Viewer Stories: Living Paycheck To Paycheck

It's not easy buying things when you're living paycheck to paycheck. With past due bills, payments needing to be made to family members for loans, cell phone bills, you name it! I have to keep my gas tank 1/2 ... Full Story
dum bush

Somerset, NJ

#1 Sep 29, 2008
don't forget months ago, bush said or economy was strong, we need to hang mr bush then i will fell strong
momgof3

Kansas City, MO

#2 Sep 30, 2008
I am another one living paycheck to paycheck and over the weekend I went looking for a part-time job. HA! Good luck trying to find something that will work with the hours of my full-time job. For me being a single mom, I'm scared to death! Luckily I live with my mother and her house is paid for but we share the rest of the bills and STILL I have a hard time. So while we have a roof over our heads the gas, water, electric, food, car insurance and all the other odds and ends are not a for sure thing. I am so much a steal from peter to paul person.

Being under financial stress takes a toll on your, MY, entire life. It would be such a relief to know I had a few extra bucks in my pocket if I needed it but I haven't seen those days in a long time.

I hope this mess ends soon.........
Sarah-Ft WorthTx

Rhome, TX

#3 Oct 11, 2008
My daughter and I bought a home 3-1/2 years ago during that time period when mortgage companies were approving people for loans when they really couldn't afford them. I signed the papers and got the final note that my payment was actually going to be twice what the mortgage company told me it would be from the beginning. In our neighborhood many houses have gone up for sale but no buyers are in sight. Some people are able to rent their house out but I am not able to even do that. I have no credit cards and haven't for over 20 years. My house payment takes half of my paycheck and my car note which I still have two years to pay on takes half of what is left.(I had to buy another car because mine car that was paid off was stolen right out of my driveway not too long after we moved into our house.) The rest goes out to pay our utility bills and my student loans. We do not have a home phone, cable, internet service, anything extra at home. In fact, we are at the library sending this message to you. After paying those few things, we have $400 dollars left each month (I only get paid once per month) to buy groceries, gasoline for my car, any miscellaneous items such as toiletries and God forbid either one of us gets sick. My daughter is ill right now but I have no money to take her to the doctor. I am a teacher with the fort worth school district and teachers jobs right now don't seem very stable either. Dallas school district just laid off over 500 faculty and staff members from it's schools. Some teachers have been working long enough they can draw their retirement money but most others have not. I will have to work 15 more years before I qualify for retirement. So what am I to do? I can't make more money, I can't sell my house, I can't afford the high gas prices. I can't afford the high grocery prices. We have not had lunch today either like some of you and probably will not eat. My daughter does not eat breakfast or lunch during the week because she knows that it costs money. We eat peanut butter and jelly sandwiches a lot but with bread prices quickly rising, it's almost $3.00 aloaf now. We will soon stop eating that. Maybe the peanut butter. It seems to last a little longer than the bread. I do know one thing, we cannot rely on the next president to solve our woes. In my opinion, the problems that this country faces is partly because of the money sent overseas to aid other countries. It's time to aid our own country or we will all perish!!!

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