spite of scientific evidence to the contrary. Most liberals do not. This alone dispels your little theory.
What Scientific evidence is that?

“IMNTBHO”

Since: Dec 10

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#72301
Mar 15, 2013
 

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SexySassySenior wrote:
<quoted text>
Well, WILLARD, this doesn't say much complimentary for me, but NONE of my Family want anything to do with Topix, not even to read it. They think it's just filthy trash and they don't want any part of it, just from what I've told them about it. So, that "assumption" of yours is incorrect.
Now, I'm not trying to deflate your Ego, but...if one of your assumptions is wrong, wouldn't it stand to reason that there may be more that are wrong, also? Just something for you to think about.:)
They know it must be filthy trash if you are on it. They want nothing to do with you.

“IMNTBHO”

Since: Dec 10

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#72302
Mar 15, 2013
 

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The Original Amused wrote:
<quoted text>
Quite the eloquent Strawman you've created there, Willard, but it seems you're being intentionally obtuse, as I know you really can't be that ignorant.
Let me articulate this with a figurative crayon...
Conservative men claim that the male posters they are arguing with are actually women or gay men because they are afraid of engaging in a confrontation with another man out of sheer cowardice. They seem more comfortable "attacking" women than other men.
Wow, and to think that you depict liberals as being intellectually deficient. I'll try to use smaller words in the future, as you've shown yourself to be incapable of comprehending larger words, regardless of your arrogant propensity towards using them in your own posts.
You couldn't sufficiently defend my post so you attacked an inaccurate translation of said post. Transparent.
You just described your friend Linda.
Pete

Jonesborough, TN

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#72303
Mar 15, 2013
 

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SexySassySenior wrote:
Pete, it was a long time ago, in the 70's, but 10% was the Standard Mark-up for many years before that...if fact, through all my growing up years.
And yes it did increase, not too many years after that and has steadily increased since then, according to People that I know in the Business.
But, I'd like to ask you something, if I may...why don't you pay yourself Rent on your Property? Wouldn't that be Tax Deductible, as a Business Expense for your Business, and the extra money beneficial to your Personal Finances. I understand that you would have to pay Personal Income Taxes on it, but wouldn't you still come out a little ahead?
Why Sassy, that is another very good question and a very astute observation. I will be happy to explain.

During a down economy, cash flow is crucial to a business, any business. Yes, we have ample reserves in case of emergencies, but I sleep better at night knowing I can pay my bills even during a recession. During a recession back in the 80's, I didn't have a large amount of reserve funds and needed to improve my cash flow. To help my company out, I simply quit paying myself rent. Yes, my company lost the tax deduction on this rent, but my taxes at that time amounted to about 28% of profits after deductions so not paying rent improved my cash flow by 72% of the cost of the rent. I never went back to paying myself rent because I consider the real estate I own as an investment and don't rely on any income generated off of it. Plus, I knew more recessions would come and decided to keep the company's cash flow very healthy on an on-going basis. This decision is largely based on the fact that I always want to operate as a debt-free company. I could always get a line of credit to help out during slow months, but I am very conservative as you know and don't want to owe anyone anything plus I don't want to incur interest charges.

Also, I am really not saving on taxes by paying myself rent in that when I do this, I have to pay personal income taxes on this payment. So you see, regardless on how I handle the rent, taxes will be owed. This is also a very good example of why I argue sometimes with you regarding taxes in relation to businesses. I don't know how very large, multi-national corporations develop a tax strategy, but it is virtually impossible for company's of my size to avoid paying any type of tax. I know of no loopholes. Yes, I try to save on taxes via charitable deductions, write-offs, certain employee related tax breaks, etc., but I am not one to risk doing anything questionable regarding taxes that could jeopardize my company. The IRS and the State are very good at keeping companies in line these days. I was actually audited a couple of months ago for franchise and use tax, but fortunately, we weren't assessed anything extra and were within all tax guidelines. I also employee a full time CPA to make sure we are operating legally. She does other things as well, but her main role is to keep us operating legitimately.

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