Obama's Dropping Approval Ratings ......

Since: Oct 12

Location hidden

#82 Aug 22, 2013
We have our health insurance thru my wifes employer, a huge Florida-based corporation, that has'nt changed anything....Thought the subject was this President's approval rating....

“SPEBSQSA”

Since: Aug 08

Maryland

#84 Aug 22, 2013
Go Blue Forever wrote:
We have our health insurance thru my wifes employer, a huge Florida-based corporation, that has'nt changed anything....Thought the subject was this President's approval rating....
Well Blue, right now there are 15,000 UPS employees that are looking at a broken promise from Obama. He assured the American People that they would be allowed to keep the insurance of their choice...and it turns out they can't. That's not going to raise the presidents approval rating at all.
Now that the dam has been breached, let's wait and see how many more companies follow suit.
Then there's the forcing companies with more than 50 employees to supply them with insurance...if they are full time. So the companies are now cutting back full time employees to 30 hours or less to avoid this. I suppose those folks are not going to be real happy having to live like that...again lowering the president's approval rating again.

You can't see the trend??
Really

Grandville, MI

#85 Aug 23, 2013
Go Blue Forever wrote:
We have our health insurance thru my wifes employer, a huge Florida-based corporation, that has'nt changed anything....Thought the subject was this President's approval rating....
My daughter was told that when the insurance is renewed this year during open enrollment that she will NOT be allowed to carry her husband on the policy any longer. That is one company and then add UPS with their 15,000 and all the companies that are going to part time to avoid the insurance. Of course, we haven't discussed how upset the unions are with Obama and that will lower his approval rating even more. Of course, since you have insurance, all of this doesn't truly matter. Apparently the "new normal" is just fine with you Blue.

“Lost my mind”

Since: Apr 07

be back later

#86 Aug 23, 2013
Mr Wiggley wrote:
<quoted text>
But, but Obama proclaimed everyone would have the right to keep the insurance of their choice. I remember HE said that...
And also remember individual plans usually cost more than family plans so a marred couple each having to get individual insurance will now be forced to pay more overall especially if they have kids.
Hey Wiggley,

That's actually changed. Before employers could offer a rider for kids that were in college. Since Obamacare and now being required to be able to carry kids up to 26 whether they are in college or not, most insurance companies have gone to a "family plan" and jacked up the price. For my insurance it's gone up almost 20% from a "double + child rider" to a "family plan".

My employer also has a stipulation that if the spouse has the option of insurance through their employer, they MUST take that option.

“SPEBSQSA”

Since: Aug 08

Maryland

#87 Aug 23, 2013
Really wrote:
<quoted text>My daughter was told that when the insurance is renewed this year during open enrollment that she will NOT be allowed to carry her husband on the policy any longer. That is one company and then add UPS with their 15,000 and all the companies that are going to part time to avoid the insurance. Of course, we haven't discussed how upset the unions are with Obama and that will lower his approval rating even more. Of course, since you have insurance, all of this doesn't truly matter. Apparently the "new normal" is just fine with you Blue.
He better start watching very closely...this is going to impace a LOT of people.

"A new study from consultants Towers Watson says 40 percent of businesses surveyed plan to change their health plans next year in light of the law"

http://www.foxnews.com/politics/2013/08/22/mo...

“Lost my mind”

Since: Apr 07

be back later

#88 Aug 23, 2013
Go Blue Forever wrote:
We have our health insurance thru my wifes employer, a huge Florida-based corporation, that has'nt changed anything....Thought the subject was this President's approval rating....
it is.. and funny, obamacare and all the little things now coming out are what's helping his approval rating to drop like a lead balloon.

So let me get this straight, we can discuss Obamacare and those changes and we're off topic. But you can bring up jobs and outsourcing and that's still on topic? How does that work?

“SPEBSQSA”

Since: Aug 08

Maryland

#89 Aug 23, 2013
neecer wrote:
<quoted text>
Hey Wiggley,
That's actually changed. Before employers could offer a rider for kids that were in college. Since Obamacare and now being required to be able to carry kids up to 26 whether they are in college or not, most insurance companies have gone to a "family plan" and jacked up the price. For my insurance it's gone up almost 20% from a "double + child rider" to a "family plan".
My employer also has a stipulation that if the spouse has the option of insurance through their employer, they MUST take that option.
Hey Neecer...
I think you made my point clearer for me...thanks.
There's 2 things happening here. First you'll be forced to pay more for the family plan for one parent and the kids and second, you'll have to added expense of having to buy insurance for the other parent. Am I saying that correctly??

