Dave Ramsey draws big crowd at The Van

Thousands of people spent a few hours Thursday night with Dave Ramsey in Grand Rapids. Full Story
Get real

Holland, MI

#21 Feb 20, 2009
trgol wrote:
He makes money and has all these followers, when all his plan consists of is just plain old common sense. Are we all that stupid that we need to be told to not spend more than you make?
You are totally correct, but unfortunately some (not all) are that "stupid" if that's what you want to call it. My husband and I have been following Dave's steps for 1 year and 6 months, and we spent $0 to do it. Borrowed his book and made it happen. For us, getting into debt happened over time, where debt added up, partly for unexpected and unavoidable crises in our lives, as well as buying what we didn't need. Many people's financial issues occur because of not understanding needs vs. wants, and buying the wants on credit. Dave Ramsey's message is needed desparately for the long-term recovery of our economy, because our generation is out of control as we've become accustomed to living the good life and then some. If we don't have debt (and have a job), we can spend money, help our kids start off in life without $50,000+ in college debt, give to charities who help others, and live well ourselves. This is very cool! Many debt consolidation companies who constantly advertise are not out there to help people long term - they simply rearrange the debt, spread it out over a longer period of time (so they make more interest) and give someone more money in their pockets due to lower monthly payments. If this is necessary short-term to ward off financial disaster, so be it, but the practice of living within one's income has not been achieved. I've been only a marginal example for my kids, but now we talk about it a great deal. They are now making their own lives, and I'm happy to see them making good financial decisions and living by a budget. I could go on, but it's enough for now. I believe passionately in the common sense concepts Dave teaches. If everyone lived by them, he would be out of a speaking and book writing job, but I'm sure he would find something else!
Soup Kitchen Sam

United States

#22 Feb 20, 2009
Great concept as explained in the article.
But unless you can crap gold nuggets how are you suppose to do all this?
Oh yea skip the groceries and buy Dave's products, that will help.
Willy Wonka

United States

#23 Feb 20, 2009
Obama should have hired him as Treasury Secretary.
Nilliay

West Bloomfield, MI

#24 Feb 20, 2009
Moondawg wrote:
Oh yea BG 747, Dave's getting very well off with his "Financial Peace". People, you need common sense and just cut back!!!, some of you, "Way back!!"
So? He earned it.

Why dont you come up with a radio show, books, and live show, and charge 1.00 a ticket and see how long you stay in business.
Duh

Grand Rapids, MI

#25 Feb 20, 2009
Soup Kitchen Sam wrote:
Great concept as explained in the article.
But unless you can crap gold nuggets how are you suppose to do all this?
Oh yea skip the groceries and buy Dave's products, that will help.
You don't have to spend a dime to follow Dave's plan. All of it is available for free -- its called the public library and/or the internet. My husband has followed Dave on the radio for about 5 years now. 3 years ago we started his debt snowball and in another 6-8 months we will be 100% debt free except for our house. My parents have more debt than anyone else I know and no money for retirement. They are cynics about Dave, but he works if you listen. He isn't trying to be "holier than thou", just passing along common sense. He said several times during his show that your grandma could have given you the same advice he will and you could have saved your money.

People like Dave because he's honest and plays it straight. He'll tell you if you are being an idiot (just listen to his radio show!) We didn't go because we needed to spend money to hear his message -- we already got the message years ago. We went because we wanted to hear him in person. If you think he has an ulterior motive, maybe you should look inside yourself for why you think so.
Jack Squat

Grand Rapids, MI

#26 Feb 20, 2009
trgol wrote:
He makes money and has all these followers, when all his plan consists of is just plain old common sense. Are we all that stupid that we need to be told to not spend more than you make?
Apparently many are - based on the economic situation we are in. Basically caused by spending money that we didn't have!
jim

Holland, MI

#27 Feb 20, 2009
Hey momof3boys, I think you fist spelling COMMOM is more correct. Seems to me women, especially moms, have much more commen sense than us guys. So from now on when a buddy wants to buy something he can't afford I'll tell him to talk to his wife and see what her take on COMMOM sense is.
jim

