Countrywide security breach could affect 75,000 MI residents

Michigan Attorney General Mike Cox is warning people their name, address, Social Security number or mortgage information could be at risk. Full Story
dazzlingduo

United States

#21 Sep 12, 2008
Come on guys this could have happened with any company. You are pointing all the fault on Countrywide, but at your bank anyone that looks at your account has access to all your personal information. All your credit card companies have all your personal information.
Kazoo

AOL

#22 Sep 12, 2008
Big deal, 24 months worth of being able to check on your credit to see if you've been scammed or not! Future creditors will wonder why there have been so many credit checks and up your loan percentage rates!
Don't believe me? Ask somebody in the loan business.
customer2

Guangzhou, China

#23 Sep 13, 2008
Kazoo wrote:
Big deal, 24 months worth of being able to check on your credit to see if you've been scammed or not! Future creditors will wonder why there have been so many credit checks and up your loan percentage rates!
Don't believe me? Ask somebody in the loan business.
You are correct; but think about this. What is worse? paying higher interest rates or paying for some jack..s using you credit? You must weigh the two. I believe as time goes on that the FBI will be monitoring CW for a while and possibly looking into activities of known SS# that were sold to catch the thieves. The most important thing for the FBI is to catch the buyer.

To everyone that is wound up,

As for this 24 month credit monitoring. They do nothing more than what you can do yourself with a little attention.

1. Call each of the 3 credit agencies and have them put a security alert. This last for 6 month. In six months do it again and so on. This is virtually one of the best ways to avoid credit to be opened in your name with out you knowing.

2. Get you credit report bi-annually! You can pay for the service or if you have been denied credit you automatically can get you credit report for free. Call the agencies and they will direct you step by step. This is very easy but it will take some time maybe 20 days.

3. If you are that worried. Call you credit card companies and file for lost or stolen card. Change your personal banking. Cancel unused credit.

If none of these work for you because you are too wrapped up in your social life to do so. Get the free monitoring service and watch your credit score drop 25-50 point per year! It will be so logical to give another company your personal information.

Personally I am going to take steps 1,2, and 3 myself since it is so easy.

To everyone,

Our personal information has been compromised more than you will ever now. Thank GOD you were informed this time because the prior 10 times you will never find out!!!!! REALITY CHECK 101!!!!!
customer2

Guangzhou, China

#24 Sep 13, 2008
customer2 wrote:
<quoted text>
You are correct; but think about this. What is worse? paying higher interest rates or paying for some jack..s using you credit? You must weigh the two. I believe as time goes on that the FBI will be monitoring CW for a while and possibly looking into activities of known SS# that were sold to catch the thieves. The most important thing for the FBI is to catch the buyer.
To everyone that is wound up,
As for this 24 month credit monitoring. They do nothing more than what you can do yourself with a little attention.
1. Call each of the 3 credit agencies and have them put a security alert. This last for 6 month. In six months do it again and so on. This is virtually one of the best ways to avoid credit to be opened in your name with out you knowing.
2. Get you credit report bi-annually! You can pay for the service or if you have been denied credit you automatically can get you credit report for free. Call the agencies and they will direct you step by step. This is very easy but it will take some time maybe 20 days.
3. If you are that worried. Call you credit card companies and file for lost or stolen card. Change your personal banking. Cancel unused credit.
If none of these work for you because you are too wrapped up in your social life to do so. Get the free monitoring service and watch your credit score drop 25-50 point per year! It will be so logical to give another company your personal information.
Personally I am going to take steps 1,2, and 3 myself since it is so easy.
To everyone,
Our personal information has been compromised more than you will ever now. Thank GOD you were informed this time because the prior 10 times you will never find out!!!!! REALITY CHECK 101!!!!!
SORRY I AM OT OF THE COUNTRY!! I AM A MI RESIDENT BANKING WITH COUNTRYWIDE.