This all falls back on Obama stating that everyone would be able to keep the insurance of their choice.

PS...I think we're going to take the new Ram 1500 on a road trip to Monticello this weekend...

“Lost my mind”

Since: Apr 07

be back later

#90 Aug 23, 2013
Mr Wiggley wrote:
<quoted text>
Hey Neecer...
I think you made my point clearer for me...thanks.
There's 2 things happening here. First you'll be forced to pay more for the family plan for one parent and the kids and second, you'll have to added expense of having to buy insurance for the other parent. Am I saying that correctly??
This all falls back on Obama stating that everyone would be able to keep the insurance of their choice.
PS...I think we're going to take the new Ram 1500 on a road trip to Monticello this weekend...
Correct. It would be MUCH cheaper for me to pay for a family plan for the entire family. I happen to be lucky (at least for this year) and have an employer who will pay all of the employee premium, but the employee has to pay a certain percentage of the family policy - depending on how long you've been there. For me, it's 30% which equals out to $76.00 a pay period. Because of the rules, I can no longer carry my husband because his employer offers insurance. He's not so lucky. The "midgrade" policy for him is $86.00 per pay period. So instead of just %76.00 coming out of our monthly income, we have $162.00 per pay period or $324.00 per month vs.$152.00 per month. To show you the comparison, when we still had the "children rider", it was only $60.00 per pay period or $120.00 per month for the whole family to have coverage.

Now here's the reason I say why I'm lucky this year. Remember that little statement "you can keep your insurance"? Well, as of the 2015 benefits year, this particular insurance company is discontinuing this particular policy. Guess who now has to change insurance? Also, because of Obamacare, our company will no longer be able to pay the policy for employees and will be required to force employees to pay a certain portion of their policy, causing even MORE to be taken from my paycheck.

Guess who's going to have even less to spend? Guess what will be cut out of the budget? Movies.. eating out.. vacations...

BUT, at least we're lucky as both of our employers are not cutting back hours and making everyone part time. At least for now.... I doubt my job will, but the hubs is in the "food industry" (even though he's IT), and there is always a chance that his employer will make that decision.
Batch 37 Pain Is Good

Westland, MI

#91 Aug 23, 2013
neecer wrote:
<quoted text>
Correct. It would be MUCH cheaper for me to pay for a family plan for the entire family. I happen to be lucky (at least for this year) and have an employer who will pay all of the employee premium, but the employee has to pay a certain percentage of the family policy - depending on how long you've been there. For me, it's 30% which equals out to $76.00 a pay period. Because of the rules, I can no longer carry my husband because his employer offers insurance. He's not so lucky. The "midgrade" policy for him is $86.00 per pay period. So instead of just %76.00 coming out of our monthly income, we have $162.00 per pay period or $324.00 per month vs.$152.00 per month. To show you the comparison, when we still had the "children rider", it was only $60.00 per pay period or $120.00 per month for the whole family to have coverage.
Now here's the reason I say why I'm lucky this year. Remember that little statement "you can keep your insurance"? Well, as of the 2015 benefits year, this particular insurance company is discontinuing this particular policy. Guess who now has to change insurance? Also, because of Obamacare, our company will no longer be able to pay the policy for employees and will be required to force employees to pay a certain portion of their policy, causing even MORE to be taken from my paycheck.
Guess who's going to have even less to spend? Guess what will be cut out of the budget? Movies.. eating out.. vacations...
BUT, at least we're lucky as both of our employers are not cutting back hours and making everyone part time. At least for now.... I doubt my job will, but the hubs is in the "food industry" (even though he's IT), and there is always a chance that his employer will make that decision.
A prime reason to have welfare grabbers not vote...... There ought to be a test......
Bob

Big Rapids, MI

#92 Aug 23, 2013
Oneal wrote:
<quoted text>
UPS is cutting 15,000 spouses from their insurance citing Obamacare as well. So, if this is any indication of things to come, even if you've managed to maintain full time employment your spouse might not be able to access the insurance benefits you'll be paying into - unless of course you're a union worker.
Awfully weak attempt a more FAUX OUTRAGE.....