Holland, MI

#28 Feb 20, 2009
Talk about spelling errors. Should have been "I think your first spelling"
jeff

Syracuse, NY

#29 Feb 20, 2009
I bet he laugh all the way to the bank
mike

Syracuse, NY

#30 Feb 20, 2009
I bet he laugh all the way to the bank
Katie

Lowell, MI

#31 Feb 20, 2009
Dave Ramsey is AWESOME. Change your family tree!!!
charlie

United States

#32 Feb 20, 2009
cynical wrote:
<quoted text>
Your ability to get worked up over this topic is humorous.
Can you please define the word "prophet" for me, as you understand it?
prophet means MOeheadhammid
charlie

United States

#33 Feb 20, 2009
Rich S wrote:
I took acception to his discounting the employment problems we are having in this state. I'd like to see this guy deal with starting from scratch today. What do you bet, he couldn't do it.
Most folks I know were doing fine until a couple years ago.
save your money by not going.
everybody loves a BS'er, like dave buter he's a real bs'er, a bs'er paying another bs'er for more bs info what a bunch of BS
charlie

United States

#34 Feb 20, 2009
Martin wrote:
In the Ramsey approach the loss of a job is covered only if you have reached that step in saving, and have a new job found in 3-6 months. Being clever won't pay your mortgage if you don't have income. Two different problems. You're right it is common sense to budget yourself but not everyone has the sense so they need someone to spell it out for them. If you went looking for a job then you wasted your time, and money, it was advice not jobs. Dave can't help you fix the global economy, and without a job (even a minimum wage one) the steps are useless.
Amen bro, did you know that this couple was debt free just a few years ago, but he put himself back into debt 'cause of the shame his family was in'now he has a well benefitted job w/all bennies, 200k in his 401k plan he could easily pay off all his debts, there will be NO retirement in america here soon we'll be following argentina soon with a full blow IMF debt we'll soon be all bankrupt anyways.
charlie

United States

#35 Feb 20, 2009
cynical wrote:
<quoted text>
Your ability to get worked up over this topic is humorous.
Can you please define the word "prophet" for me, as you understand it?
yeh but your reading it so whose getting worked up you say what you are
charlie

United States

#36 Feb 20, 2009
Jenny wrote:
I went to his show last night, and it was awesome. His plan does work if you choose to follow it. If you don't, that's fine too; you don't have to judge others either way.
sounds like your judging the commentators you call judges poor baby
charlie

United States

#37 Feb 20, 2009
momof3boys wrote:
I agaree with TRGOL. COMMOM SENSE is the key to being debt free. Sure I would love a new car, gym memmbership, and to go out to eat 3 times a week, but I choose to be frugal. We were able to pay our house off in 10 years, due to my very own Dave Ramsey, my husband.
uh oh does ramsey have more than one wife, isn't that a contradiction to xianity, polygamy?
Gretchen

Cicero, NY

#38 Feb 20, 2009
I really agree with what Dave Ramsey says. It is because of easy credit that we are in this mess. I would not be so worried if I did not have so much credit we are trying to pay back. Paying cash for everything is a great idea! What a concept!
charlie

United States

#39 Feb 20, 2009
give it up wrote:
Did you know that you don't have to pay to attend his seminars? Many church's are offering his teachings as well.
I have attended the classes through my church. I may have stumbled, but I also learned a lot. This is not about exploiting Chrisianity, it is about learning to live with in your means and making your money happen.
The one thing I liked about his teachings is that he didn't tell you you couldn't go out to eat or go on a vacation, you can still do all this, just plan it. Make your money happen rather than let it happen to you. Just budget for what you need and want.
is teachings means a prophet like that healer in Fla how about o.t. money changers in the temple and what is the temple?it's sure not the churches!
Jenny

Lowell, MI

#40 Feb 20, 2009
Does it sound like I am judging? Okay. I don't mean to sound judgemental. I just am looking forward to being debt free. Good Luck.

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