Since: Nov 07

Manistee, MI

#25 Sep 13, 2008
edbull

Pine Bluff, AR

#26 Sep 13, 2008
The guy that sold this information up against a wall and plublic exicution.This needs to stop.
fennville resident

United States

#27 Sep 13, 2008
About a year ago van Dyke mortgage in Grand Rapids, sent out the same type of letter, although they did not offer a thing,
short drive

Holland, MI

#28 Sep 13, 2008
Yippie got my letter, How do I get on the class action list. 2 years is a load, should be 10. I want to sue the guy that took it, release his name if I can pronounce it.
Seenitbefore

Garden City, MI

#29 Sep 13, 2008
hahaha wrote:
If the government wanted to stop this,,,, they would have. Our government hard at work. Give the government a break,,, they just got off summer vacation.
You're kidding, right? That's supposed to be a ha ha isn't it!? Blaming the government for the failings of private corporations. The only blame there is on the government is the deregulation of these types.
a grandmother

Allegan, MI

#30 Sep 13, 2008
dazzlingduo wrote:
Come on guys this could have happened with any company. You are pointing all the fault on Countrywide, but at your bank anyone that looks at your account has access to all your personal information. All your credit card companies have all your personal information.
If it happens with just ONE company it is still one too many. No excuses, get this nipped in the bud NOW.... Severe penalties to ALL who compromise personal data...
whmpnhappy

Carson, CA

#31 Sep 13, 2008
Butnugget wrote:
I'll be contacting an attorney next week as I was one of the 75K.
Do you actually know or did they send you the letter saying your info MAY have been sold, etc.?? Or has someone actually used your info for credit already because of this incident?? I want to know if i accept the credit monitoring does that mean I can't sue later if something happens in the future regardless>>??
Angie

Oxford, WI

#33 Sep 14, 2008
I live in Wisconsin and just got a letter yesterday. I'm up for a lawsuit. Countrywide has been a pain in my rear from day one. They're only offering this 2 year protection plan because their lawyers told them to in hopes that people would think Countrywide is looking out for their best interests, when in reality, they're just trying to cover their butts. I say sue them, they have plenty of funds to share with us!:) If anyone is starting a lawsuit, count me in. Keep us posted on this forum, and in the meantime, I'll be making some calls of my own!
Krystle

Bethany, OK

#34 Sep 14, 2008
PeggySue wrote:
<quoted text>
That story is over a month old, it happened in California, and it involved more than 2 million loan applicants over a two year period. It is not related to this incident.
This incident apparently happened only within the state of Michigan and allegedly only to 75 thousand people.
Nonetheless, it does go to show that Countrywide needs to take stock of its current security protocols and make improvements.
I am in Oklahoma and actually got the letter about a week and a half ago so this is what I have found.
send email to the email address:

marcus@finkelsteinthompson.com " This law firm is pursuing a Class Action Lawsuit: Countrywide Data Breach
August 22, 2008

On August 18, 2008, Finkelstein Thompson LLP filed a lawsuit seeking class action status against Countrywide Financial Corporation ("Countrywide"), a California-based company. The complaint, filed in the United States District Court for the Central District of California, alleges that Countrywide failed to maintain reasonable and adequate security procedures to protect against the theft of Countrywide customers’ and mortgage applicants' sensitive personal information. The complaint further alleges that as many as 2 million Countrywide customers and mortgage applicants may have had their sensitive personal and financial information, including social security numbers, stolen by a Countrywide employee and sold to unknown entities.

If you are a Countrywide mortgage customer or have previously submitted a mortgage application to Countrywide and wish to discuss your rights and interests in this matter, please contact Karen Marcus in our Washington, D.C. office atmarcus@finkelsteinthompson.c om
Krystle

Bethany, OK

#35 Sep 14, 2008
Angie wrote:
I live in Wisconsin and just got a letter yesterday. I'm up for a lawsuit. Countrywide has been a pain in my rear from day one. They're only offering this 2 year protection plan because their lawyers told them to in hopes that people would think Countrywide is looking out for their best interests, when in reality, they're just trying to cover their butts. I say sue them, they have plenty of funds to share with us!:) If anyone is starting a lawsuit, count me in. Keep us posted on this forum, and in the meantime, I'll be making some calls of my own!
This is what I got from another person
send email to the email address:

marcus@finkelsteinthompson.com " This law firm is pursuing a Class Action Lawsuit: Countrywide Data Breach
August 22, 2008