UPS is dropping coverage on spouses who will already be covered by their own employer paid insurance policies.......

Imagine that, if a spouse is already getting health insurance from their employer, the baggers are upset because UPS won't pay for these people to have a second health insurance policy!
Bob

Big Rapids, MI

#93 Aug 23, 2013
Batch 37 Pain Is Good wrote:
<quoted text>A prime reason to have welfare grabbers not vote...... There ought to be a test......
If everyone were given a test based on the constitution, you could take that day off..........

Thankfully!

“SPEBSQSA”

Since: Aug 08

Maryland

#94 Aug 23, 2013
Bob wrote:
<quoted text>
Awfully weak attempt a more FAUX OUTRAGE.....
UPS is dropping coverage on spouses who will already be covered by their own employer paid insurance policies.......
Imagine that, if a spouse is already getting health insurance from their employer, the baggers are upset because UPS won't pay for these people to have a second health insurance policy!
The promise was they were to be able to keep the insurance they preferred.
Don't you find it unfair they can't do so??
Plus, as it has been pointed out, it will now cost each married couple more because of that.
Bob

Big Rapids, MI

#95 Aug 23, 2013
Mr Wiggley wrote:
<quoted text>
The promise was they were to be able to keep the insurance they preferred.
Don't you find it unfair they can't do so??
Plus, as it has been pointed out, it will now cost each married couple more because of that.
So you think it is unfair that UPS would do that?

Maybe someone in Congress or the White House could amend the ACA to make sure that both employers are required to pay for the health insurance for one person....

That should cost less!

“SPEBSQSA”

Since: Aug 08

Maryland

#96 Aug 23, 2013
Bob wrote:
<quoted text>
So you think it is unfair that UPS would do that?
Maybe someone in Congress or the White House could amend the ACA to make sure that both employers are required to pay for the health insurance for one person....
That should cost less!
Yes I think it's unfair.
So you think it's fair for Obama to say that everyone will be allowed to keep their preferred insurance only to have a company force folks to do just the opposite??
You don't see the problem here??
Sassy

Grand Rapids, MI

#97 Aug 23, 2013
You are lucky that you still had that option to carry your husband. Many companies cut the carry the spouse if they have an option with their employer way before Obamacare came into play. UPS is not saying that they will not cover the spouse only if the spouse can get insurance through their own employer. They too are luck that they have had that option for so long. My husbands insurance use to cover the whole family for free and I was also covered for free under my employer. His company cut that program over 10 years ago for me to be eligable for coverage even if I had to pay through my employer. I had access to it.
neecer wrote:
<quoted text>
Correct. It would be MUCH cheaper for me to pay for a family plan for the entire family. I happen to be lucky (at least for this year) and have an employer who will pay all of the employee premium, but the employee has to pay a certain percentage of the family policy - depending on how long you've been there. For me, it's 30% which equals out to $76.00 a pay period. Because of the rules, I can no longer carry my husband because his employer offers insurance. He's not so lucky. The "midgrade" policy for him is $86.00 per pay period. So instead of just %76.00 coming out of our monthly income, we have $162.00 per pay period or $324.00 per month vs.$152.00 per month. To show you the comparison, when we still had the "children rider", it was only $60.00 per pay period or $120.00 per month for the whole family to have coverage.
Now here's the reason I say why I'm lucky this year. Remember that little statement "you can keep your insurance"? Well, as of the 2015 benefits year, this particular insurance company is discontinuing this particular policy. Guess who now has to change insurance? Also, because of Obamacare, our company will no longer be able to pay the policy for employees and will be required to force employees to pay a certain portion of their policy, causing even MORE to be taken from my paycheck.
Guess who's going to have even less to spend? Guess what will be cut out of the budget? Movies.. eating out.. vacations...
BUT, at least we're lucky as both of our employers are not cutting back hours and making everyone part time. At least for now.... I doubt my job will, but the hubs is in the "food industry" (even though he's IT), and there is always a chance that his employer will make that decision.
Really

Grandville, MI

#98 Aug 23, 2013
Bob wrote:
<quoted text>
So you think it is unfair that UPS would do that?
Maybe someone in Congress or the White House could amend the ACA to make sure that both employers are required to pay for the health insurance for one person....
That should cost less!
And you just prove the old adage about not seeing the forest for the trees. What part of "double the cost" don't you understand? Perhaps you don't understand the economy of less disposable income, less money to spend, the economy slows down, again? Oh wait, you don't care about that, it won't impact you so it doesn't matter. Selfish little buzzard aren't you?

