I can tell you what happened to a LOT of those who are on disability around here. Many people worked for years in those factories I posted about, that closed or moved to China and Mexico. Those folks were for the most part older, and in less demand as factories downsized everywhere. They found themselves without a job, without health insurnce, and close to retirement age but not close enough...They could not find work with health coverage, had pre-existing conditions, and couldn't afford the premiums on their own if they didn't. SO, they availed themselves of the only avenue they had without going bankrupt first. They signed up for Social Security Disability. Many would have found a minimum wage job somewhere if they had insurance, because most of those I am talking about had worked all of their lives, but they didn't.<quoted text>
I think one thing they could work on in SS is disability. I read an interesting article yesterday that said an estimated 12 million working age people are on disability and that is more people than the total people working in manufacturing jobs in this country. I know it is necessary for many people, but I believe there is some major abuse in that area. When I read my SS statement, I am just amazed at how much more I could draw now on disability than if I work until I am 67 to 70. I think there are many people out there who have figured out how to work this system at the expense of everyone else.
The ACA will slow this down, since coverage without pre-existing exclusions will be available on a sliding scale.
This is not to say that there aren't some who abuse the system, because there ALWAYS are, but the vast majority that I know were in the catch 22 I outlined above. A tough place to be after working all of your life. Naturally, the politicians never noticed as they made it ever easier to outsource American jobs to cheap labor countries.