On August 18, 2008, Finkelstein Thompson LLP filed a lawsuit seeking class action status against Countrywide Financial Corporation ("Countrywide"), a California-based company. The complaint, filed in the United States District Court for the Central District of California, alleges that Countrywide failed to maintain reasonable and adequate security procedures to protect against the theft of Countrywide customers’ and mortgage applicants' sensitive personal information. The complaint further alleges that as many as 2 million Countrywide customers and mortgage applicants may have had their sensitive personal and financial information, including social security numbers, stolen by a Countrywide employee and sold to unknown entities.

If you are a Countrywide mortgage customer or have previously submitted a mortgage application to Countrywide and wish to discuss your rights and interests in this matter, please contact Karen Marcus in our Washington, D.C. office atmarcus@finkelsteinthompson.c om
Krystle

Bethany, OK

#36 Sep 14, 2008
PeggySue wrote:
<quoted text>
That story is over a month old, it happened in California, and it involved more than 2 million loan applicants over a two year period. It is not related to this incident.
This incident apparently happened only within the state of Michigan and allegedly only to 75 thousand people.
Nonetheless, it does go to show that Countrywide needs to take stock of its current security protocols and make improvements.
What is it that happened only to MI customers. This story began a month ago...however countrywide has just now began sending out letters...all the letters u guys are getting in MI are being sent out to everyone all over the US...I am in Oklahoma and recieved my letter a week and a half ago....But is their a similar but different case for MI customers..Please tell me more!
Mark

Knoxville, TN

#37 Sep 15, 2008
Gee, what a nice club to be a member of.

And I'm sure the punishment for this is probably probation after 90 days in jail or some BS like that.
Neko

United States

#38 Sep 15, 2008
I wonder how many people knew about this and sold their stock before it became news?

(That is called "Insider trading" and it is a crime!)

Have a happy meltdown day!
JDecker

Grand Haven, MI

#39 Sep 16, 2008
So now that everyone knows that our credit will be monitored for 2 years, whats to say the bad guys won't wait to move in after this time? Seems like something more definitive shoyuld be done, acetain exactly who purchased the stolen info and how long ago it actually happened. I understand 2 people in California are suing and asking the suit to be a class action procedure. Anyone know?
Seenitbefore

Garden City, MI

#40 Sep 16, 2008
Krystle wrote:
<quoted text>
I am in Oklahoma and actually got the letter about a week and a half ago so this is what I have found.
send email to the email address:
marcus@finkelsteinthompson.com " This law firm is pursuing a Class Action Lawsuit: Countrywide Data Breach
August 22, 2008
On August 18, 2008, Finkelstein Thompson LLP filed a lawsuit seeking class action status against Countrywide Financial Corporation ("Countrywide"), a California-based company. The complaint, filed in the United States District Court for the Central District of California, alleges that Countrywide failed to maintain reasonable and adequate security procedures to protect against the theft of Countrywide customers’ and mortgage applicants' sensitive personal information. The complaint further alleges that as many as 2 million Countrywide customers and mortgage applicants may have had their sensitive personal and financial information, including social security numbers, stolen by a Countrywide employee and sold to unknown entities.
If you are a Countrywide mortgage customer or have previously submitted a mortgage application to Countrywide and wish to discuss your rights and interests in this matter, please contact Karen Marcus in our Washington, D.C. office atmarcus@finkelsteinthompson.c om
We too have been caught in this Countrywide fiasco. We carry ID theft insurance.

What bothers me about a/this class action suit is it's the lawyers/law firms that get the big bang bucks and NOT the people who were compromised. Usually they are no further ahead than if there were no suit at all. It would be nice if it weren't so.
MRL

Rockport, ME

#42 Sep 18, 2008
OH no,NOT THE SAME! One bank's info is one thing, BUT this breach includes the info from the entire mortgage application: SS#s, past tax info, ALL bank accounts, multiple bank accounts, credit card accounts, securites, etc. IT's AN OUTRAGE! THEY MUST GET TAKEN TO THE CLEANERS, sue sue sue...

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