“Lost my mind”

Since: Apr 07

be back later

#99 Aug 23, 2013
Sassy wrote:
You are lucky that you still had that option to carry your husband. Many companies cut the carry the spouse if they have an option with their employer way before Obamacare came into play. UPS is not saying that they will not cover the spouse only if the spouse can get insurance through their own employer. They too are luck that they have had that option for so long. My husbands insurance use to cover the whole family for free and I was also covered for free under my employer. His company cut that program over 10 years ago for me to be eligable for coverage even if I had to pay through my employer. I had access to it.
<quoted text>
I only had the option to carry him when he wasn't insured himself, first with his former job and then while he was in school for his bachelors. Now that he's employed and his employer offers benefits, he has to take them as soon as he's able. If his job didn't offer insurance and we had documentation, he would have been able to stay on my policy.
Oneal

Grand Rapids, MI

#100 Aug 23, 2013
Mr Wiggley wrote:
<quoted text>
But, but Obama proclaimed everyone would have the right to keep the insurance of their choice. I remember HE said that...
And also remember individual plans usually cost more than family plans so a marred couple each having to get individual insurance will now be forced to pay more overall especially if they have kids.
You remember, I remember it, but the liberal media seems to have forgotten Obama's "If you like your doctor, you can keep him!" lie - along with all the rest of this president's lies on his signature law, a law that will go down in history as the worst legislation in US history.

But don't expect the media to treat it like they did GHW Bush's "read my lips ..." gaffe.

Despite the liberal media's ongoing protection of this president, his approval ratings can't endure the lies and scandals.
Sassy

Grand Rapids, MI

#101 Aug 23, 2013
Like I said you were lucky that you had that option as long as you did. Many employers did away with that prior to Obamacare. I am not saying that Obamacare is perfect by any means. I also know people that have had their hours cut so they don't get benefits. Actually, in some ways, I think health care insurance should be taken back a few notches along with medical care. When I first received health insurance and had our children, well care visits were NOT covered. Now it is totally different. Also, I think you get sent to specialists way to often. My husband had a cyst on his face. The doctors drained him but would not continue care without a specialist. That specialist has a whole floor downtown at the Amway. I wonder what is COSTS to run that place? It was a cyst for god sakes, the infection cleared up with an antibiotic and guess what he still has a scar with the specialist of a plastic surgeon that the doctors insisted on. What I like about Obamacare is that it has given mental health treatments the same as any other disease. I think that truly needs to be addressed in this country.
neecer wrote:
<quoted text>
I only had the option to carry him when he wasn't insured himself, first with his former job and then while he was in school for his bachelors. Now that he's employed and his employer offers benefits, he has to take them as soon as he's able. If his job didn't offer insurance and we had documentation, he would have been able to stay on my policy.

Since: Feb 10

Grand Rapids, MI

#102 Aug 24, 2013
Bob wrote:
<quoted text>
Awfully weak attempt a more FAUX OUTRAGE.....
UPS is dropping coverage on spouses who will already be covered by their own employer paid insurance policies.......
Imagine that, if a spouse is already getting health insurance from their employer, the baggers are upset because UPS won't pay for these people to have a second health insurance policy!
Wrong again. It isn't if the spouses already have coverage, but if coverage is available where they work. Here's the issue which you apparently missed. I have coverage for myself and my wife and kids where I work, and it is good coverage which I pay for. Under Obamacare, if coverage is available for my wife where she works then my company doesn't have to provide coverage for her. Now, her coverage may be much less and more expensive, but if it is available, then my company no longer has to include her in my coverage.

So, two things: First is that under Obamacare I don't have a choice of where my wife gets her coverage. We can't decide that the coverage is better under my company and keep her under my policy.

Second is that in any insurance system, coverage for an individual female is going to be more expensive than if that female is costed out as part of a family. This guarantees that every couple with two people working will pay more for their health insurance while lowering the over, all quality of coverage (or paying even more for the same coverage under two different policies).

If the spouse is already getting health insurance under her employer than they aren't getting health insurance under the UPS plan and thus are not getting dropped.

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