For lots of folks, the cure would be worse than the disease. I don't see any folks flying off from the US to Russia or China for their medical care. And like many you obviously believe that by making health insurance companies not-for-profit, one can ignore the basic rules of economics.<quoted text>
The cure is to make insurance companies not-for-profit like all other major countries but that isn't going to happen any time soon.
So let's take one simple rule. If I'm running a not-for-profit insurance company, why would I offer health insurance when I make $0, while I make $$$$ in auto/home/life/etc. insurance. What company stays in a business that never turns a profit? How does this impact the "supply" side of the equation? Do more companies enter or leave? How exactly does making health insurance companies not-for-profit incent companies to invest in drugs, medical technology, etc?